1
00:00:00,860 --> 00:00:07,460
B: There used to be the Deutsche Mark [old German currency], the Mark, now we have euro and everyone is happy/ the euro and everyone likes it.

2
00:00:01,080 --> 00:00:01,100
B: $INDEX1

3
00:00:01,340 --> 00:00:01,600
B: FRÜHER1

4
00:00:01,340 --> 00:00:01,600
B: früher

5
00:00:01,820 --> 00:00:02,780
B: DM1

6
00:00:01,820 --> 00:00:02,780
B: d-m

7
00:00:03,000 --> 00:00:03,220
B: MARK1

8
00:00:03,000 --> 00:00:03,220
B: mark

9
00:00:03,960 --> 00:00:04,320
B: UM2A^

10
00:00:03,960 --> 00:00:04,320
B: [MG]

11
00:00:04,540 --> 00:00:05,040
B: euro

12
00:00:04,540 --> 00:00:04,880
B: $INIT-KREIS1^*

13
00:00:05,020 --> 00:00:05,040
B: $INDEX1

14
00:00:05,240 --> 00:00:05,360
B: FROH1*

15
00:00:05,240 --> 00:00:05,360
B: froh

16
00:00:05,520 --> 00:00:05,740
B: EURO1

17
00:00:05,520 --> 00:00:05,740
B: euro

18
00:00:06,180 --> 00:00:07,440
B: froh

19
00:00:06,180 --> 00:00:06,520
B: FROH1

20
00:00:06,700 --> 00:00:07,440
B: VERGLEICH1A^*

21
00:00:08,460 --> 00:00:09,540
A: I don't know.

22
00:00:08,880 --> 00:00:09,540
B: Is that a good thing?

23
00:00:08,880 --> 00:00:09,080
A: ||$GEST-ICH-WEISS-NICHT1^*

24
00:00:08,880 --> 00:00:09,080
A: [MG]

25
00:00:09,020 --> 00:00:09,280
B: ||GUT1*

26
00:00:09,020 --> 00:00:09,280
B: [MG]

27
00:00:09,480 --> 00:00:09,520
B: ||$GEST-OFF^*

28
00:00:09,540 --> 00:00:17,240
A: On the one hand everyone is happy, of course, that the economy can grow through it, on the other hand, everyone is surprised that the prices increase.

29
00:00:09,780 --> 00:00:10,100
A: ||SEITE-KÖRPER1^

30
00:00:10,420 --> 00:00:10,580
A: ||$GEST-OFF^*

31
00:00:10,900 --> 00:00:10,980
A: ||$INDEX1*

32
00:00:11,060 --> 00:00:11,360
A: ||FROH1*

33
00:00:11,060 --> 00:00:11,360
A: froh

34
00:00:11,500 --> 00:00:11,720
A: ||KLAR1B

35
00:00:11,500 --> 00:00:11,720
A: klar

36
00:00:12,040 --> 00:00:12,320
A: WIRTSCHAFT1B

37
00:00:12,040 --> 00:00:12,320
A: wirtschaft

38
00:00:12,600 --> 00:00:12,940
A: ||AUFWÄRTS1^*

39
00:00:12,600 --> 00:00:12,940
A: [MG]

40
00:00:13,100 --> 00:00:13,720
A: soll

41
00:00:13,100 --> 00:00:13,260
A: ||SOLL1

42
00:00:13,380 --> 00:00:13,720
A: ||$GEST-OFF^*

43
00:00:14,520 --> 00:00:14,740
A: SEITE-KÖRPER1^

44
00:00:14,840 --> 00:00:15,320
A: $GEST-OFF^

45
00:00:14,840 --> 00:00:15,320
A: [MG]

46
00:00:15,620 --> 00:00:16,680
A: ||TEUER1*

47
00:00:15,620 --> 00:00:16,680
A: teuer teuer teuer

48
00:00:15,840 --> 00:00:17,840
B: Everything costs twice as much, right?

49
00:00:16,160 --> 00:00:16,200
B: TEUER1*

50
00:00:16,160 --> 00:00:16,200
B: so wie

51
00:00:16,600 --> 00:00:17,420
B: DOPPEL1B*

52
00:00:16,600 --> 00:00:17,420
B: doppelt

53
00:00:16,780 --> 00:00:17,080
A: $GEST-OFF^

54
00:00:17,240 --> 00:00:18,600
A: Now everything is twice as expensive. Every price multiplied by two.

55
00:00:17,320 --> 00:00:17,580
A: ||DOPPEL1A

56
00:00:17,320 --> 00:00:17,580
A: doppelt

57
00:00:17,800 --> 00:00:17,960
A: ||MULTIPLIZIEREN1

58
00:00:17,800 --> 00:00:17,960
A: mal

59
00:00:18,120 --> 00:00:18,260
A: ||$NUM-EINER1A:2

60
00:00:18,120 --> 00:00:18,260
A: zwei

61
00:00:18,600 --> 00:00:22,880
A: Take beer for example: Nowadays it is twice as expensive and if you are ordering a second beer, you're thinking twice about it because it's so expensive.

62
00:00:18,980 --> 00:00:19,380
A: ||BIER1

63
00:00:18,980 --> 00:00:19,380
A: bier

64
00:00:19,680 --> 00:00:19,960
A: ||$PROD*

65
00:00:20,080 --> 00:00:20,340
A: ||DANN1A

66
00:00:20,540 --> 00:00:20,780
A: ||BIER3

67
00:00:20,540 --> 00:00:20,780
A: [MG]

68
00:00:20,980 --> 00:00:21,420
A: ||DOPPEL1A

69
00:00:20,980 --> 00:00:21,420
A: doppelt

70
00:00:21,740 --> 00:00:21,860
A: ||PLÖTZLICH4*

71
00:00:22,100 --> 00:00:22,820
A: $GEST-NM^*

72
00:00:22,100 --> 00:00:22,820
A: [MG]

73
00:00:22,880 --> 00:00:24,360
A: Don't get me started on wine. It has gotten so bad.

74
00:00:23,060 --> 00:00:23,280
A: ||WEIN2

75
00:00:23,060 --> 00:00:23,280
A: wein

76
00:00:23,460 --> 00:00:23,780
A: ||$GEST-OH-MEIN-GOTT1^*

77
00:00:23,960 --> 00:00:24,340
A: ||SCHLIMM3A*

78
00:00:23,960 --> 00:00:24,340
A: schlimm

79
00:00:24,360 --> 00:00:26,680
A: Wine used to cost ten Mark.

80
00:00:24,620 --> 00:00:24,860
A: ||WEIN2

81
00:00:24,620 --> 00:00:24,860
A: wein

82
00:00:25,280 --> 00:00:25,400
A: ||$NUM-EINER1A:10*

83
00:00:25,280 --> 00:00:25,400
A: zehn

84
00:00:25,580 --> 00:00:26,680
A: mark

85
00:00:25,580 --> 00:00:25,700
A: ||MARK1

86
00:00:25,820 --> 00:00:26,680
A: ||$GEST-OFF^*

87
00:00:26,680 --> 00:00:28,420
A: Back then, that were four/

88
00:00:26,900 --> 00:00:29,160
B: Are you talking about a bottle or in a pub?

89
00:00:27,040 --> 00:00:27,520
A: ||DAMALS1

90
00:00:27,040 --> 00:00:27,520
A: damals

91
00:00:27,140 --> 00:00:27,240
B: $NUM-EINER1A:1d

92
00:00:27,140 --> 00:00:27,240
B: eine

93
00:00:27,420 --> 00:00:27,800
B: FLASCHE1A

94
00:00:27,420 --> 00:00:27,800
B: flasche

95
00:00:27,760 --> 00:00:27,800
A: ||$NUM-EINER1A:4

96
00:00:27,760 --> 00:00:27,800
A: vier

97
00:00:27,800 --> 00:00:28,380
A: $GEST-NM-KOPFSCHÜTTELN1^

98
00:00:27,800 --> 00:00:28,380
A: [MG]

99
00:00:28,040 --> 00:00:28,300
B: $ORAL^

100
00:00:28,040 --> 00:00:28,300
B: oder

101
00:00:28,400 --> 00:00:28,840
B: wirtschaft

102
00:00:28,400 --> 00:00:28,620
B: WIRTSCHAFT-GASTRONOMIE2*

103
00:00:28,420 --> 00:00:29,160
A: A glas of wine.

104
00:00:28,540 --> 00:00:28,800
A: ||TRINKEN-FEIN1^

105
00:00:28,540 --> 00:00:28,800
A: glas

106
00:00:28,760 --> 00:00:28,840
B: $INDEX1*

107
00:00:29,160 --> 00:00:34,440
A: You used to pay four or five Marks - maybe around 4.80 Marks - for a glass of wine.

108
00:00:29,460 --> 00:00:31,340
B: Ten euros.

109
00:00:29,520 --> 00:00:29,880
A: ||TRINKEN-FEIN1^

110
00:00:29,520 --> 00:00:29,880
A: glas

111
00:00:30,320 --> 00:00:30,620
A: ||DAMALS1

112
00:00:30,320 --> 00:00:30,620
A: damals

113
00:00:30,620 --> 00:00:30,900
B: $NUM-EINER1A:10*

114
00:00:30,620 --> 00:00:30,900
B: zehn euro

115
00:00:30,900 --> 00:00:31,340
A: ||$NUM-EINER1A:4

116
00:00:31,800 --> 00:00:31,940
A: ||$NUM-EINER1A:4

117
00:00:31,800 --> 00:00:31,940
A: vier

118
00:00:32,440 --> 00:00:32,560
A: ||MARK1*

119
00:00:32,440 --> 00:00:32,560
A: m{ark}

120
00:00:32,800 --> 00:00:32,840
A: ||$NUM-EINER1A:5

121
00:00:32,800 --> 00:00:32,840
A: oder fünf

122
00:00:33,160 --> 00:00:33,760
A: mark

123
00:00:33,160 --> 00:00:33,300
A: ||MARK1

124
00:00:33,500 --> 00:00:33,760
A: ||VIELLEICHT1

125
00:00:33,900 --> 00:00:34,320
A: vier mark achtzig

126
00:00:33,900 --> 00:00:33,960
A: ||$NUM-EINER1A:4

127
00:00:34,220 --> 00:00:34,320
A: ||$NUM-ZEHNER2A:8d

128
00:00:34,440 --> 00:00:36,320
A: These days, that are 4,80 euros.

129
00:00:34,560 --> 00:00:34,680
A: ||HEUTE1

130
00:00:34,560 --> 00:00:34,680
A: heute

131
00:00:34,900 --> 00:00:35,540
A: vier euro achtzig

132
00:00:34,900 --> 00:00:35,140
A: ||$NUM-EINER1A:4

133
00:00:35,260 --> 00:00:35,420
A: ||$NUM-ZEHNER2A:8d*

134
00:00:35,420 --> 00:00:35,540
A: ||$GEST-OFF^*

135
00:00:36,320 --> 00:00:41,060
A: Of course you have take the inflation into consideration.

136
00:00:36,760 --> 00:00:37,000
A: ||KLAR1B

137
00:00:36,760 --> 00:00:37,000
A: klar

138
00:00:37,580 --> 00:00:37,740
A: ||PLUS1*

139
00:00:37,580 --> 00:00:37,740
A: plus

140
00:00:38,000 --> 00:00:39,100
A: inflation

141
00:00:38,000 --> 00:00:38,220
A: ||$ALPHA1:I

142
00:00:38,580 --> 00:00:38,700
A: ||GEBEN-GELD2A^*

143
00:00:38,800 --> 00:00:39,100
A: ||ABFALLEN1^*

144
00:00:39,440 --> 00:00:41,000
A: inflation

145
00:00:39,440 --> 00:00:40,200
A: ||WENIGER-WERDEN3B^

146
00:00:40,500 --> 00:00:41,000
A: ||$GEST-OFF^*

147
00:00:41,060 --> 00:00:44,200
A: If you were to calculate the inflation into it, it would probably already cost like ten Mark.

148
00:00:41,200 --> 00:00:41,480
A: ||DANACH1A^*

149
00:00:41,740 --> 00:00:41,860
A: ||DAZU1

150
00:00:41,980 --> 00:00:42,220
A: ||UNGEFÄHR2^

151
00:00:41,980 --> 00:00:42,220
A: [MG]

152
00:00:42,300 --> 00:00:42,420
A: ||JETZT3*

153
00:00:42,300 --> 00:00:42,420
A: jetzt

154
00:00:42,520 --> 00:00:42,820
A: VIELLEICHT3*

155
00:00:42,520 --> 00:00:42,820
A: vielleicht

156
00:00:42,940 --> 00:00:42,960
A: $NUM-EINER1A:10

157
00:00:42,940 --> 00:00:42,960
A: zehn

158
00:00:43,140 --> 00:00:43,360
A: ||MARK1

159
00:00:43,140 --> 00:00:43,360
A: mark

160
00:00:43,600 --> 00:00:43,720
A: ||SCHON1B

161
00:00:43,600 --> 00:00:43,720
A: schon

162
00:00:43,720 --> 00:00:43,920
A: ||$GEST-OFF^*

163
00:00:44,200 --> 00:00:45,360
A: Or even eleven Mark.

164
00:00:44,420 --> 00:00:44,580
A: ||$NUM-SCHNIPS1:1*

165
00:00:44,420 --> 00:00:44,580
A: oder elf

166
00:00:44,780 --> 00:00:44,920
A: ||MARK1

167
00:00:44,780 --> 00:00:44,920
A: mark

168
00:00:45,060 --> 00:00:45,180
A: ||$GEST-OFF^

169
00:00:45,360 --> 00:00:48,540
A: Everyone just pays their four euros without thinking about it.

170
00:00:45,360 --> 00:00:46,880
B: If you/

171
00:00:45,640 --> 00:00:45,900
A: ||KEINE-AHNUNG3

172
00:00:45,640 --> 00:00:45,900
A: [MG]

173
00:00:46,060 --> 00:00:46,180
B: WENN1A*

174
00:00:46,060 --> 00:00:46,180
B: wenn

175
00:00:46,080 --> 00:00:46,180
A: ||BEZAHLEN1*

176
00:00:46,180 --> 00:00:46,320
B: ACHTUNG1A^*

177
00:00:46,600 --> 00:00:46,760
A: ||$NUM-EINER1A:4*

178
00:00:46,600 --> 00:00:46,760
A: vier euro

179
00:00:47,020 --> 00:00:47,480
A: ||$PROD*

180
00:00:47,020 --> 00:00:47,480
A: [MG]

181
00:00:47,480 --> 00:00:47,840
A: ||$GEST-OFF^

182
00:00:47,480 --> 00:00:47,840
A: [MG]

183
00:00:48,160 --> 00:00:48,300
A: ||$GEST-ABWINKEN1^

184
00:00:48,160 --> 00:00:48,300
A: [MG]

185
00:00:48,300 --> 00:00:48,480
A: ||GEWESEN1^

186
00:00:48,540 --> 00:00:49,980
A: While, at the same time, we are only getting paid half of our wages.

187
00:00:48,920 --> 00:00:49,120
A: ||HALB1A

188
00:00:48,920 --> 00:00:49,120
A: hälfte

189
00:00:49,300 --> 00:00:49,440
A: ||LOHN1

190
00:00:49,300 --> 00:00:49,440
A: lohn

191
00:00:49,440 --> 00:00:53,240
B: Exactly! The wage didn't rise but stayed the same.

192
00:00:49,440 --> 00:00:49,700
A: ||$GEST-OFF^

193
00:00:49,620 --> 00:00:49,700
B: EBEN-GRUND1*

194
00:00:49,980 --> 00:00:51,140
A: There are two sides to this.

195
00:00:50,100 --> 00:00:50,580
A: VERGLEICH2^

196
00:00:50,100 --> 00:00:50,580
A: [MG]

197
00:00:50,560 --> 00:00:50,720
B: LOHN1

198
00:00:50,560 --> 00:00:50,720
B: lohn

199
00:00:50,940 --> 00:00:51,080
B: BLEIBEN2*

200
00:00:50,940 --> 00:00:51,080
B: bleiben

201
00:00:51,320 --> 00:00:51,840
B: GLEICH1A*

202
00:00:52,580 --> 00:00:52,800
B: ERHÖHEN1B

203
00:00:53,000 --> 00:00:53,140
B: NICHT3A

204
00:00:53,240 --> 00:00:54,980
B: That is unfair. Oh well.

205
00:00:53,540 --> 00:00:54,000
B: STIMMT1^*

206
00:00:53,540 --> 00:00:54,000
B: ungerecht

207
00:00:54,420 --> 00:00:54,600
B: ||AB2^

208
00:00:54,980 --> 00:01:02,200
A: A lot of the companies waited for the initiation of the euro to raise their employees' wages because they were hoping to earn more revenues by that.

209
00:00:55,300 --> 00:00:55,500
A: ||VIEL1A

210
00:00:55,300 --> 00:00:55,500
A: viel

211
00:00:55,680 --> 00:00:56,220
A: ||FIRMA1A*

212
00:00:55,680 --> 00:00:56,220
A: firma

213
00:00:56,820 --> 00:00:57,100
A: ||WARTEN1C

214
00:00:56,820 --> 00:00:57,100
A: warten

215
00:00:57,380 --> 00:00:57,520
A: ||WÜNSCHEN1B

216
00:00:57,380 --> 00:00:57,520
A: wünschen

217
00:00:57,760 --> 00:00:58,060
A: ||OBEN3B^*

218
00:00:58,200 --> 00:00:58,400
A: ||NEIN1B^*

219
00:00:58,460 --> 00:00:58,780
A: ||WARTEN1C

220
00:00:58,460 --> 00:00:58,780
A: warten

221
00:00:58,980 --> 00:00:59,060
A: ||BIS1*

222
00:00:58,980 --> 00:00:59,060
A: bis

223
00:00:59,220 --> 00:00:59,380
A: ||EURO1

224
00:00:59,220 --> 00:00:59,380
A: euro

225
00:00:59,780 --> 00:01:00,460
A: SICH-DIE-HÄNDE-REIBEN1^

226
00:01:00,580 --> 00:01:00,600
A: ||$INDEX1*

227
00:01:00,740 --> 00:01:00,900
A: ||MEHR1

228
00:01:00,740 --> 00:01:00,900
A: mehr

229
00:01:01,060 --> 00:01:01,440
A: ||EINNAHME1

230
00:01:01,060 --> 00:01:01,440
A: einnahmen

231
00:01:01,640 --> 00:01:01,900
A: ||MEHR1

232
00:01:01,640 --> 00:01:01,900
A: mehr

233
00:01:02,200 --> 00:01:08,580
A: The rents increased which is connected to other causes. This way a spiral of rising prices emerges.

234
00:01:02,200 --> 00:01:03,060
B: There are other reasons, too.

235
00:01:02,360 --> 00:01:02,840
B: $GEST^

236
00:01:02,360 --> 00:01:02,840
B: [MG]

237
00:01:02,540 --> 00:01:02,640
A: ||AUCH3A*

238
00:01:02,540 --> 00:01:02,640
A: aber auch

239
00:01:02,820 --> 00:01:03,380
A: gleichzeitig

240
00:01:02,820 --> 00:01:02,980
A: GLEICH1A*

241
00:01:03,140 --> 00:01:03,380
A: ZEIT1

242
00:01:03,680 --> 00:01:03,900
A: ||TEUER1*

243
00:01:03,680 --> 00:01:03,900
A: teuer

244
00:01:04,100 --> 00:01:04,300
A: ||MIETE1

245
00:01:04,100 --> 00:01:04,300
A: miete

246
00:01:04,440 --> 00:01:06,680
B: Yes, that and other things cause it. That's true.

247
00:01:04,480 --> 00:01:05,180
A: ||VIELES-HÄNGT-ZUSAMMEN1*

248
00:01:04,480 --> 00:01:05,180
A: [MG]

249
00:01:04,860 --> 00:01:05,420
B: $GEST^

250
00:01:05,460 --> 00:01:05,640
A: ||ZUSAMMENHANG1A^*

251
00:01:05,460 --> 00:01:05,640
A: kette

252
00:01:05,740 --> 00:01:06,560
A: KETTE1^*

253
00:01:05,740 --> 00:01:05,880
B: STIMMT1A

254
00:01:05,740 --> 00:01:05,880
B: stimmt

255
00:01:06,680 --> 00:01:07,960
A: [MG]

256
00:01:06,680 --> 00:01:07,120
A: SPIRALE1^*

257
00:01:07,340 --> 00:01:07,960
A: ||OBEN2B^*

258
00:01:10,040 --> 00:01:19,980
B: There were some reforms concerning the unemployed that receive unemployment pay four or five years ago. There were a lot of different changes also concerning Hartz 4.

259
00:01:10,360 --> 00:01:10,480
B: UND5

260
00:01:10,360 --> 00:01:10,480
B: und

261
00:01:10,600 --> 00:01:10,940
B: $INDEX1

262
00:01:11,480 --> 00:01:11,800
B: ARBEITSLOS1

263
00:01:11,480 --> 00:01:11,800
B: arbeitslos

264
00:01:12,520 --> 00:01:12,780
B: PERSON1*

265
00:01:12,940 --> 00:01:13,460
B: betroffen

266
00:01:12,940 --> 00:01:13,160
B: BETROFFEN2

267
00:01:13,380 --> 00:01:13,460
B: PERSON1

268
00:01:13,640 --> 00:01:14,720
B: arbeitslosengeld

269
00:01:13,640 --> 00:01:13,680
B: ARBEITEN1*

270
00:01:13,840 --> 00:01:13,940
B: $WORTTEIL-LOS1

271
00:01:14,260 --> 00:01:14,720
B: BEZAHLEN3^*

272
00:01:14,860 --> 00:01:14,920
B: $INDEX1*

273
00:01:15,200 --> 00:01:15,280
B: AUCH1B

274
00:01:15,200 --> 00:01:15,280
B: auch

275
00:01:15,480 --> 00:01:15,540
B: NEU1A

276
00:01:15,480 --> 00:01:15,540
B: neu

277
00:01:15,860 --> 00:01:16,140
B: UM1A^

278
00:01:15,860 --> 00:01:16,140
B: [MG]

279
00:01:16,360 --> 00:01:16,540
B: VERGANGENHEIT1^

280
00:01:16,360 --> 00:01:16,540
B: [MG]

281
00:01:16,600 --> 00:01:16,680
B: $ORAL^

282
00:01:16,600 --> 00:01:16,680
B: vielleicht

283
00:01:16,700 --> 00:01:16,920
B: JAHR1B*

284
00:01:16,700 --> 00:01:16,920
B: vier jahr

285
00:01:17,040 --> 00:01:17,120
B: JAHR1B*

286
00:01:17,040 --> 00:01:17,120
B: fünf

287
00:01:17,120 --> 00:01:17,240
B: VERGANGENHEIT1^

288
00:01:17,120 --> 00:01:17,240
B: jahr

289
00:01:17,380 --> 00:01:17,860
B: hartz vier

290
00:01:17,380 --> 00:01:17,480
B: HARTZ1A

291
00:01:17,680 --> 00:01:17,860
B: $NUM-RÖM1:4

292
00:01:18,080 --> 00:01:18,820
B: NEU1A*

293
00:01:18,080 --> 00:01:18,820
B: neu neu neu

294
00:01:18,980 --> 00:01:19,660
B: $GEST-OFF^*

295
00:01:19,980 --> 00:01:21,320
B: I wasn't affected.

296
00:01:20,240 --> 00:01:20,340
B: SELBST1A*

297
00:01:20,240 --> 00:01:20,340
B: selbst

298
00:01:20,480 --> 00:01:20,840
B: betroffen

299
00:01:20,480 --> 00:01:20,620
B: BETROFFEN2

300
00:01:20,700 --> 00:01:20,840
B: AUF-PERSON1*

301
00:01:20,980 --> 00:01:21,280
B: KEIN8*

302
00:01:20,980 --> 00:01:21,280
B: [MG]

303
00:01:21,320 --> 00:01:23,120
B: Though, there were others who were affected badly.

304
00:01:21,340 --> 00:01:21,480
B: ABER1*

305
00:01:21,340 --> 00:01:21,480
B: aber

306
00:01:21,620 --> 00:01:22,120
B: viele

307
00:01:21,620 --> 00:01:21,680
B: VIEL1A*

308
00:01:21,800 --> 00:01:22,120
B: $INDEX1*

309
00:01:22,260 --> 00:01:22,600
B: SEHR-VIEL2

310
00:01:22,260 --> 00:01:22,600
B: [MG]

311
00:01:23,120 --> 00:01:27,220
A: The unemployed can receive Hartz 4 voluntarily. You can also choose to live independently without the help of the government.

312
00:01:23,460 --> 00:01:24,140
A: hartz vier

313
00:01:23,460 --> 00:01:23,600
A: ||HARTZ1A

314
00:01:23,880 --> 00:01:24,140
A: ||$NUM-RÖM1:4

315
00:01:24,540 --> 00:01:24,960
A: freiwillig

316
00:01:24,540 --> 00:01:24,740
A: ||FREIWILLIG4*

317
00:01:24,740 --> 00:01:24,960
A: ||NEIN3B^*

318
00:01:25,240 --> 00:01:25,480
A: STAAT1A

319
00:01:25,240 --> 00:01:25,480
A: staat

320
00:01:25,980 --> 00:01:26,240
A: ||UNABHÄNGIG1

321
00:01:25,980 --> 00:01:26,240
A: [MG]

322
00:01:26,620 --> 00:01:26,820
A: ||$GEST-OFF^*

323
00:01:27,220 --> 00:01:30,940
A: It was named after the person who came up with the concept.

324
00:01:27,660 --> 00:01:27,740
A: ||$INDEX1*

325
00:01:27,660 --> 00:01:27,740
A: warum

326
00:01:28,020 --> 00:01:28,540
A: name

327
00:01:28,020 --> 00:01:28,180
A: ||AUF-PERSON1^

328
00:01:28,380 --> 00:01:28,540
A: ||NAME1A*

329
00:01:28,740 --> 00:01:28,880
A: $INDEX1*

330
00:01:29,600 --> 00:01:29,820
A: ||ERFINDEN1

331
00:01:29,600 --> 00:01:29,820
A: [MG]

332
00:01:30,440 --> 00:01:30,860
A: GEBEN1A^*

333
00:01:30,440 --> 00:01:30,860
A: [MG]

334
00:01:30,940 --> 00:01:35,140
A: He was an expert on taxes, and he calculated how much money the people would receive.

335
00:01:31,300 --> 00:01:31,320
A: ||$INDEX1*

336
00:01:31,520 --> 00:01:31,700
A: ||STEUERUNG1*

337
00:01:31,520 --> 00:01:31,700
A: steuer

338
00:01:31,820 --> 00:01:32,460
A: ||VIELES-HÄNGT-ZUSAMMEN1*

339
00:01:32,820 --> 00:01:33,040
A: ||GESCHICKT1A^

340
00:01:32,820 --> 00:01:33,040
A: [MG]

341
00:01:33,200 --> 00:01:33,660
A: ||VIELES-HÄNGT-ZUSAMMEN1*

342
00:01:34,020 --> 00:01:34,160
A: SO1A*

343
00:01:34,020 --> 00:01:34,160
A: so

344
00:01:34,340 --> 00:01:34,580
A: BEKOMMEN1*

345
00:01:34,340 --> 00:01:34,580
A: bekommen

346
00:01:35,140 --> 00:01:44,120
B: The receivers of Hartz 4 don’t have an easy life, but they have the advantage of having their rent paid for them.

347
00:01:35,180 --> 00:01:35,360
B: $ORAL^

348
00:01:35,180 --> 00:01:35,360
B: aber

349
00:01:35,540 --> 00:01:35,960
B: ARMER1

350
00:01:35,540 --> 00:01:35,960
B: [MG]

351
00:01:36,220 --> 00:01:36,360
B: JA1A

352
00:01:36,220 --> 00:01:36,360
B: ja

353
00:01:36,520 --> 00:01:36,960
B: ABER1

354
00:01:36,520 --> 00:01:36,960
B: aber

355
00:01:37,140 --> 00:01:37,660
B: hartz vier

356
00:01:37,140 --> 00:01:37,240
B: HARTZ1A

357
00:01:37,460 --> 00:01:37,660
B: $NUM-RÖM1:4

358
00:01:37,920 --> 00:01:38,080
B: BEKOMMEN1*

359
00:01:37,920 --> 00:01:38,080
B: bekomm

360
00:01:38,280 --> 00:01:38,560
B: MIETE2*

361
00:01:38,280 --> 00:01:38,560
B: miete

362
00:01:38,840 --> 00:01:39,380
B: frei

363
00:01:38,840 --> 00:01:39,000
B: FREI-KOSTENLOS1*

364
00:01:39,140 --> 00:01:39,380
B: $GEST-OFF^

365
00:01:39,620 --> 00:01:39,800
B: VORTEIL1

366
00:01:39,620 --> 00:01:39,800
B: [MG]

367
00:01:40,220 --> 00:01:44,120
B: $GEST-OFF^

368
00:01:40,460 --> 00:01:50,360
A: On the one hand there is the state who provides Hartz 4 voluntarily and on the other hand there are the people who protest and demand more money.

369
00:01:40,680 --> 00:01:40,900
A: ||VIEL1A

370
00:01:40,680 --> 00:01:40,900
A: viele

371
00:01:41,100 --> 00:01:41,620
A: ||PROTEST1*

372
00:01:41,100 --> 00:01:41,620
A: [MG]

373
00:01:41,760 --> 00:01:42,000
A: ||WOHER1^*

374
00:01:41,760 --> 00:01:42,000
A: [MG]

375
00:01:42,160 --> 00:01:42,500
A: ||PROTEST1

376
00:01:42,720 --> 00:01:42,780
A: ||ICH2

377
00:01:42,800 --> 00:01:43,720
A: hartz vier

378
00:01:42,800 --> 00:01:43,160
A: ||HARTZ1B*

379
00:01:43,460 --> 00:01:43,720
A: ||$NUM-RÖM1:4

380
00:01:43,900 --> 00:01:44,180
A: ||$GEST-OFF^*

381
00:01:44,800 --> 00:01:45,120
A: ||GEGEN3A^*

382
00:01:44,800 --> 00:01:45,120
A: aber anders

383
00:01:45,260 --> 00:01:45,420
A: STAAT1A

384
00:01:45,260 --> 00:01:45,420
A: staat

385
00:01:45,560 --> 00:01:45,980
A: $GEST-OFF^

386
00:01:45,560 --> 00:01:45,980
A: [MG]

387
00:01:46,240 --> 00:01:46,280
A: ||ICH1

388
00:01:46,500 --> 00:01:46,620
A: ||FÜR1*

389
00:01:46,500 --> 00:01:46,620
A: für

390
00:01:46,900 --> 00:01:47,300
A: ||SCHON1B*

391
00:01:46,900 --> 00:01:47,300
A: schon

392
00:01:47,300 --> 00:01:47,480
A: $GEST-OFF^

393
00:01:47,740 --> 00:01:48,260
A: freiwillig

394
00:01:47,740 --> 00:01:48,060
A: ||FREIWILLIG4

395
00:01:48,060 --> 00:01:48,260
A: ||$GEST-OFF^*

396
00:01:48,660 --> 00:01:49,080
A: hartz

397
00:01:48,660 --> 00:01:48,780
A: ||$NUM-RÖM1:4*

398
00:01:48,880 --> 00:01:49,080
A: ||HARTZ1A

399
00:01:49,340 --> 00:01:49,560
A: ||$NUM-RÖM1:4

400
00:01:49,340 --> 00:01:49,560
A: vier

401
00:01:49,660 --> 00:01:50,060
A: ||$GEST-OFF^*

402
00:01:50,360 --> 00:01:52,660
A: Otherwise the people wouldn't get anything and they had to live on the streets.

403
00:01:50,580 --> 00:01:50,660
A: ||SONST1

404
00:01:50,580 --> 00:01:50,660
A: sonst

405
00:01:50,900 --> 00:01:51,020
A: ||BEKOMMEN1*

406
00:01:50,900 --> 00:01:51,020
A: bekommen

407
00:01:51,100 --> 00:01:51,500
A: NICHT1

408
00:01:51,100 --> 00:01:51,500
A: nicht [MG]

409
00:01:51,380 --> 00:01:57,200
B: There is maximal size for the apartments and a maximal rent price for the receivers of Hartz 4.

410
00:01:51,720 --> 00:01:52,160
A: auf der straße

411
00:01:51,720 --> 00:01:51,860
A: STRASSE1*

412
00:01:51,720 --> 00:01:51,800
B: NUR2A

413
00:01:51,720 --> 00:01:51,800
B: nur

414
00:01:51,860 --> 00:01:52,160
A: $GEST-BITTE1^*

415
00:01:51,960 --> 00:01:52,000
B: $INDEX1*

416
00:01:52,160 --> 00:01:52,280
B: DA1*

417
00:01:52,160 --> 00:01:52,280
B: da

418
00:01:52,640 --> 00:01:52,940
B: ENDE2^*

419
00:01:53,140 --> 00:01:53,400
B: ENDE2^

420
00:01:53,140 --> 00:01:53,400
B: [MG]

421
00:01:53,660 --> 00:01:55,060
B: wohngröße

422
00:01:53,660 --> 00:01:53,780
B: WOHNUNG1A*

423
00:01:53,900 --> 00:01:54,140
B: WOHNUNG3*

424
00:01:54,260 --> 00:01:55,060
B: $PROD*

425
00:01:55,460 --> 00:01:55,640
B: GELD1A

426
00:01:55,460 --> 00:01:55,640
B: geld

427
00:01:55,760 --> 00:01:55,980
B: UNTERSCHIED2^

428
00:01:56,040 --> 00:01:56,080
B: MUSS1*

429
00:01:56,040 --> 00:01:56,080
B: muss

430
00:01:56,400 --> 00:01:56,480
B: GUT4^*

431
00:01:56,840 --> 00:01:57,160
B: REGEL1A^

432
00:01:57,200 --> 00:01:58,440
B: If they are renting a place above those maxima, they have to pay the difference out of their own pocket.

433
00:01:57,280 --> 00:01:57,360
B: $INDEX1*

434
00:01:57,680 --> 00:01:57,820
B: ÜBER1

435
00:01:57,680 --> 00:01:57,820
B: über

436
00:01:57,980 --> 00:01:58,440
B: selbst

437
00:01:57,980 --> 00:01:58,100
B: SELBST1A*

438
00:01:58,240 --> 00:01:58,440
B: GEBEN-GELD2B^*

439
00:01:58,440 --> 00:01:59,760
B: Everything below these maxima gets paid for them.

440
00:01:58,460 --> 00:01:58,900
B: aber

441
00:01:58,460 --> 00:01:58,700
B: $ORAL^

442
00:01:58,700 --> 00:01:58,900
B: ALLE2A^*

443
00:01:59,300 --> 00:01:59,500
B: GEBEN1A^*

444
00:01:59,760 --> 00:02:01,940
B: If people go to work, they will receive their wage.

445
00:01:59,960 --> 00:02:00,040
B: WENN1A

446
00:01:59,960 --> 00:02:00,040
B: wenn

447
00:02:00,140 --> 00:02:00,280
B: ARBEITEN2*

448
00:02:00,140 --> 00:02:00,280
B: arbeit

449
00:02:00,460 --> 00:02:00,680
B: ||DORTHIN-GEHEN1

450
00:02:01,360 --> 00:02:01,940
B: ||LOHN1

451
00:02:01,360 --> 00:02:01,940
B: lohn

452
00:02:01,940 --> 00:02:04,880
B: If they receive Hartz 4, they live rent-free.

453
00:02:01,940 --> 00:02:02,140
B: ODER4B

454
00:02:01,940 --> 00:02:02,140
B: oder

455
00:02:02,400 --> 00:02:02,500
B: $INDEX1*

456
00:02:02,680 --> 00:02:03,180
B: hartz vier

457
00:02:02,680 --> 00:02:02,760
B: ICH1^

458
00:02:03,000 --> 00:02:03,180
B: $NUM-RÖM1:4

459
00:02:03,820 --> 00:02:04,300
B: miete

460
00:02:03,820 --> 00:02:03,860
B: GELD1A^*

461
00:02:04,080 --> 00:02:04,300
B: GEBEN-GELD2A^*

462
00:02:04,660 --> 00:02:04,820
B: FREI1*

463
00:02:04,660 --> 00:02:04,820
B: frei

464
00:02:04,880 --> 00:02:06,060
B: If you compare that with each other, everyone receives almost the same.

465
00:02:05,060 --> 00:02:05,340
B: UNTERSCHIED2^

466
00:02:05,060 --> 00:02:05,340
B: [MG]

467
00:02:05,500 --> 00:02:05,760
B: GLEICH1A^*

468
00:02:05,500 --> 00:02:05,760
B: [MG]

469
00:02:06,060 --> 00:02:11,100
B: That sounds appealing in the beginning, but if you think about their future, you will see that they won't receive any pension; that is nothing to be taken lightly.

470
00:02:06,140 --> 00:02:06,440
B: aber

471
00:02:06,140 --> 00:02:06,180
B: $GEST-OFF^

472
00:02:06,360 --> 00:02:06,440
B: ABER1*

473
00:02:06,840 --> 00:02:06,980
B: DENKEN1A

474
00:02:06,840 --> 00:02:06,980
B: denken

475
00:02:07,320 --> 00:02:07,400
B: WISSEN2B^

476
00:02:07,320 --> 00:02:07,400
B: ist auch

477
00:02:07,780 --> 00:02:07,900
B: SCHÖN1A

478
00:02:07,780 --> 00:02:07,900
B: schön

479
00:02:08,000 --> 00:02:08,100
B: ABER1*

480
00:02:08,000 --> 00:02:08,100
B: aber

481
00:02:08,220 --> 00:02:08,480
B: an

482
00:02:08,220 --> 00:02:08,300
B: WISSEN2B^

483
00:02:08,420 --> 00:02:08,480
B: AN1

484
00:02:08,560 --> 00:02:08,700
B: DANACH1A^*

485
00:02:08,820 --> 00:02:08,960
B: ZUKUNFT1A

486
00:02:08,820 --> 00:02:08,960
B: zukunft

487
00:02:09,260 --> 00:02:09,660
B: RENTE1

488
00:02:09,260 --> 00:02:09,660
B: rente

489
00:02:09,780 --> 00:02:09,900
B: $GEST-OFF^

490
00:02:09,900 --> 00:02:10,060
B: $INDEX1*

491
00:02:10,460 --> 00:02:10,680
B: KEIN7

492
00:02:10,460 --> 00:02:10,680
B: [MG]

493
00:02:10,800 --> 00:02:11,020
B: SEHR-VIEL2

494
00:02:10,800 --> 00:02:11,020
B: [MG]

495
00:02:11,100 --> 00:02:12,980
B: I think it is better to go to work.

496
00:02:11,120 --> 00:02:11,160
B: $INDEX1*

497
00:02:11,320 --> 00:02:11,360
B: LIEBER1*

498
00:02:11,320 --> 00:02:11,360
B: lieber

499
00:02:11,460 --> 00:02:12,140
B: arbeit

500
00:02:11,460 --> 00:02:11,580
B: ARBEITEN2*

501
00:02:11,780 --> 00:02:12,140
B: HIN-UND-HER1*

502
00:02:12,380 --> 00:02:12,620
B: $GEST-ICH-WEISS-NICHT1^*

503
00:02:12,980 --> 00:02:16,540
A: There are also people who earn less than Hartz 4 and therefore decide to receive Hartz 4 rather than going to work.

504
00:02:13,420 --> 00:02:13,560
A: ||ES-GIBT1

505
00:02:13,420 --> 00:02:13,560
A: gibt

506
00:02:13,820 --> 00:02:14,000
A: ||ARBEITEN2*

507
00:02:13,820 --> 00:02:14,000
A: arbeiten

508
00:02:14,080 --> 00:02:14,180
A: ||ALLE2A^

509
00:02:14,440 --> 00:02:14,620
A: ||WENIG4

510
00:02:14,440 --> 00:02:14,620
A: [MG]

511
00:02:14,940 --> 00:02:15,040
A: ||LIEBER1*

512
00:02:14,940 --> 00:02:15,040
A: lieber

513
00:02:15,360 --> 00:02:15,640
A: ||EINTRETEN1A^*

514
00:02:15,360 --> 00:02:15,640
A: [MG]

515
00:02:15,920 --> 00:02:15,960
A: ||HARTZ1A

516
00:02:15,920 --> 00:02:15,960
A: hartz

517
00:02:16,200 --> 00:02:16,500
A: vier

518
00:02:16,200 --> 00:02:16,280
A: ||$NUM-EINER1A:4

519
00:02:16,360 --> 00:02:16,500
A: ||$NUM-RÖM1:4

520
00:02:16,540 --> 00:02:18,360
A: They rather receive Hartz 4 and be done with it.

521
00:02:16,740 --> 00:02:17,020
A: ||LIEBER1

522
00:02:16,740 --> 00:02:17,020
A: lieber

523
00:02:17,360 --> 00:02:17,560
A: ||EINTRETEN1A^*

524
00:02:17,360 --> 00:02:17,560
A: [MG]

525
00:02:17,820 --> 00:02:18,360
A: $GEST^

526
00:02:17,820 --> 00:02:18,360
A: [MG]

527
00:02:18,360 --> 00:02:21,060
A: It's true though, they won't get any pension later.

528
00:02:18,360 --> 00:02:19,680
B: There are many people who have the same problem.

529
00:02:18,560 --> 00:02:18,660
A: ||STIMMT1A

530
00:02:18,560 --> 00:02:18,660
A: aber stimmt

531
00:02:18,660 --> 00:02:19,100
B: viel

532
00:02:18,660 --> 00:02:18,760
B: VIEL1A*

533
00:02:18,880 --> 00:02:19,100
B: ALLE2A

534
00:02:19,000 --> 00:02:19,220
A: ||RENTE3*

535
00:02:19,000 --> 00:02:19,220
A: rente

536
00:02:19,860 --> 00:02:20,000
A: ||FEHLEN1B

537
00:02:19,860 --> 00:02:20,000
A: fehlt

538
00:02:20,180 --> 00:02:20,320
A: ||$GEST-OFF^*

539
00:02:21,060 --> 00:02:22,080
A: True.

540
00:02:21,740 --> 00:02:21,860
A: ||STIMMT1A

541
00:02:21,740 --> 00:02:21,860
A: stimmt

542
00:02:22,080 --> 00:02:23,000
A: I think it is weird.

543
00:02:22,240 --> 00:02:22,420
A: ||MERKWÜRDIG1*

544
00:02:22,240 --> 00:02:22,420
A: [MG]

545
00:02:23,000 --> 00:02:26,320
B: You can also have a one-euro job.

546
00:02:23,440 --> 00:02:23,500
B: AUCH3A*

547
00:02:23,440 --> 00:02:23,500
B: auch

548
00:02:23,640 --> 00:02:25,580
B: ein euro job

549
00:02:23,640 --> 00:02:23,680
B: $NUM-EINER1A:1d

550
00:02:23,820 --> 00:02:23,980
B: EURO1

551
00:02:24,140 --> 00:02:24,340
B: JOB1A

552
00:02:24,440 --> 00:02:25,580
B: ARBEITEN1

553
00:02:24,860 --> 00:02:26,320
A: True, that is weird as well.

554
00:02:25,200 --> 00:02:25,260
A: ||STIMMT1A

555
00:02:25,200 --> 00:02:25,260
A: stimmt

556
00:02:25,500 --> 00:02:25,660
A: ||MERKWÜRDIG1*

557
00:02:25,500 --> 00:02:25,660
A: [MG]

558
00:02:25,860 --> 00:02:26,020
B: $GEST-OFF^

559
00:02:25,860 --> 00:02:26,020
B: [MG]

560
00:02:26,320 --> 00:02:29,360
B: That is a good option for deaf people, for example, because communication with others is very important to them. If they only sat at home alone, they would go crazy.

561
00:02:26,720 --> 00:02:26,740
B: $INDEX1*

562
00:02:26,720 --> 00:02:26,740
B: gut

563
00:02:26,960 --> 00:02:27,000
B: FÜR1

564
00:02:26,960 --> 00:02:27,000
B: für

565
00:02:27,220 --> 00:02:27,400
B: TAUB-GEHÖRLOS1A

566
00:02:27,620 --> 00:02:27,900
B: GRUND4B

567
00:02:27,620 --> 00:02:27,900
B: grund

568
00:02:28,120 --> 00:02:28,380
B: KOMMUNIKATION1A

569
00:02:28,620 --> 00:02:28,740
B: SITZEN1A^

570
00:02:28,980 --> 00:02:29,300
B: FÜR-NICHTS-UND-WIEDER-NICHTS1

571
00:02:28,980 --> 00:02:29,300
B: [MG]

572
00:02:29,360 --> 00:02:31,920
B: Therefore, it would be better if they go to work. But oh well.

573
00:02:29,400 --> 00:02:29,540
B: $GEST-OFF^*

574
00:02:29,640 --> 00:02:29,960
B: NEIN1A

575
00:02:30,340 --> 00:02:30,800
B: WOHER1^*

576
00:02:31,140 --> 00:02:31,380
B: ||$GEST-OFF^*

577
00:02:31,140 --> 00:02:31,380
B: [MG]

578
00:02:31,920 --> 00:02:35,760
B: It is maybe not the greatest thing in the world but better than nothing. Oh well.

579
00:02:31,920 --> 00:02:33,060
A: Yes.

580
00:02:32,440 --> 00:02:32,580
A: ||JA1A

581
00:02:32,720 --> 00:02:32,900
B: MANCHMAL2*

582
00:02:32,720 --> 00:02:32,900
B: manchmal

583
00:02:33,180 --> 00:02:33,480
B: SCHÖN1A

584
00:02:33,180 --> 00:02:33,480
B: nicht schön

585
00:02:33,600 --> 00:02:33,860
B: $GEST-OFF^*

586
00:02:33,600 --> 00:02:33,860
B: aber

587
00:02:34,300 --> 00:02:34,380
B: BESSER1*

588
00:02:34,300 --> 00:02:34,380
B: besser

589
00:02:34,460 --> 00:02:34,620
B: ALS3

590
00:02:34,460 --> 00:02:34,620
B: als

591
00:02:34,780 --> 00:02:34,940
B: NICHTS1B

592
00:02:34,780 --> 00:02:34,940
B: nichts

593
00:02:35,060 --> 00:02:35,240
B: $GEST-OFF^

594
00:02:35,160 --> 00:02:35,760
A: Yes, that's true.

595
00:02:35,480 --> 00:02:35,700
A: ||STIMMT1A*

596
00:02:35,760 --> 00:02:39,340
A: Nowadays a one-euro job employee is also allowed to sell computers.

597
00:02:36,340 --> 00:02:36,500
A: ||HEUTE1

598
00:02:36,340 --> 00:02:36,500
A: heute

599
00:02:36,880 --> 00:02:37,360
A: ein-euro-job

600
00:02:36,880 --> 00:02:37,060
A: ||$NUM-ORD1:1d

601
00:02:37,240 --> 00:02:37,360
A: ||JOB1A

602
00:02:37,500 --> 00:02:37,680
A: ||ERLAUBNIS3

603
00:02:37,500 --> 00:02:37,680
A: erlaubt

604
00:02:37,980 --> 00:02:38,100
A: ||AUCH3A*

605
00:02:37,980 --> 00:02:38,100
A: auch

606
00:02:38,480 --> 00:02:38,740
A: VERKAUFEN1

607
00:02:38,480 --> 00:02:38,740
A: verkaufen

608
00:02:39,020 --> 00:02:39,320
A: ||COMPUTER2

609
00:02:39,020 --> 00:02:39,320
A: computer

610
00:02:39,340 --> 00:02:41,920
A: It is allowed today. It used to be forbidden.

611
00:02:39,540 --> 00:02:39,680
A: ||$NUM-EINER1A:1d*

612
00:02:39,540 --> 00:02:39,680
A: ein euro

613
00:02:40,000 --> 00:02:40,460
A: erlaubt

614
00:02:40,000 --> 00:02:40,140
A: ||ERLAUBNIS3

615
00:02:40,260 --> 00:02:40,460
A: ||$GEST-OFF^*

616
00:02:40,600 --> 00:02:40,980
A: ||DAMALS1

617
00:02:40,600 --> 00:02:40,980
A: damals

618
00:02:41,180 --> 00:02:41,320
A: ||NICHT3A

619
00:02:41,180 --> 00:02:41,320
A: nicht

620
00:02:41,400 --> 00:02:41,840
A: erlaubt

621
00:02:41,400 --> 00:02:41,560
A: ||ERLAUBNIS3

622
00:02:41,660 --> 00:02:41,840
A: ||$GEST-OFF^*

623
00:02:41,920 --> 00:02:45,500
A: Sure, nowadays it is allowed, but it is also obvious that a one-euro job employee can't work with computers right away.

624
00:02:42,300 --> 00:02:42,420
A: ||JETZT1

625
00:02:42,300 --> 00:02:42,420
A: jetzt

626
00:02:42,640 --> 00:02:42,760
A: ||ERLAUBNIS3

627
00:02:42,640 --> 00:02:42,760
A: erlaubt

628
00:02:42,880 --> 00:02:43,000
A: ||$GEST-OFF^*

629
00:02:42,880 --> 00:02:43,000
A: aber

630
00:02:43,120 --> 00:02:43,320
A: ||KLAR1A*

631
00:02:43,120 --> 00:02:43,320
A: klar

632
00:02:44,000 --> 00:02:44,060
A: ||$INDEX1*

633
00:02:44,500 --> 00:02:44,700
A: ||$NUM-EINER1A:1d

634
00:02:44,500 --> 00:02:44,700
A: ein euro

635
00:02:44,880 --> 00:02:45,040
A: ||COMPUTER2

636
00:02:44,880 --> 00:02:45,040
A: computer

637
00:02:45,180 --> 00:02:45,440
A: ||NEIN1A

638
00:02:45,180 --> 00:02:45,440
A: [MG]

639
00:02:45,500 --> 00:02:48,300
A: Therefore there are no one-euro-jobs in the computer industry.

640
00:02:45,500 --> 00:02:45,620
A: ||$GEST-OFF^

641
00:02:45,960 --> 00:02:46,860
A: ||WENIGER-WERDEN1^*

642
00:02:45,960 --> 00:02:46,860
A: [MG]

643
00:02:47,200 --> 00:02:47,540
A: ||ANPASSEN1

644
00:02:47,200 --> 00:02:47,540
A: anpassen

645
00:02:47,740 --> 00:02:48,260
A: ||BEREICH1A^

646
00:02:48,300 --> 00:02:50,520
A: They have those one-euro jobs, that's true.

647
00:02:48,460 --> 00:02:48,860
A: aber ein-euro-jobs

648
00:02:48,460 --> 00:02:48,600
A: ||$NUM-ORD1:1d

649
00:02:48,760 --> 00:02:48,860
A: ||JOB1A

650
00:02:49,040 --> 00:02:49,420
A: ES-GIBT3*

651
00:02:49,040 --> 00:02:49,420
A: gibt

652
00:02:49,840 --> 00:02:50,000
A: ||STIMMT1A

653
00:02:49,840 --> 00:02:50,000
A: stimmt

654
00:02:50,520 --> 00:02:53,060
B: I heard something but I don't know if it is true.

655
00:02:50,880 --> 00:02:50,900
B: ICH1

656
00:02:50,880 --> 00:02:50,900
B: auch

657
00:02:51,080 --> 00:02:51,400
B: ERFAHRUNG6A*

658
00:02:51,080 --> 00:02:51,400
B: erfahren

659
00:02:51,660 --> 00:02:51,820
B: OB4*

660
00:02:51,660 --> 00:02:51,820
B: ob

661
00:02:52,080 --> 00:02:52,240
B: ZEUGE1^

662
00:02:52,400 --> 00:02:52,440
B: ICH1

663
00:02:52,580 --> 00:02:52,680
B: WISSEN2B*

664
00:02:52,580 --> 00:02:52,680
B: weiß

665
00:02:52,680 --> 00:02:53,020
B: NICHT3A*

666
00:02:52,680 --> 00:02:53,020
B: nicht

667
00:02:53,060 --> 00:02:58,600
B: I heard that people with disabilities, which includes deaf people, get paid two-euros an hour.

668
00:02:53,260 --> 00:02:53,660
B: BEHINDERUNG1

669
00:02:53,260 --> 00:02:53,660
B: behindert

670
00:02:54,200 --> 00:02:54,340
B: ODER4A*

671
00:02:54,200 --> 00:02:54,340
B: oder

672
00:02:54,480 --> 00:02:55,080
B: behindert

673
00:02:54,480 --> 00:02:54,700
B: BEHINDERUNG7

674
00:02:54,940 --> 00:02:55,080
B: PERSON1

675
00:02:55,280 --> 00:02:55,640
B: zum beispiel

676
00:02:55,280 --> 00:02:55,400
B: ZU9*

677
00:02:55,560 --> 00:02:55,640
B: BEISPIEL1

678
00:02:55,840 --> 00:02:55,980
B: TAUB-GEHÖRLOS1A

679
00:02:55,840 --> 00:02:55,980
B: [MG]

680
00:02:56,060 --> 00:02:56,240
B: $INDEX1*

681
00:02:56,400 --> 00:02:56,500
B: KANN1

682
00:02:56,400 --> 00:02:56,500
B: kann

683
00:02:56,760 --> 00:02:57,000
B: DOPPEL1B

684
00:02:57,160 --> 00:02:57,240
B: $NUM-EINER1A:2

685
00:02:57,160 --> 00:02:57,240
B: zwei

686
00:02:57,340 --> 00:02:57,540
B: EURO1

687
00:02:57,340 --> 00:02:57,540
B: euro

688
00:02:57,800 --> 00:02:58,340
B: BEKOMMEN1*

689
00:02:58,600 --> 00:03:00,140
B: The regular wage is an euro.

690
00:02:58,980 --> 00:02:59,380
B: normal

691
00:02:58,980 --> 00:02:59,080
B: NORMAL1*

692
00:02:59,240 --> 00:02:59,380
B: AUF-PERSON1

693
00:02:59,560 --> 00:02:59,640
B: $NUM-EINER1A:1

694
00:02:59,560 --> 00:02:59,640
B: ein

695
00:02:59,720 --> 00:02:59,940
B: EURO1

696
00:02:59,720 --> 00:02:59,940
B: euro

697
00:03:00,100 --> 00:03:00,120
B: $INDEX1

698
00:03:00,140 --> 00:03:04,040
B: I don't have any prove, though. Somebody told it to me like this, but I think it's weird.

699
00:03:00,260 --> 00:03:00,420
B: $ORAL^

700
00:03:00,260 --> 00:03:00,420
B: aber

701
00:03:00,420 --> 00:03:00,500
B: ICH1

702
00:03:00,640 --> 00:03:00,700
B: $GEST-OFF^*

703
00:03:00,800 --> 00:03:00,880
B: SELBST1A*

704
00:03:00,800 --> 00:03:00,880
B: selbst

705
00:03:01,020 --> 00:03:01,140
B: BEISPIEL1^*

706
00:03:01,020 --> 00:03:01,140
B: beleg

707
00:03:01,320 --> 00:03:01,400
B: KEIN7

708
00:03:01,320 --> 00:03:01,400
B: [MG]

709
00:03:01,620 --> 00:03:01,780
B: ABER1*

710
00:03:01,620 --> 00:03:01,780
B: aber

711
00:03:02,000 --> 00:03:02,240
B: VOR-KURZEM1

712
00:03:02,000 --> 00:03:02,240
B: [MG]

713
00:03:02,440 --> 00:03:02,600
B: GEBÄRDEN1A

714
00:03:02,820 --> 00:03:03,020
B: MERKWÜRDIG1

715
00:03:02,820 --> 00:03:03,020
B: [MG]

716
00:03:03,160 --> 00:03:03,420
B: $GEST-OFF^*

717
00:03:03,160 --> 00:03:03,420
B: [MG]

718
00:03:04,040 --> 00:03:05,420
A: That is an awfully low payment.

719
00:03:04,700 --> 00:03:04,940
A: ||WENIG4

720
00:03:04,700 --> 00:03:04,940
A: [MG]

721
00:03:05,080 --> 00:03:05,240
A: ||SEHR7

722
00:03:05,080 --> 00:03:05,240
A: [MG]

723
00:03:05,420 --> 00:03:06,540
A: Oh well, better than nothing at all.

724
00:03:05,480 --> 00:03:05,720
A: ||$GEST-OFF^*

725
00:03:05,480 --> 00:03:05,720
A: aber

726
00:03:06,080 --> 00:03:06,100
A: ||BESSER2*

727
00:03:06,080 --> 00:03:06,100
A: besser

728
00:03:06,220 --> 00:03:06,440
A: ||NICHTS1B*

729
00:03:06,220 --> 00:03:06,440
A: als nichts

730
00:03:06,540 --> 00:03:10,880
B: You can earn some money with this one-euro job additionally to the unemployment benefits.

731
00:03:07,040 --> 00:03:07,240
B: ARBEITEN1*

732
00:03:07,040 --> 00:03:07,240
B: arbeit

733
00:03:07,580 --> 00:03:08,480
B: arbeitslosengeld

734
00:03:07,580 --> 00:03:07,680
B: ARBEITEN1*

735
00:03:07,780 --> 00:03:07,900
B: $WORTTEIL-LOS1*

736
00:03:08,320 --> 00:03:08,480
B: ||GEBEN-GELD2B^*

737
00:03:08,900 --> 00:03:09,140
B: $NUM-EINER1A:1d

738
00:03:09,240 --> 00:03:09,300
B: EURO1*

739
00:03:09,400 --> 00:03:10,000
B: ein euro job

740
00:03:09,400 --> 00:03:09,460
B: $NUM-EINER1A:1d

741
00:03:09,540 --> 00:03:09,700
B: EURO1

742
00:03:09,860 --> 00:03:10,000
B: JOB1A*

743
00:03:10,160 --> 00:03:10,740
B: UPDATE1A^

744
00:03:10,880 --> 00:03:12,880
B: That are around 160 euros per month.

745
00:03:10,900 --> 00:03:11,200
B: $INDEX1*

746
00:03:11,320 --> 00:03:11,820
B: hundertsechzig

747
00:03:11,320 --> 00:03:11,360
B: $NUM-EINER1A:1

748
00:03:11,460 --> 00:03:11,600
B: $NUM-HUNDERTER1:1

749
00:03:11,760 --> 00:03:11,820
B: $NUM-ZEHNER2A:6d

750
00:03:11,860 --> 00:03:12,020
B: EURO1

751
00:03:11,860 --> 00:03:12,020
B: euro

752
00:03:12,200 --> 00:03:12,760
B: monat

753
00:03:12,200 --> 00:03:12,540
B: MONAT1*

754
00:03:12,440 --> 00:03:14,780
A: That is in addition to the unemployment benefits? Ah, okay.

755
00:03:12,640 --> 00:03:12,760
B: UNGEFÄHR2^*

756
00:03:12,780 --> 00:03:13,380
A: ||UPDATE1A^*

757
00:03:12,880 --> 00:03:14,360
B: Yes, it is additionally to the unemployment benefits.

758
00:03:12,960 --> 00:03:13,660
B: UPDATE1A^

759
00:03:13,800 --> 00:03:13,940
A: ||OKAY1A

760
00:03:13,800 --> 00:03:13,940
A: [LM:ah] okay

761
00:03:14,580 --> 00:03:14,780
A: ||OKAY1A*

762
00:03:14,580 --> 00:03:14,780
A: okay

763
00:03:14,780 --> 00:03:16,160
B: Oh well, it is better than nothing.

764
00:03:14,860 --> 00:03:14,980
B: BESSER1*

765
00:03:14,860 --> 00:03:14,980
B: besser

766
00:03:15,080 --> 00:03:15,180
B: ALS3*

767
00:03:15,080 --> 00:03:15,180
B: als

768
00:03:15,340 --> 00:03:15,440
B: NICHTS1B*

769
00:03:15,340 --> 00:03:15,440
B: nichts

770
00:03:15,520 --> 00:03:15,760
B: $GEST-OFF^*

771
00:03:17,700 --> 00:03:18,720
A: That's just the way it is.

772
00:03:17,720 --> 00:03:17,920
A: ||SO1A*

773
00:03:17,720 --> 00:03:17,920
A: [MG]

774
00:03:17,920 --> 00:03:25,620
C: You could also talk about finances, about money, the stock exchange or other topics.

775
00:03:26,360 --> 00:03:28,480
B: I don't know anything about the stock exchange.

776
00:03:26,660 --> 00:03:27,100
B: BÖRSE1*

777
00:03:26,660 --> 00:03:27,100
B: börse

778
00:03:27,220 --> 00:03:27,240
B: ICH1*

779
00:03:27,400 --> 00:03:28,000
B: erfahrung

780
00:03:27,400 --> 00:03:27,500
B: ERFAHRUNG6A*

781
00:03:27,700 --> 00:03:28,000
B: KEIN8*

782
00:03:28,480 --> 00:03:32,480
A: Did you hear about the decreasing stock exchange a couple years back?

783
00:03:29,160 --> 00:03:29,680
A: ||BÖRSE1*

784
00:03:29,160 --> 00:03:29,680
A: börse

785
00:03:30,000 --> 00:03:30,320
A: ZUSAMMENBRUCH1A^*

786
00:03:30,000 --> 00:03:30,320
A: [MG]

787
00:03:30,180 --> 00:03:32,480
B: Right. No, I didn't hear about that.

788
00:03:30,500 --> 00:03:30,620
B: DU1^*

789
00:03:30,620 --> 00:03:30,720
A: ||AUGE1^*

790
00:03:30,840 --> 00:03:30,980
A: ||DU1

791
00:03:31,000 --> 00:03:32,280
B: $GEST-NM-KOPFSCHÜTTELN1^

792
00:03:31,000 --> 00:03:32,280
B: [MG]

793
00:03:31,260 --> 00:03:31,660
A: ||VERGANGENHEIT1^*

794
00:03:32,480 --> 00:03:35,440
A: There was a stock market crash some time ago.

795
00:03:32,820 --> 00:03:32,940
A: ||VERGANGENHEIT1^

796
00:03:33,400 --> 00:03:35,400
A: börsencrash

797
00:03:33,400 --> 00:03:33,600
A: ||BÖRSE1*

798
00:03:33,800 --> 00:03:35,400
A: ||MISCHEN2^*

799
00:03:35,440 --> 00:03:36,940
A: That was last year.

800
00:03:35,760 --> 00:03:35,900
A: ||LETZTE5

801
00:03:35,760 --> 00:03:35,900
A: letztes

802
00:03:36,100 --> 00:03:36,840
A: jahr

803
00:03:36,100 --> 00:03:36,420
A: ||JAHR2A

804
00:03:36,640 --> 00:03:36,840
A: ||$GEST-OFF^*

805
00:03:36,940 --> 00:03:38,320
A: You don't know about this?

806
00:03:37,380 --> 00:03:37,500
A: ||$INDEX1*

807
00:03:37,740 --> 00:03:38,300
A: [MG]

808
00:03:37,740 --> 00:03:37,920
A: ||KENNEN1A*

809
00:03:37,880 --> 00:03:39,420
B: No, no.

810
00:03:38,080 --> 00:03:38,300
A: ||DU1

811
00:03:38,100 --> 00:03:39,420
B: $GEST-NM-KOPFSCHÜTTELN1^

812
00:03:38,320 --> 00:03:40,140
A: Maybe it's no concern of yours. It doesn't matter.

813
00:03:38,320 --> 00:03:38,620
A: ||LASSEN1^*

814
00:03:38,800 --> 00:03:39,240
A: ||LUFT3A

815
00:03:38,800 --> 00:03:39,240
A: [MG]

816
00:03:39,420 --> 00:03:40,140
B: Oh dear!

817
00:03:39,420 --> 00:03:39,580
A: ||AB2^

818
00:03:39,420 --> 00:03:39,580
A: [MG]

819
00:03:39,700 --> 00:03:39,920
B: $GEST-OFF^*

820
00:03:39,700 --> 00:03:39,920
B: [MG]

821
00:03:40,140 --> 00:03:44,220
B: The stock exchange is not my strongest suit. I don't like it a lot and it doesn't fascinate me.

822
00:03:40,760 --> 00:03:40,980
B: BÖRSE1*

823
00:03:40,760 --> 00:03:40,980
B: börse

824
00:03:41,260 --> 00:03:41,460
B: NICHT5*

825
00:03:41,540 --> 00:03:41,680
B: MEIN1

826
00:03:41,540 --> 00:03:41,680
B: meine

827
00:03:41,860 --> 00:03:42,040
B: STARK1A

828
00:03:41,860 --> 00:03:42,040
B: stärke

829
00:03:42,200 --> 00:03:42,300
B: NICHT5*

830
00:03:42,580 --> 00:03:42,760
B: MÖGEN4

831
00:03:42,580 --> 00:03:42,760
B: [MG]

832
00:03:42,860 --> 00:03:43,320
B: $GEST-OFF^*

833
00:03:42,860 --> 00:03:43,320
B: [MG]

834
00:03:43,200 --> 00:03:43,960
A: Happens.

835
00:03:43,320 --> 00:03:43,620
A: ||$GEST-OFF^*

836
00:03:43,520 --> 00:03:43,600
B: VERRÜCKT-SEIN-NACH1A

837
00:03:43,520 --> 00:03:43,600
B: [MG]

838
00:03:43,720 --> 00:03:43,860
B: NICHT6*

839
00:03:43,720 --> 00:03:43,860
B: nicht

840
00:03:44,220 --> 00:03:47,400
A: I usually don't care for it either, but I have heard about that.

841
00:03:44,740 --> 00:03:44,920
A: ||EIGENTLICH1A*

842
00:03:44,740 --> 00:03:44,920
A: eigentlich

843
00:03:45,080 --> 00:03:45,180
A: ||AUCH3A

844
00:03:45,080 --> 00:03:45,180
A: auch

845
00:03:45,180 --> 00:03:45,360
A: ||NICHT3A

846
00:03:45,180 --> 00:03:45,360
A: nicht

847
00:03:45,360 --> 00:03:45,720
A: $ORAL^

848
00:03:45,360 --> 00:03:45,720
A: aber

849
00:03:45,980 --> 00:03:46,040
A: ||ICH1

850
00:03:46,320 --> 00:03:46,640
A: INFORMATION2B*

851
00:03:46,320 --> 00:03:46,640
A: informationen

852
00:03:46,760 --> 00:03:46,960
A: GEWESEN2

853
00:03:46,760 --> 00:03:46,960
A: schon

854
00:03:47,080 --> 00:03:47,240
A: ||DA1*

855
00:03:47,080 --> 00:03:47,240
A: da

856
00:03:47,400 --> 00:03:52,600
A: It started in America where they sold many buildings below their actual value.

857
00:03:47,900 --> 00:03:48,360
A: woher

858
00:03:47,900 --> 00:03:48,000
A: ||WOHER1*

859
00:03:48,200 --> 00:03:48,360
A: ||$INDEX1*

860
00:03:48,540 --> 00:03:49,200
A: amerika

861
00:03:48,540 --> 00:03:48,820
A: AMERIKA1*

862
00:03:48,940 --> 00:03:49,200
A: ||$INDEX1*

863
00:03:49,780 --> 00:03:50,440
A: HAUS1A

864
00:03:49,780 --> 00:03:50,440
A: häuser

865
00:03:50,700 --> 00:03:51,740
A: immobilien

866
00:03:50,700 --> 00:03:50,760
A: ||$ALPHA1:I

867
00:03:50,900 --> 00:03:51,020
A: ||$GEST-OFF^*

868
00:03:51,560 --> 00:03:51,740
A: ||KOMMA1^

869
00:03:51,920 --> 00:03:52,060
A: ||WERT1B^*

870
00:03:52,320 --> 00:03:52,440
A: VERKAUFEN1*

871
00:03:52,320 --> 00:03:52,440
A: verkaufen

872
00:03:52,600 --> 00:03:56,420
A: For instance in America, you can get money/

873
00:03:52,840 --> 00:03:53,280
A: ||BEISPIEL1

874
00:03:52,840 --> 00:03:53,280
A: beispiel

875
00:03:53,680 --> 00:03:53,940
A: ||DEUTSCH1*

876
00:03:54,380 --> 00:03:54,680
A: ||AMERIKA1*

877
00:03:54,380 --> 00:03:54,680
A: amerika

878
00:03:55,420 --> 00:03:55,740
A: BEKOMMEN1*

879
00:03:55,420 --> 00:03:55,740
A: bekommen

880
00:03:56,180 --> 00:03:56,480
A: ||ACHTUNG1A^*

881
00:03:56,420 --> 00:03:59,940
A: Imagine an American citizen wanting a loan of 100,000 dollars from their bank.

882
00:03:56,800 --> 00:03:56,960
A: ||WÜNSCHEN1B

883
00:03:56,800 --> 00:03:56,960
A: wünschen

884
00:03:57,160 --> 00:03:57,320
A: ||GELD1A*

885
00:03:57,160 --> 00:03:57,320
A: geld

886
00:03:57,560 --> 00:03:57,780
A: ||LEIHEN1

887
00:03:57,560 --> 00:03:57,780
A: leihen

888
00:03:58,280 --> 00:03:58,940
A: hunderttausend

889
00:03:58,280 --> 00:03:58,440
A: ||$NUM-HUNDERTER1:1

890
00:03:58,660 --> 00:03:58,940
A: ||$NUM-TAUSENDER1:1

891
00:03:59,300 --> 00:03:59,480
A: ||DOLLAR2

892
00:03:59,300 --> 00:03:59,480
A: dollar

893
00:03:59,940 --> 00:04:04,380
A: The bank then loans that person 110,000 dollars, even.

894
00:04:00,340 --> 00:04:00,460
A: ||BANK-GELD1

895
00:04:00,340 --> 00:04:00,460
A: bank

896
00:04:00,840 --> 00:04:01,020
A: ||LASSEN1^*

897
00:04:00,840 --> 00:04:01,020
A: [MG]

898
00:04:01,580 --> 00:04:02,700
A: hundertzehntausend

899
00:04:01,580 --> 00:04:01,740
A: ||$NUM-HUNDERTER1:1

900
00:04:02,180 --> 00:04:02,240
A: ||$NUM-EINER1A:10

901
00:04:02,480 --> 00:04:02,700
A: ||$NUM-TAUSENDER1:1

902
00:04:03,000 --> 00:04:03,080
A: ||DOLLAR2*

903
00:04:03,000 --> 00:04:03,080
A: dollar

904
00:04:03,380 --> 00:04:03,920
A: GEBEN2^*

905
00:04:03,380 --> 00:04:03,920
A: [MG]

906
00:04:04,380 --> 00:04:06,240
A: And they have to pay everything back.

907
00:04:04,640 --> 00:04:04,900
A: ||$GEST-OFF^

908
00:04:04,640 --> 00:04:04,900
A: [MG]

909
00:04:05,340 --> 00:04:05,860
A: ||ZURÜCK1A*

910
00:04:05,340 --> 00:04:05,860
A: zurück

911
00:04:06,240 --> 00:04:13,060
A: It is different here in Germany: If you want a loan of 100,000 euros, you only receive 50,000 euros.

912
00:04:06,480 --> 00:04:06,940
A: deutschland

913
00:04:06,480 --> 00:04:06,580
A: ||HIER1

914
00:04:06,860 --> 00:04:06,940
A: ||DEUTSCH1*

915
00:04:07,100 --> 00:04:07,420
A: ||SCHON1B*

916
00:04:07,100 --> 00:04:07,420
A: schon

917
00:04:08,540 --> 00:04:09,100
A: hunderttausend

918
00:04:08,540 --> 00:04:08,660
A: ||$NUM-HUNDERTER1:1

919
00:04:08,880 --> 00:04:09,100
A: ||$NUM-TAUSENDER1:1

920
00:04:09,480 --> 00:04:09,880
A: ||EURO1

921
00:04:09,480 --> 00:04:09,880
A: euro

922
00:04:10,220 --> 00:04:10,360
A: ||ABER1

923
00:04:10,220 --> 00:04:10,360
A: aber

924
00:04:10,700 --> 00:04:10,860
A: ||DU1

925
00:04:10,700 --> 00:04:10,860
A: du

926
00:04:11,300 --> 00:04:12,120
A: fünfzigtausend

927
00:04:11,300 --> 00:04:11,640
A: ||$NUM-ZEHNER2A:5

928
00:04:11,920 --> 00:04:12,120
A: ||$NUM-HUNDERTER1:1

929
00:04:12,500 --> 00:04:12,640
A: ||EURO1

930
00:04:12,500 --> 00:04:12,640
A: euro

931
00:04:12,900 --> 00:04:13,060
A: BEKOMMEN1*

932
00:04:12,900 --> 00:04:13,060
A: bekommen

933
00:04:13,060 --> 00:04:17,760
A: You have to take responsibility for the other 50,000 euros, which means you share the risk with the bank for one half of the money.

934
00:04:13,320 --> 00:04:13,520
A: ||ALLE2A^*

935
00:04:13,820 --> 00:04:14,040
A: ||REST1B*

936
00:04:13,820 --> 00:04:14,040
A: rest

937
00:04:14,160 --> 00:04:14,540
A: fünfzigtausend

938
00:04:14,160 --> 00:04:14,340
A: ||$NUM-ZEHNER2A:5*

939
00:04:14,400 --> 00:04:14,540
A: ||WOCHE2^

940
00:04:14,960 --> 00:04:16,220
A: risiko

941
00:04:14,960 --> 00:04:15,160
A: ||RISIKO6

942
00:04:15,280 --> 00:04:15,480
A: ||GEHÖREN1^

943
00:04:15,720 --> 00:04:16,220
A: ||DU1^*

944
00:04:16,480 --> 00:04:16,560
A: ||BEDEUTUNG1*

945
00:04:16,480 --> 00:04:16,560
A: bedeutet

946
00:04:16,760 --> 00:04:17,140
A: ||HALB1B*

947
00:04:16,760 --> 00:04:17,140
A: halb halb

948
00:04:17,320 --> 00:04:17,740
A: risiko

949
00:04:17,320 --> 00:04:17,600
A: ||RISIKO6

950
00:04:17,700 --> 00:04:17,740
A: ||$INDEX1*

951
00:04:17,760 --> 00:04:21,200
A: The American banks handed out their money like “gifts”. They wanted everything back, though.

952
00:04:18,060 --> 00:04:18,520
A: ||AMERIKA1

953
00:04:18,060 --> 00:04:18,520
A: amerika

954
00:04:18,800 --> 00:04:18,920
A: ||BANK-GELD1

955
00:04:18,800 --> 00:04:18,920
A: bank

956
00:04:19,400 --> 00:04:19,680
A: GEBEN2^*

957
00:04:19,400 --> 00:04:19,680
A: [MG]

958
00:04:20,160 --> 00:04:20,220
A: WIE6*

959
00:04:20,160 --> 00:04:20,220
A: wie

960
00:04:20,340 --> 00:04:20,460
A: GEBEN2^*

961
00:04:20,340 --> 00:04:20,460
A: geschenke

962
00:04:20,460 --> 00:04:20,700
A: $ORAL^

963
00:04:20,460 --> 00:04:20,700
A: aber

964
00:04:20,700 --> 00:04:21,200
A: ||KOMMEN-AUFFORDERN3B*

965
00:04:20,700 --> 00:04:21,200
A: geld zurück

966
00:04:21,200 --> 00:04:25,960
A: All of a sudden, many people weren't able to pay off their loans anymore, and the banks were in financial distress.

967
00:04:21,520 --> 00:04:21,660
A: PLÖTZLICH4

968
00:04:21,520 --> 00:04:21,660
A: [MG]

969
00:04:21,900 --> 00:04:21,920
A: ||$INDEX1*

970
00:04:22,220 --> 00:04:22,320
A: ||VIEL1A

971
00:04:22,220 --> 00:04:22,320
A: viele

972
00:04:22,400 --> 00:04:22,620
A: ||LEUTE2*

973
00:04:22,400 --> 00:04:22,620
A: leute

974
00:04:22,800 --> 00:04:23,140
A: ||BEZAHLEN1*

975
00:04:23,240 --> 00:04:23,980
A: ||KANN1*

976
00:04:23,240 --> 00:04:23,980
A: kann nicht kann nicht

977
00:04:24,600 --> 00:04:24,720
A: BANK-GELD1

978
00:04:24,600 --> 00:04:24,720
A: bank

979
00:04:25,060 --> 00:04:25,800
A: ||$PROD*

980
00:04:25,060 --> 00:04:25,800
A: [MG]

981
00:04:25,960 --> 00:04:28,860
A: Many properties were sold with a drop in their price.

982
00:04:26,040 --> 00:04:26,080
A: ||$INDEX1

983
00:04:26,320 --> 00:04:26,500
A: ||VIEL1A

984
00:04:26,320 --> 00:04:26,500
A: viel

985
00:04:26,600 --> 00:04:27,900
A: immobilienhäuser

986
00:04:26,600 --> 00:04:26,800
A: ||$ALPHA1:I

987
00:04:27,020 --> 00:04:27,420
A: ||HAUS1A^

988
00:04:27,580 --> 00:04:27,900
A: VERKAUFEN1*

989
00:04:28,260 --> 00:04:28,780
A: SCHLECHT2A^*

990
00:04:28,260 --> 00:04:28,780
A: verlust

991
00:04:28,860 --> 00:04:30,260
A: Following that, one bank after another came into distress.

992
00:04:28,920 --> 00:04:29,420
A: $GEST-OFF^

993
00:04:29,860 --> 00:04:30,120
A: $PROD*

994
00:04:29,860 --> 00:04:30,120
A: [MG]

995
00:04:30,260 --> 00:04:36,320
A: This set off a chain reaction, which in turn caused for other banks in the world to collapse.

996
00:04:30,300 --> 00:04:30,700
A: ||KETTE1

997
00:04:30,300 --> 00:04:30,700
A: kette

998
00:04:30,820 --> 00:04:31,420
A: AUSBREITEN2^*

999
00:04:30,820 --> 00:04:31,420
A: [MG]

1000
00:04:31,740 --> 00:04:32,260
A: UM6^*

1001
00:04:32,540 --> 00:04:32,740
A: WELT1

1002
00:04:32,540 --> 00:04:32,740
A: welt

1003
00:04:32,900 --> 00:04:33,520
A: AUSBREITEN3^*

1004
00:04:32,900 --> 00:04:33,520
A: [MG]

1005
00:04:33,660 --> 00:04:34,420
A: ZUSAMMENBRUCH1A^*

1006
00:04:33,660 --> 00:04:34,420
A: [MG]

1007
00:04:36,320 --> 00:04:38,140
B: I hope, my savings won’t minimize themselves.

1008
00:04:36,320 --> 00:04:37,060
A: Yes, exactly.

1009
00:04:36,400 --> 00:04:36,740
A: ||$GEST-OFF^*

1010
00:04:36,400 --> 00:04:36,740
A: [MG]

1011
00:04:36,520 --> 00:04:36,620
B: HOFFEN2A*

1012
00:04:36,520 --> 00:04:36,620
B: hoffen

1013
00:04:36,740 --> 00:04:36,860
B: MEIN1

1014
00:04:36,740 --> 00:04:36,860
B: mein

1015
00:04:37,020 --> 00:04:37,080
B: GELD1A

1016
00:04:37,020 --> 00:04:37,080
B: geld

1017
00:04:37,220 --> 00:04:37,280
B: GUT1

1018
00:04:37,220 --> 00:04:37,280
B: gut

1019
00:04:37,460 --> 00:04:37,500
B: LEBEN1C*

1020
00:04:37,580 --> 00:04:37,980
B: überleben

1021
00:04:37,580 --> 00:04:37,700
B: ÜBER1

1022
00:04:37,740 --> 00:04:37,980
B: LEBEN1C*

1023
00:04:38,140 --> 00:04:38,780
B: I am not very sure of it.

1024
00:04:38,180 --> 00:04:38,400
B: UNGEFÄHR1^

1025
00:04:39,260 --> 00:04:42,540
A: Just imagine, that the banks would take off with your savings.

1026
00:04:39,540 --> 00:04:39,820
A: ||VORSTELLUNG1A

1027
00:04:39,540 --> 00:04:39,820
A: vorstellen

1028
00:04:40,020 --> 00:04:40,420
A: BANK-GELD1*

1029
00:04:40,980 --> 00:04:41,100
A: ||DEIN1

1030
00:04:40,980 --> 00:04:41,100
A: dein

1031
00:04:41,340 --> 00:04:41,540
A: AUFKLAPPEN-BUCH1^

1032
00:04:41,340 --> 00:04:41,540
A: sparbuch

1033
00:04:41,780 --> 00:04:41,960
A: WEG-VERSCHWINDEN3

1034
00:04:41,780 --> 00:04:41,960
A: weg

1035
00:04:43,480 --> 00:04:45,920
A: You have to trust the banks. That's how it is.

1036
00:04:44,000 --> 00:04:44,040
A: ||DU1*

1037
00:04:44,280 --> 00:04:44,440
A: VERTRAUEN1

1038
00:04:44,280 --> 00:04:44,440
A: vertrauen

1039
00:04:44,740 --> 00:04:44,880
A: ||AUF-PERSON1*

1040
00:04:44,740 --> 00:04:44,880
A: auf

1041
00:04:45,100 --> 00:04:45,240
A: ||BANK-GELD1

1042
00:04:45,100 --> 00:04:45,240
A: bank

1043
00:04:45,380 --> 00:04:45,480
A: ||$GEST-OFF^

1044
00:04:45,380 --> 00:04:45,480
A: [MG]

1045
00:04:46,160 --> 00:04:46,980
B: $GEST-NM-KOPFNICKEN1^

1046
00:04:46,160 --> 00:04:46,980
B: True.

1046
00:04:46,160 --> 00:04:46,980
B: stimmt

1048
00:04:46,980 --> 00:04:50,780
B: I heard that banks could loan money from other banks once they run out of money.

1049
00:04:47,160 --> 00:04:47,320
B: $ORAL^

1050
00:04:47,160 --> 00:04:47,320
B: aber

1051
00:04:47,500 --> 00:04:47,600
B: ERFAHRUNG1B*

1052
00:04:47,500 --> 00:04:47,600
B: erfahrung

1053
00:04:48,040 --> 00:04:48,500
B: bank

1054
00:04:48,040 --> 00:04:48,060
B: BANK-GELD1*

1055
00:04:48,220 --> 00:04:48,500
B: GELD1A^

1056
00:04:48,680 --> 00:04:49,120
B: IN-BEDRÄNGNIS-SEIN2*

1057
00:04:48,680 --> 00:04:49,120
B: [MG]

1058
00:04:49,460 --> 00:04:50,500
B: LEIHEN1*

1059
00:04:49,460 --> 00:04:50,500
B: leihen leihen leihen

1060
00:04:50,780 --> 00:04:51,380
B: Yes, that's true.

1061
00:04:50,920 --> 00:04:51,100
B: ||STIMMT1A

1062
00:04:50,920 --> 00:04:51,100
B: stimmt

1063
00:04:51,380 --> 00:04:56,060
A: My father used to get his wage in an envelope.

1064
00:04:51,880 --> 00:04:52,160
A: ||FRÜHER1

1065
00:04:51,880 --> 00:04:52,160
A: früher

1066
00:04:52,160 --> 00:04:52,280
A: ||ICH2*

1067
00:04:52,160 --> 00:04:52,280
A: mein

1068
00:04:52,600 --> 00:04:53,040
A: ||VATER1

1069
00:04:52,600 --> 00:04:53,040
A: vater

1070
00:04:53,900 --> 00:04:54,140
A: ||LOHN1

1071
00:04:53,900 --> 00:04:54,140
A: lohn

1072
00:04:54,540 --> 00:04:54,920
A: ||HINEINSTECKEN2^*

1073
00:04:54,540 --> 00:04:54,920
A: brief

1074
00:04:54,920 --> 00:04:55,540
A: ||GEBEN-FESTHALTEN1A^

1075
00:04:56,060 --> 00:04:57,240
A: The bank wasn't even involved.

1076
00:04:56,380 --> 00:04:56,500
A: BANK-GELD1

1077
00:04:56,380 --> 00:04:56,500
A: bank

1078
00:04:56,700 --> 00:04:57,060
A: $GEST-OFF^

1079
00:04:56,700 --> 00:04:57,060
A: [MG]

1080
00:04:57,240 --> 00:05:00,120
A: Yes, you used to get an envelope which contained your wage.

1081
00:04:57,240 --> 00:04:59,320
B: So he got an envelope that contained the bills?

1082
00:04:57,240 --> 00:04:57,860
B: $INDEX1*

1083
00:04:57,500 --> 00:04:57,780
A: BRIEF1A

1084
00:04:57,500 --> 00:04:57,780
A: brief

1085
00:04:58,080 --> 00:04:58,200
B: BRIEF1B

1086
00:04:58,080 --> 00:04:58,200
B: brief

1087
00:04:58,280 --> 00:04:58,480
A: ||LOHN1

1088
00:04:58,280 --> 00:04:58,480
A: lohn

1089
00:04:58,300 --> 00:04:58,320
B: GELD1A

1090
00:04:58,300 --> 00:04:58,320
B: geld

1091
00:04:58,500 --> 00:04:59,280
B: $PROD*

1092
00:04:58,840 --> 00:04:59,000
A: ||HINEINSTECKEN2^

1093
00:04:59,320 --> 00:05:00,120
B: That's interesting.

1094
00:04:59,420 --> 00:04:59,760
B: INTERESSE1A

1095
00:04:59,420 --> 00:04:59,760
B: interessant

1096
00:04:59,600 --> 00:04:59,920
A: ||GEBEN-FESTHALTEN1A^

1097
00:05:00,120 --> 00:05:01,360
A: Yes, in Deutscher Mark.

1097
00:05:00,120 --> 00:05:01,360
B: So cash, basically.

1099
00:05:00,380 --> 00:05:00,800
B: bargeld

1100
00:05:00,380 --> 00:05:00,520
B: BAR-BEZAHLEN3

1101
00:05:00,580 --> 00:05:00,940
A: d-m

1102
00:05:00,580 --> 00:05:00,600
A: ||$ALPHA1:D

1103
00:05:00,680 --> 00:05:00,800
B: GELD1A

1104
00:05:00,760 --> 00:05:00,940
A: ||MARK1

1105
00:05:01,140 --> 00:05:01,340
A: ||$GEST-OFF^*

1106
00:05:01,360 --> 00:05:03,060
A: It was enough and the envelopes were handed out until there were none left.

1107
00:05:01,580 --> 00:05:01,940
A: genug

1108
00:05:01,580 --> 00:05:01,700
A: ||GENUG1*

1109
00:05:01,840 --> 00:05:01,940
A: ||AB2^

1110
00:05:02,080 --> 00:05:02,500
A: VERTEILEN2^*

1111
00:05:02,700 --> 00:05:02,920
A: ||ALLE-LEER3^

1112
00:05:02,700 --> 00:05:02,920
A: [MG]

1113
00:05:03,060 --> 00:05:05,060
A: The following month, the money was once again handed to you in an envelope.

1114
00:05:03,120 --> 00:05:03,380
A: ||NÄCHSTE1

1115
00:05:03,120 --> 00:05:03,380
A: nächsten

1116
00:05:03,600 --> 00:05:03,940
A: monat

1117
00:05:03,600 --> 00:05:03,760
A: ||ZUSAMMEN3A^

1118
00:05:03,760 --> 00:05:03,940
A: ||HINEINSTECKEN2^

1119
00:05:04,260 --> 00:05:04,920
A: ||VERTEILEN3^*

1120
00:05:04,920 --> 00:05:05,060
A: ||$GEST-OFF^*

1121
00:05:05,060 --> 00:05:05,700
A: It worked out well that way.

1122
00:05:05,280 --> 00:05:05,380
A: ||GUT1*

1123
00:05:05,280 --> 00:05:05,380
A: [MG]

1124
00:05:05,540 --> 00:05:05,700
A: ||$GEST-OFF^

1125
00:05:05,700 --> 00:05:09,080
A: There are experts at the banks these days who think of ways to increase the profits.

1126
00:05:06,080 --> 00:05:06,180
A: ||JETZT1

1127
00:05:06,080 --> 00:05:06,180
A: jetzt

1128
00:05:06,600 --> 00:05:06,700
A: ||GESCHICKT1A^

1129
00:05:06,600 --> 00:05:06,700
A: [MG]

1130
00:05:06,960 --> 00:05:07,400
A: STEIGERUNG2^*

1131
00:05:07,860 --> 00:05:08,060
A: ||BANK-GELD1

1132
00:05:07,860 --> 00:05:08,060
A: bank

1133
00:05:08,180 --> 00:05:08,320
A: WIE7A

1134
00:05:08,180 --> 00:05:08,320
A: wie

1135
00:05:08,740 --> 00:05:09,080
A: da

1136
00:05:08,740 --> 00:05:08,940
A: ||DA1*

1137
00:05:09,040 --> 00:05:09,080
A: ||$GEST-OFF^*

1138
00:05:09,080 --> 00:05:11,620
A: They used to have that before, but now it happens on a bigger scale, and the banks accumulate more and more money.

1139
00:05:09,260 --> 00:05:09,500
A: ||VORHER1*

1140
00:05:09,260 --> 00:05:09,500
A: schon vorher

1141
00:05:09,720 --> 00:05:09,940
A: ||AB2^*

1142
00:05:09,720 --> 00:05:09,940
A: schon aber

1143
00:05:10,460 --> 00:05:10,840
A: FÖRDERN1A^

1144
00:05:10,840 --> 00:05:11,620
A: $GEST-KOMM-HER-HER-DAMIT1B^*

1145
00:05:11,620 --> 00:05:15,500
A: If you don't know what to do with your money, you should just bank it.

1146
00:05:11,940 --> 00:05:12,300
A: ||$PROD*

1147
00:05:11,940 --> 00:05:12,300
A: wohin

1148
00:05:12,500 --> 00:05:12,660
A: ||AB2^*

1149
00:05:12,860 --> 00:05:13,020
A: ||ZWANG1

1150
00:05:12,860 --> 00:05:13,020
A: gezwungen

1151
00:05:13,440 --> 00:05:13,540
A: ||BANK-GELD1*

1152
00:05:13,440 --> 00:05:13,540
A: bank

1153
00:05:13,780 --> 00:05:15,240
A: sparbuch sparbuch

1154
00:05:13,780 --> 00:05:14,320
A: ||GEBEN-GELD2A^*

1155
00:05:14,520 --> 00:05:15,240
A: ||GEBEN-FESTHALTEN1A^*

1156
00:05:15,500 --> 00:05:16,560
A: Well, what else shall I do with my money?

1157
00:05:15,540 --> 00:05:15,840
A: ||$GEST-OFF^*

1158
00:05:15,540 --> 00:05:15,840
A: [MG]

1159
00:05:15,940 --> 00:05:15,980
A: ||ICH1^*

1160
00:05:15,940 --> 00:05:15,980
A: was

1161
00:05:16,080 --> 00:05:16,440
A: soll machen

1162
00:05:16,080 --> 00:05:16,160
A: ||GELD1A^*

1163
00:05:16,280 --> 00:05:16,440
A: ||SO1A*

1164
00:05:16,560 --> 00:05:18,020
A: If you haven't used up all of your money by the end of the month, there is nothing else to do but to put it in a savings account.

1165
00:05:16,720 --> 00:05:16,920
A: ||WENIGER-WERDEN5A^*

1166
00:05:16,720 --> 00:05:16,920
A: [MG]

1167
00:05:17,120 --> 00:05:17,460
A: ||KANN1^*

1168
00:05:17,120 --> 00:05:17,460
A: [MG]

1169
00:05:17,800 --> 00:05:17,960
A: ||GEBEN-GELD2A^*

1170
00:05:18,020 --> 00:05:21,000
A: The wages used to be a pittance but that has changed.

1171
00:05:18,220 --> 00:05:18,560
A: ||FRÜHER1

1172
00:05:18,220 --> 00:05:18,560
A: früher

1173
00:05:18,880 --> 00:05:19,340
A: hungerlohn

1174
00:05:18,880 --> 00:05:19,020
A: ||HUNGER3

1175
00:05:19,160 --> 00:05:19,340
A: ||LOHN1

1176
00:05:19,560 --> 00:05:19,640
A: ||HEUTE1

1177
00:05:19,560 --> 00:05:19,640
A: heute

1178
00:05:19,740 --> 00:05:19,900
A: ||NICHT-MEHR1B*

1179
00:05:19,740 --> 00:05:19,900
A: nicht mehr

1180
00:05:20,360 --> 00:05:20,800
A: hungerlohn

1181
00:05:20,360 --> 00:05:20,440
A: ||HUNGER3

1182
00:05:20,580 --> 00:05:20,800
A: ||LOHN1

1183
00:05:21,000 --> 00:05:26,720
A: It can be seen as a form of luxury if you are able to save up money. Part of that money can be spend on a vacation. So, that‘s gone then.

1184
00:05:21,280 --> 00:05:21,360
A: ||GEBEN-GELD2A^*

1185
00:05:21,620 --> 00:05:22,060
A: ||LUXUS1B*

1186
00:05:21,620 --> 00:05:22,060
A: luxus

1187
00:05:22,120 --> 00:05:22,320
A: ||BEISPIEL1

1188
00:05:22,120 --> 00:05:22,320
A: beispiel

1189
00:05:22,940 --> 00:05:23,220
A: ||$NUM-ORD1:1d

1190
00:05:22,940 --> 00:05:23,220
A: [MG]

1191
00:05:23,440 --> 00:05:24,280
A: teil

1192
00:05:23,440 --> 00:05:23,620
A: ||TEIL1A

1193
00:05:23,900 --> 00:05:24,280
A: ||$INDEX1*

1194
00:05:24,760 --> 00:05:25,060
A: ||URLAUB2

1195
00:05:24,760 --> 00:05:25,060
A: urlaub

1196
00:05:25,980 --> 00:05:26,240
A: ||WERFEN1^*

1197
00:05:25,980 --> 00:05:26,240
A: [MG]

1198
00:05:26,720 --> 00:05:29,520
A: The food is way cheaper today, too.

1199
00:05:27,400 --> 00:05:27,560
A: ||BILLIG1

1200
00:05:27,400 --> 00:05:27,560
A: bi{llig}

1201
00:05:27,740 --> 00:05:28,000
A: ||ESSEN2

1202
00:05:27,740 --> 00:05:28,000
A: essen

1203
00:05:28,280 --> 00:05:29,160
A: ||WENIGER-WERDEN3A*

1204
00:05:28,280 --> 00:05:29,160
A: [MG]

1205
00:05:30,580 --> 00:05:35,280
B: You just said that the wages were handed out in envelopes. That was good.

1206
00:05:30,980 --> 00:05:31,000
B: DU1*

1207
00:05:31,260 --> 00:05:31,360
B: SAGEN1

1208
00:05:31,260 --> 00:05:31,360
B: sagen

1209
00:05:32,720 --> 00:05:32,900
B: BRIEF1B

1210
00:05:32,720 --> 00:05:32,900
B: brief

1211
00:05:33,100 --> 00:05:33,760
B: lohn

1212
00:05:33,100 --> 00:05:33,220
B: LOHN1*

1213
00:05:33,360 --> 00:05:33,760
B: $PROD*

1214
00:05:33,960 --> 00:05:34,420
B: ||GEBEN-GELD2A*

1215
00:05:34,420 --> 00:05:34,480
B: GUT1*

1216
00:05:34,420 --> 00:05:34,480
B: [MG]

1217
00:05:34,480 --> 00:05:35,280
B: GEBEN-GELD2A*

1218
00:05:35,280 --> 00:05:39,500
B: That way the state didn't know how much money you've saved up.

1219
00:05:35,500 --> 00:05:35,520
B: $INDEX1*

1220
00:05:35,720 --> 00:05:35,740
B: ICH1

1221
00:05:36,200 --> 00:05:36,440
B: AUSDEHNEN1C^*

1222
00:05:36,560 --> 00:05:37,100
B: wie viel

1223
00:05:36,560 --> 00:05:36,640
B: GELD1A

1224
00:05:36,920 --> 00:05:37,100
B: AUSDEHNEN1C^*

1225
00:05:37,300 --> 00:05:37,340
B: OBEN1^

1226
00:05:37,640 --> 00:05:37,780
B: STAAT1A

1227
00:05:37,640 --> 00:05:37,780
B: staat

1228
00:05:38,000 --> 00:05:38,340
B: SEHEN1

1229
00:05:38,560 --> 00:05:39,040
B: WISSEN-NICHT1

1230
00:05:38,560 --> 00:05:39,040
B: weiß ni{cht}

1231
00:05:39,240 --> 00:05:39,480
B: $GEST-OFF^*

1232
00:05:39,500 --> 00:05:41,860
B: A bank could give them these information.

1233
00:05:39,800 --> 00:05:39,980
B: bank

1234
00:05:39,800 --> 00:05:39,920
B: BANK-GELD1

1235
00:05:39,960 --> 00:05:39,980
B: $INDEX1*

1236
00:05:40,080 --> 00:05:40,100
B: KANN1*

1237
00:05:40,080 --> 00:05:40,100
B: kann

1238
00:05:40,400 --> 00:05:40,980
B: verraten

1239
00:05:40,400 --> 00:05:40,540
B: VERRATEN1A*

1240
00:05:40,720 --> 00:05:40,980
B: $INDEX1*

1241
00:05:41,200 --> 00:05:41,480
B: $GEST-OFF^*

1242
00:05:41,200 --> 00:05:41,480
B: [MG]

1243
00:05:41,860 --> 00:05:43,560
A: Good question. I don't know how that worked.

1244
00:05:42,200 --> 00:05:42,220
A: ||GUT1*

1245
00:05:42,200 --> 00:05:42,220
A: gute

1246
00:05:42,500 --> 00:05:42,680
A: ||FRAGE1

1247
00:05:42,500 --> 00:05:42,680
A: frage

1248
00:05:42,980 --> 00:05:43,040
A: ||ICH1

1249
00:05:43,300 --> 00:05:43,500
A: ||WIE-FRAGE-VERGLEICH1*

1250
00:05:43,300 --> 00:05:43,500
A: weiß nicht wie

1251
00:05:43,560 --> 00:05:44,420
A: I can ask again.

1252
00:05:43,640 --> 00:05:43,680
A: ||ICH1

1253
00:05:43,820 --> 00:05:43,920
A: ||KANN1

1254
00:05:43,820 --> 00:05:43,920
A: kann

1255
00:05:44,020 --> 00:05:44,160
A: ||NOCHMAL2B

1256
00:05:44,020 --> 00:05:44,160
A: noch mal

1257
00:05:44,300 --> 00:05:44,340
A: ||FRAGE1*

1258
00:05:44,300 --> 00:05:44,340
A: fragen

1259
00:05:44,420 --> 00:05:51,140
A: My dad got his wage in an envelope until after the second world war had ended. Afterwards they changed it.

1260
00:05:44,760 --> 00:05:44,880
A: ||ABER1*

1261
00:05:44,760 --> 00:05:44,880
A: aber

1262
00:05:45,060 --> 00:05:46,240
A: zweiter weltkrieg

1263
00:05:45,060 --> 00:05:45,420
A: ||$NUM-ORD1:2

1264
00:05:45,860 --> 00:05:46,240
A: KRIEG1A

1265
00:05:46,480 --> 00:05:46,600
A: ||VORBEI1*

1266
00:05:46,480 --> 00:05:46,600
A: vorbei

1267
00:05:46,780 --> 00:05:48,300
B: Yes, in that time in between.

1268
00:05:46,940 --> 00:05:47,440
A: ||BALD1^*

1269
00:05:46,960 --> 00:05:47,060
B: ||$GEST-OFF^*

1270
00:05:46,960 --> 00:05:47,060
B: ja

1271
00:05:47,300 --> 00:05:47,820
B: ||VOR1E^*

1272
00:05:47,640 --> 00:05:47,900
A: $GEST-OFF^

1273
00:05:47,640 --> 00:05:47,900
A: [MG]

1274
00:05:48,000 --> 00:05:48,100
B: ||STIMMT1A*

1275
00:05:48,220 --> 00:05:48,360
A: AUFKLAPPEN-PAPIER1^*

1276
00:05:48,220 --> 00:05:48,360
A: brief

1277
00:05:48,500 --> 00:05:49,240
A: ||GEBEN-FESTHALTEN1A^*

1278
00:05:48,500 --> 00:05:49,240
A: später

1279
00:05:48,880 --> 00:05:50,100
B: $GEST-NM-KOPFNICKEN1^

1280
00:05:48,880 --> 00:05:50,100
B: Right.

1280
00:05:48,880 --> 00:05:50,100
B: stimmt

1282
00:05:49,620 --> 00:05:50,100
A: ||UM1A^

1283
00:05:49,620 --> 00:05:50,100
A: [MG]

1284
00:05:50,100 --> 00:05:52,120
B: Yes, maybe now they have a stricter regulation. Oh well.

1285
00:05:50,420 --> 00:05:50,440
B: JETZT1*

1286
00:05:50,420 --> 00:05:50,440
B: jetzt

1287
00:05:50,440 --> 00:05:50,620
A: ||$GEST-OFF^

1288
00:05:50,440 --> 00:05:50,620
A: [MG]

1289
00:05:50,600 --> 00:05:50,660
B: MEHR1

1290
00:05:50,600 --> 00:05:50,660
B: mehr

1291
00:05:50,860 --> 00:05:51,320
B: SCHARF1A

1292
00:05:50,860 --> 00:05:51,320
B: scharf scharf

1293
00:05:51,140 --> 00:05:51,680
A: $GEST-NM-KOPFNICKEN1^

1294
00:05:51,140 --> 00:05:51,680
A: Yes.

1294
00:05:51,140 --> 00:05:51,680
A: ja

1296
00:05:51,680 --> 00:05:52,560
A: Just for that reason.

1297
00:05:51,680 --> 00:05:51,780
B: AB2^*

1298
00:05:51,840 --> 00:05:52,040
A: ||DARUM1*

1299
00:05:51,840 --> 00:05:52,040
A: darum

1300
00:05:53,720 --> 00:06:07,680
C: What kind of assets do you have now? Do you have a savings account which pays interest on your money? Do you invest in stocks, have a fund or something similar? What do you guys have?

1301
00:06:08,460 --> 00:06:10,700
A: I have my money in a savings account, yes.

1302
00:06:08,820 --> 00:06:09,100
A: AUFKLAPPEN-BUCH1^

1303
00:06:08,820 --> 00:06:09,100
A: sparbuch

1304
00:06:09,440 --> 00:06:10,280
A: [MG]

1305
00:06:09,440 --> 00:06:09,800
A: ||GEBEN-GELD2A^*

1306
00:06:10,100 --> 00:06:10,280
A: ||$GEST-OFF^*

1307
00:06:10,700 --> 00:06:12,340
A: The interest vary.

1307
00:06:10,700 --> 00:06:12,340
B: Yes, my money is in a savings account.

1309
00:06:10,780 --> 00:06:10,980
B: GLEICH8*

1310
00:06:10,780 --> 00:06:10,980
B: dasselbe

1311
00:06:11,160 --> 00:06:11,900
A: ||ZICKZACK-VERLAUF1A^*

1312
00:06:11,160 --> 00:06:11,900
A: [MG]

1313
00:06:11,260 --> 00:06:11,760
B: sparbuch

1314
00:06:11,260 --> 00:06:11,380
B: AUFKLAPPEN-BUCH1^

1315
00:06:11,540 --> 00:06:11,760
B: SAMMELN1^*

1316
00:06:13,140 --> 00:06:14,760
B: Also/

1317
00:06:13,440 --> 00:06:13,560
B: AUCH3A*

1318
00:06:13,440 --> 00:06:13,560
B: auch

1319
00:06:13,760 --> 00:06:13,960
B: #name1

1320
00:06:15,400 --> 00:06:17,900
A: I bought shares and invested my money that way, too.

1321
00:06:15,600 --> 00:06:15,760
A: auch

1322
00:06:15,600 --> 00:06:15,640
A: ||AUCH3A

1323
00:06:15,740 --> 00:06:15,760
A: ||ICH1*

1324
00:06:16,120 --> 00:06:16,660
A: ||ZICKZACK-VERLAUF1A^*

1325
00:06:16,120 --> 00:06:16,660
A: aktien

1326
00:06:16,980 --> 00:06:17,240
A: ||GEBEN-GELD2A^*

1327
00:06:16,980 --> 00:06:17,240
A: [MG]

1328
00:06:17,900 --> 00:06:19,140
A: I watch the stock changes and compare them.

1329
00:06:18,320 --> 00:06:18,480
A: ||SCHAUEN1*

1330
00:06:18,320 --> 00:06:18,480
A: [MG]

1331
00:06:18,600 --> 00:06:19,040
A: VERGLEICH1A^*

1332
00:06:18,600 --> 00:06:19,040
A: [MG]

1333
00:06:19,140 --> 00:06:21,260
A: If one gets to risky, I pull my money back and choose another one.

1334
00:06:19,220 --> 00:06:19,400
A: ||$INDEX1*

1335
00:06:19,540 --> 00:06:19,720
A: ||RISIKO6

1336
00:06:19,540 --> 00:06:19,720
A: risiko

1337
00:06:19,840 --> 00:06:20,100
A: ||NEIN1B^*

1338
00:06:19,840 --> 00:06:20,100
A: [MG]

1339
00:06:20,340 --> 00:06:20,860
A: ||$INDEX1*

1340
00:06:20,340 --> 00:06:20,860
A: [MG]

1341
00:06:21,260 --> 00:06:25,200
A: One can check that with ones online banking. I run and administer everything there.

1342
00:06:21,640 --> 00:06:21,840
A: ||SCHAUEN1*

1343
00:06:21,640 --> 00:06:21,840
A: schauen

1344
00:06:22,280 --> 00:06:23,240
A: internet-bank

1345
00:06:22,280 --> 00:06:22,500
A: INTERNET1A*

1346
00:06:22,900 --> 00:06:23,240
A: BANK-GELD1^*

1347
00:06:23,560 --> 00:06:24,180
A: ||VIELES-HÄNGT-ZUSAMMEN1*

1348
00:06:23,560 --> 00:06:24,180
A: [MG]

1349
00:06:24,320 --> 00:06:24,640
A: VERGLEICH1A^

1350
00:06:24,320 --> 00:06:24,640
A: [MG]

1351
00:06:26,540 --> 00:06:33,540
B: I remember that an increased number of insurance salesmen came to visit me after the fall of the Berlin wall.

1352
00:06:26,880 --> 00:06:26,940
B: ICH1

1353
00:06:26,880 --> 00:06:26,940
B: ich

1354
00:06:27,140 --> 00:06:27,200
B: WISSEN2B*

1355
00:06:27,140 --> 00:06:27,200
B: weiß

1356
00:06:27,440 --> 00:06:27,920
B: FRÜHER1

1357
00:06:27,440 --> 00:06:27,920
B: früher

1358
00:06:28,160 --> 00:06:28,260
B: ICH1

1359
00:06:28,900 --> 00:06:29,320
B: LETZTE4^*

1360
00:06:28,900 --> 00:06:29,320
B: damals

1361
00:06:29,860 --> 00:06:30,700
B: mauerfall

1362
00:06:29,860 --> 00:06:30,360
B: MAUER3*

1363
00:06:30,360 --> 00:06:30,700
B: MAUERFALL1

1364
00:06:31,240 --> 00:06:31,540
B: MEHR3

1365
00:06:31,240 --> 00:06:31,540
B: mehr mehr

1366
00:06:31,860 --> 00:06:32,420
B: versicherungsvertreter

1367
00:06:31,860 --> 00:06:32,120
B: VERSICHERUNG2*

1368
00:06:32,260 --> 00:06:32,420
B: VERTRETUNG2A

1369
00:06:32,740 --> 00:06:32,940
B: ICH1^

1370
00:06:32,940 --> 00:06:33,520
B: BESUCHEN1B*

1371
00:06:33,540 --> 00:06:34,820
B: They recommended many things.

1372
00:06:33,780 --> 00:06:34,200
B: EMPFEHLEN1A*

1373
00:06:33,780 --> 00:06:34,200
B: empfehlen empfehlen

1374
00:06:34,200 --> 00:06:34,580
B: $GEST^

1375
00:06:34,580 --> 00:06:34,740
B: ||VIEL1A^*

1376
00:06:34,820 --> 00:06:36,940
B: I didn't know anything about it from my time in the GDR.

1377
00:06:35,000 --> 00:06:35,300
B: ICH1

1378
00:06:35,000 --> 00:06:35,300
B: aber ich

1379
00:06:35,500 --> 00:06:35,620
B: FRÜHER1*

1380
00:06:35,500 --> 00:06:35,620
B: früher

1381
00:06:35,760 --> 00:06:36,040
B: $ALPHA1:D-R*

1382
00:06:35,760 --> 00:06:36,040
B: d-d-r

1383
00:06:36,320 --> 00:06:36,900
B: kennen nicht

1384
00:06:36,320 --> 00:06:36,560
B: KENNEN1B*

1385
00:06:36,620 --> 00:06:36,900
B: NICHT1

1386
00:06:36,940 --> 00:06:37,860
B: We didn't have anything like that.

1387
00:06:37,320 --> 00:06:37,800
B: ||LEER1^

1388
00:06:37,860 --> 00:06:40,260
B: Everything was new to me and one thing seemed to top off the other. I was very unsure and confused.

1389
00:06:37,920 --> 00:06:38,000
B: ||KOMMA1^*

1390
00:06:38,060 --> 00:06:38,400
B: ||NEU1A^*

1391
00:06:38,580 --> 00:06:38,740
B: GUT5A^*

1392
00:06:38,960 --> 00:06:39,000
B: ICH2*

1393
00:06:39,140 --> 00:06:40,140
B: ODER3^*

1394
00:06:40,260 --> 00:06:45,520
B: I was recommended a life insurance with an insurance period of 21 years which I signed, though I hesitated at first.

1395
00:06:40,420 --> 00:06:40,440
B: $INDEX1*

1396
00:06:40,760 --> 00:06:41,240
B: lebensversicherung

1397
00:06:40,760 --> 00:06:40,880
B: LEBEN1C

1398
00:06:41,040 --> 00:06:41,240
B: VERSICHERUNG2*

1399
00:06:41,600 --> 00:06:41,740
B: GUT1*

1400
00:06:41,600 --> 00:06:41,740
B: [MG]

1401
00:06:42,040 --> 00:06:42,180
B: WAHRNEHMEN-OHR1^*

1402
00:06:42,520 --> 00:06:42,660
B: OKAY1A

1403
00:06:42,520 --> 00:06:42,660
B: okay

1404
00:06:42,800 --> 00:06:42,820
B: ICH2

1405
00:06:43,080 --> 00:06:43,420
B: UNTERSCHREIBEN1A

1406
00:06:43,640 --> 00:06:43,940
B: einundzwanzig

1407
00:06:43,640 --> 00:06:43,660
B: $NUM-EINER1A:1d

1408
00:06:43,780 --> 00:06:43,940
B: $NUM-ZEHNER2A:2d

1409
00:06:44,160 --> 00:06:44,620
B: JAHR2A

1410
00:06:44,160 --> 00:06:44,620
B: jahre

1411
00:06:44,860 --> 00:06:45,500
B: versicherung

1412
00:06:44,860 --> 00:06:45,060
B: VERSICHERUNG2*

1413
00:06:45,220 --> 00:06:45,500
B: MASS-SAGITTAL2B^*

1414
00:06:45,520 --> 00:06:47,160
B: I would get that money later in addition to my pension.

1415
00:06:45,660 --> 00:06:45,700
B: SPÄTER3*

1416
00:06:45,660 --> 00:06:45,700
B: später

1417
00:06:45,940 --> 00:06:46,260
B: RENTE1*

1418
00:06:45,940 --> 00:06:46,260
B: rente

1419
00:06:46,580 --> 00:06:47,100
B: AUFSTOCKEN1B

1420
00:06:47,160 --> 00:06:49,120
B: I agreed and some time passed.

1421
00:06:47,340 --> 00:06:47,360
B: ICH1

1422
00:06:47,480 --> 00:06:47,580
B: OKAY1A*

1423
00:06:47,480 --> 00:06:47,580
B: okay

1424
00:06:47,700 --> 00:06:47,800
B: $GEST-ABWINKEN1^

1425
00:06:47,700 --> 00:06:47,800
B: [MG]

1426
00:06:47,800 --> 00:06:48,820
B: AUFWICKELN1^

1427
00:06:48,820 --> 00:06:49,120
B: $GEST-OFF^

1428
00:06:49,120 --> 00:06:51,900
B: I canceled the insurance after seven years and I got my money back.

1429
00:06:49,340 --> 00:06:49,620
B: VIELLEICHT1

1430
00:06:49,340 --> 00:06:49,620
B: vielleicht

1431
00:06:50,020 --> 00:06:50,320
B: JAHR1B*

1432
00:06:50,020 --> 00:06:50,320
B: sieben jahre

1433
00:06:50,660 --> 00:06:50,960
B: ABBRUCH1

1434
00:06:50,660 --> 00:06:50,960
B: [MG]

1435
00:06:51,180 --> 00:06:51,420
B: GELD1A

1436
00:06:51,180 --> 00:06:51,420
B: geld

1437
00:06:51,480 --> 00:06:51,900
B: ZURÜCK1A

1438
00:06:51,480 --> 00:06:51,900
B: zurück

1439
00:06:51,900 --> 00:06:55,600
B: Even though I wasn't getting my whole money back, I invested in another asset and was done with it.

1440
00:06:52,240 --> 00:06:52,380
B: UPDATE1A^*

1441
00:06:52,860 --> 00:06:53,000
B: VERLUST2

1442
00:06:52,860 --> 00:06:53,000
B: verlust

1443
00:06:53,260 --> 00:06:53,320
B: JA1A

1444
00:06:53,260 --> 00:06:53,320
B: ja

1445
00:06:53,760 --> 00:06:53,880
B: ANDERS1

1446
00:06:53,760 --> 00:06:53,880
B: andere

1447
00:06:54,040 --> 00:06:54,700
B: ||GEBEN-GELD2A^*

1448
00:06:54,040 --> 00:06:54,700
B: anlage

1449
00:06:54,980 --> 00:06:55,260
B: ||NEIN3B^*

1450
00:06:55,260 --> 00:06:55,520
B: ||$GEST-OFF^*

1451
00:06:55,600 --> 00:07:02,080
B: I put my money in a certificate of deposit which is similar to a savings account. It pays more interests than my life insurances which payed almost no interests.

1452
00:06:55,860 --> 00:06:55,960
B: $GEST-OFF^*

1453
00:06:55,860 --> 00:06:55,960
B: wie

1454
00:06:56,160 --> 00:06:56,580
B: sparbuch

1455
00:06:56,160 --> 00:06:56,320
B: SPAREN2*

1456
00:06:56,440 --> 00:06:56,580
B: BUCH1B

1457
00:06:56,700 --> 00:06:56,940
B: $GEST-OFF^*

1458
00:06:56,700 --> 00:06:56,940
B: aber wie

1459
00:06:57,120 --> 00:06:57,640
B: sparbrief

1460
00:06:57,120 --> 00:06:57,280
B: SPAREN2*

1461
00:06:57,520 --> 00:06:57,640
B: BRIEF1B

1462
00:06:58,000 --> 00:06:58,240
B: WERFEN1^*

1463
00:06:58,500 --> 00:06:58,660
B: LASSEN2A^*

1464
00:06:58,900 --> 00:06:59,260
B: besser

1465
00:06:58,900 --> 00:06:59,000
B: BESSER1*

1466
00:06:59,100 --> 00:06:59,260
B: $INDEX1*

1467
00:06:59,560 --> 00:06:59,600
B: $INDEX1*

1468
00:06:59,820 --> 00:07:00,300
B: lebensversicherung

1469
00:06:59,820 --> 00:06:59,980
B: LEBEN1C*

1470
00:07:00,120 --> 00:07:00,300
B: VERSICHERUNG1*

1471
00:07:00,480 --> 00:07:00,600
B: $INDEX1*

1472
00:07:00,760 --> 00:07:00,880
B: FAST2

1473
00:07:00,760 --> 00:07:00,880
B: fast

1474
00:07:01,100 --> 00:07:01,740
B: nichts

1475
00:07:01,100 --> 00:07:01,260
B: NICHTS1B

1476
00:07:01,520 --> 00:07:01,740
B: AB2^*

1477
00:07:02,080 --> 00:07:03,740
B: It was just new to me. That's the way it was.

1478
00:07:02,340 --> 00:07:02,380
B: ||ICH2^

1479
00:07:02,480 --> 00:07:02,600
B: ||NEU4A*

1480
00:07:02,480 --> 00:07:02,600
B: neu

1481
00:07:02,600 --> 00:07:03,300
B: ||$GEST-ICH-WEISS-NICHT1^*

1482
00:07:02,600 --> 00:07:03,300
B: [MG]

1483
00:07:03,040 --> 00:07:05,580
A: That's true. But at least you gained experience.

1484
00:07:03,220 --> 00:07:03,560
A: $GEST-OFF^

1485
00:07:03,220 --> 00:07:03,560
A: stimmt

1486
00:07:03,740 --> 00:07:06,040
B: The competition is just very strong.

1487
00:07:04,160 --> 00:07:04,320
A: ||ERFAHRUNG1B*

1488
00:07:04,160 --> 00:07:04,320
A: erfahrung

1489
00:07:04,400 --> 00:07:04,860
B: KONKURRENZ1

1490
00:07:04,400 --> 00:07:04,860
B: konkurrenz

1491
00:07:04,560 --> 00:07:05,060
A: ||SAMMELN1^*

1492
00:07:05,000 --> 00:07:05,160
B: $INDEX1*

1493
00:07:05,340 --> 00:07:05,500
B: $GEST-OFF^

1494
00:07:05,340 --> 00:07:05,500
B: [MG]

1495
00:07:06,040 --> 00:07:12,300
A: I was also told that one shouldn't deposit to much money in an insurance contract because of their little interest rate.

1496
00:07:06,860 --> 00:07:06,960
A: ||AUCH3A

1497
00:07:06,860 --> 00:07:06,960
A: auch

1498
00:07:07,440 --> 00:07:07,900
A: ||BESCHEID1A*

1499
00:07:08,520 --> 00:07:09,140
A: ||GEBEN-GELD2A^*

1500
00:07:08,520 --> 00:07:09,140
A: [MG]

1501
00:07:09,740 --> 00:07:09,960
A: ||ALT5A

1502
00:07:09,740 --> 00:07:09,960
A: alt

1503
00:07:10,220 --> 00:07:10,720
A: ||BEZAHLEN2^

1504
00:07:10,220 --> 00:07:10,720
A: versicherung

1505
00:07:10,860 --> 00:07:11,260
A: ||NEIN1A

1506
00:07:10,860 --> 00:07:11,260
A: [MG]

1507
00:07:11,560 --> 00:07:12,300
A: [MG]

1508
00:07:11,560 --> 00:07:11,900
A: ||WENIG4*

1509
00:07:11,900 --> 00:07:12,300
A: ||WENIGER-WERDEN3B^*

1510
00:07:12,300 --> 00:07:15,740
A: It increases only after a few years.

1511
00:07:12,340 --> 00:07:12,580
A: $ORAL^

1512
00:07:12,340 --> 00:07:12,580
A: warum

1513
00:07:12,840 --> 00:07:13,280
A: ||JAHR2A*

1514
00:07:12,840 --> 00:07:13,280
A: jahr

1515
00:07:13,500 --> 00:07:14,060
A: ||PHASE1A^*

1516
00:07:14,520 --> 00:07:15,100
A: ||ERHÖHEN1B

1517
00:07:14,520 --> 00:07:15,100
A: [MG]

1518
00:07:15,540 --> 00:07:15,580
A: ||$INDEX1*

1519
00:07:15,740 --> 00:07:18,600
A: The money can rather be used for leisure than/

1520
00:07:15,940 --> 00:07:16,160
A: ||LIEBER1

1521
00:07:15,940 --> 00:07:16,160
A: lieber

1522
00:07:16,380 --> 00:07:16,520
A: ||$INDEX1*

1523
00:07:16,800 --> 00:07:17,140
A: ||FREIZEIT1B*

1524
00:07:16,800 --> 00:07:17,140
A: freizeit

1525
00:07:17,360 --> 00:07:17,540
A: BENUTZEN2*

1526
00:07:17,360 --> 00:07:17,540
A: nutzen

1527
00:07:17,720 --> 00:07:18,280
A: lieber

1528
00:07:17,720 --> 00:07:17,840
A: ||GEHÖREN1^*

1529
00:07:18,120 --> 00:07:18,280
A: ||AB2^

1530
00:07:18,600 --> 00:07:21,900
A: A vacation is good for relaxing and good for the soul.

1531
00:07:19,200 --> 00:07:19,440
A: ||URLAUB3*

1532
00:07:19,200 --> 00:07:19,440
A: urlaub

1533
00:07:19,660 --> 00:07:20,460
A: genießen

1534
00:07:19,660 --> 00:07:19,840
A: ||$GEST-ÜBERLEGEN1^

1535
00:07:20,120 --> 00:07:20,460
A: ||GENIESSEN1*

1536
00:07:20,780 --> 00:07:21,140
A: GEFÜHL3^

1537
00:07:20,780 --> 00:07:21,140
A: [MG]

1538
00:07:21,500 --> 00:07:21,700
A: GUT1*

1539
00:07:21,900 --> 00:07:25,760
A: One has to enjoy themselves and one doesn't need to save money with all their might. That's not good either.

1540
00:07:21,940 --> 00:07:22,080
A: ||$GEST-OFF^

1541
00:07:22,340 --> 00:07:22,560
A: ||WOHL1

1542
00:07:22,340 --> 00:07:22,560
A: wohl

1543
00:07:22,780 --> 00:07:22,920
A: ||MUSS1*

1544
00:07:23,340 --> 00:07:23,820
A: ||SPAREN2

1545
00:07:23,340 --> 00:07:23,820
A: [MG]

1546
00:07:23,940 --> 00:07:24,380
A: ||GEBEN-GELD2A^*

1547
00:07:24,640 --> 00:07:24,720
A: ||ES-GEHT1B

1548
00:07:24,640 --> 00:07:24,720
A: geht

1549
00:07:24,860 --> 00:07:25,020
A: ||NICHT3A

1550
00:07:24,860 --> 00:07:25,020
A: nicht

1551
00:07:25,200 --> 00:07:25,320
A: $GEST-OFF^

1552
00:07:25,200 --> 00:07:25,320
A: [MG]

1553
00:07:25,760 --> 00:07:29,960
B: I am not sure if the state will keep cash out money of the citizens' pensions funds. A lot of open questions remain.

1554
00:07:26,200 --> 00:07:26,260
B: ZUKUNFT2*

1555
00:07:26,200 --> 00:07:26,260
B: zukunft

1556
00:07:26,460 --> 00:07:27,360
B: RENTE1

1557
00:07:26,460 --> 00:07:27,360
B: rente

1558
00:07:27,960 --> 00:07:28,940
A: A huge pile/

1559
00:07:28,000 --> 00:07:28,100
B: STAAT1A*

1560
00:07:28,000 --> 00:07:28,100
B: staat

1561
00:07:28,280 --> 00:07:28,840
A: ||MENGE1A^*

1562
00:07:28,280 --> 00:07:28,840
A: [MG]

1563
00:07:28,420 --> 00:07:29,060
B: PFLEGE1^*

1564
00:07:28,940 --> 00:07:29,920
A: Right, yes.

1565
00:07:29,040 --> 00:07:29,340
A: ach so

1566
00:07:29,040 --> 00:07:29,060
A: ||ACH-SO2*

1567
00:07:29,300 --> 00:07:29,340
A: ||SO1^*

1568
00:07:29,320 --> 00:07:29,800
B: FRAGEZEICHEN2^

1569
00:07:29,960 --> 00:07:31,320
B: The pension payments decrease.

1570
00:07:29,960 --> 00:07:30,000
B: $GEST-OFF^*

1571
00:07:30,280 --> 00:07:31,220
B: WENIGER-WERDEN1*

1572
00:07:30,280 --> 00:07:31,220
B: wenig wenig wenig

1573
00:07:31,320 --> 00:07:32,880
B: What does the youth do?

1574
00:07:31,440 --> 00:07:31,460
B: UND2A*

1575
00:07:31,440 --> 00:07:31,460
B: und

1576
00:07:31,780 --> 00:07:31,840
B: NACHWUCHS1*

1577
00:07:31,780 --> 00:07:31,840
B: nachwuchs

1578
00:07:31,940 --> 00:07:32,880
B: WO1A*

1579
00:07:31,940 --> 00:07:32,880
B: wo wo wo

1580
00:07:32,880 --> 00:07:34,040
B: Oh well.

1581
00:07:32,880 --> 00:07:33,420
B: $GEST-OFF^

1582
00:07:32,880 --> 00:07:33,420
B: [MG]

1583
00:07:34,280 --> 00:07:35,280
B: I live/

1584
00:07:34,520 --> 00:07:34,540
B: ICH1

1585
00:07:34,700 --> 00:07:35,120
B: LEBEN1C*

1586
00:07:34,700 --> 00:07:35,120
B: leben

1587
00:07:35,280 --> 00:07:36,860
B: I’m asking myself how this is supposed to work out.

1588
00:07:35,600 --> 00:07:35,800
B: ÜBERLEGEN1

1589
00:07:35,600 --> 00:07:35,800
B: überlegen

1590
00:07:35,980 --> 00:07:36,240
B: WIE-FRAGE-VERGLEICH1*

1591
00:07:35,980 --> 00:07:36,240
B: wie wie

1592
00:07:36,860 --> 00:07:42,460
A: One has to imagine that we put aside large amounts of money again and again so that once we are old and frail, there is enough left.

1593
00:07:36,860 --> 00:07:38,860
B: Neither of us knows that.

1594
00:07:37,220 --> 00:07:37,740
B: WIR2*

1595
00:07:37,220 --> 00:07:37,620
A: ||VORSTELLUNG1A*

1596
00:07:37,220 --> 00:07:37,620
A: vorstellen

1597
00:07:37,900 --> 00:07:39,080
A: ||GEBEN-GELD2A^*

1598
00:07:37,900 --> 00:07:39,080
A: [MG]

1599
00:07:37,960 --> 00:07:38,080
B: WISSEN2B

1600
00:07:37,960 --> 00:07:38,080
B: weiß

1601
00:07:38,300 --> 00:07:38,460
B: NICHT3A

1602
00:07:38,300 --> 00:07:38,460
B: nicht

1603
00:07:39,420 --> 00:07:39,500
A: ||$INDEX1

1604
00:07:39,800 --> 00:07:40,740
A: ||MENGE1A^*

1605
00:07:39,800 --> 00:07:40,740
A: [MG]

1606
00:07:41,040 --> 00:07:41,200
A: ||ALT5B*

1607
00:07:41,040 --> 00:07:41,200
A: alt

1608
00:07:41,400 --> 00:07:42,100
A: $GEST^

1609
00:07:41,400 --> 00:07:42,100
A: [LM:aua]

1610
00:07:42,460 --> 00:07:45,480
A: And then, when you don't want to go on a vacation anymore and rather stay at home you are left with the rest of the money.

1611
00:07:42,800 --> 00:07:42,920
A: ||URLAUB6*

1612
00:07:42,800 --> 00:07:42,920
A: urlaub

1613
00:07:43,100 --> 00:07:43,360
A: $GEST-ABWINKEN1^

1614
00:07:43,100 --> 00:07:43,360
A: [MG]

1615
00:07:43,620 --> 00:07:43,800
A: ||KEINE-LUST1

1616
00:07:43,620 --> 00:07:43,800
A: [MG]

1617
00:07:44,100 --> 00:07:44,200
A: ZUHAUSE2

1618
00:07:44,100 --> 00:07:44,200
A: zu hause

1619
00:07:44,460 --> 00:07:45,160
A: ||KLEIN5^*

1620
00:07:44,460 --> 00:07:45,160
A: [MG]

1621
00:07:45,440 --> 00:07:45,480
A: ||$INDEX1

1622
00:07:45,480 --> 00:07:48,320
A: You could give some of the money to your grandchildren.

1623
00:07:45,640 --> 00:07:46,120
A: enkel

1624
00:07:45,640 --> 00:07:45,820
A: ENKELKIND3*

1625
00:07:45,960 --> 00:07:46,120
A: $GEST-OFF^

1626
00:07:46,420 --> 00:07:47,460
A: ||GEBEN-GELD2A^*

1627
00:07:46,420 --> 00:07:47,460
A: [MG]

1628
00:07:47,600 --> 00:07:47,700
A: ||KANN1^

1629
00:07:47,760 --> 00:07:47,780
A: ||$INDEX1*

1630
00:07:48,620 --> 00:07:56,320
A: Though, if you are working around the clock and are saving up money, you should rather enjoy yourself sometimes.

1631
00:07:48,680 --> 00:07:48,860
A: $ORAL^

1632
00:07:48,680 --> 00:07:48,860
A: aber

1633
00:07:49,140 --> 00:07:49,340
A: ||VIEL1A

1634
00:07:49,140 --> 00:07:49,340
A: viel

1635
00:07:49,400 --> 00:07:49,680
A: ||STUNDE1B*

1636
00:07:49,400 --> 00:07:49,680
A: stunden

1637
00:07:49,880 --> 00:07:50,140
A: ||JAHR2A

1638
00:07:49,880 --> 00:07:50,140
A: im jahr

1639
00:07:50,280 --> 00:07:51,140
A: ARBEITEN4*

1640
00:07:50,280 --> 00:07:51,140
A: [MG]

1641
00:07:51,480 --> 00:07:52,140
A: ||GEBEN-GELD2A^*

1642
00:07:51,480 --> 00:07:52,140
A: [MG]

1643
00:07:52,400 --> 00:07:52,600
A: ||LIEBER1

1644
00:07:52,400 --> 00:07:52,600
A: lieber

1645
00:07:52,880 --> 00:07:56,000
B: Yes, that is good and then have a nice vacation.

1646
00:07:53,000 --> 00:07:53,720
A: arbeiten

1647
00:07:53,000 --> 00:07:53,200
A: ||ARBEITEN4*

1648
00:07:53,320 --> 00:07:53,720
A: ||ARBEITEN1

1649
00:07:53,940 --> 00:07:54,180
A: ||UND2A

1650
00:07:53,940 --> 00:07:54,180
A: und

1651
00:07:54,160 --> 00:07:54,240
B: UND2B*

1652
00:07:54,160 --> 00:07:54,240
B: und

1653
00:07:54,620 --> 00:07:54,940
B: URLAUB2*

1654
00:07:54,620 --> 00:07:54,940
B: urlaub

1655
00:07:55,200 --> 00:07:55,780
A: GENIESSEN1

1656
00:07:55,200 --> 00:07:55,780
A: genießen

1657
00:07:55,900 --> 00:07:56,000
A: ||SO1^*

1658
00:07:56,320 --> 00:07:57,060
B: Then you enjoy yourself.

1659
00:07:56,640 --> 00:07:56,800
B: AB2^*

1660
00:07:56,640 --> 00:07:56,800
B: wohl

1661
00:07:57,300 --> 00:07:57,980
A: Oh well.

1662
00:07:57,480 --> 00:07:57,640
A: ||$GEST-OFF^*

1663
00:07:57,480 --> 00:07:57,640
A: [MG]

1664
00:07:58,500 --> 00:07:59,940
B: It has advantages and disadvantages.

1665
00:07:58,800 --> 00:07:58,820
B: GEHÖREN1^*

1666
00:07:59,040 --> 00:07:59,900
B: vor- und nachteil

1667
00:07:59,040 --> 00:07:59,300
B: VORTEIL2

1668
00:07:59,420 --> 00:07:59,500
B: AB2^*

1669
00:07:59,660 --> 00:07:59,900
B: NACHTEIL3

1670
00:07:59,940 --> 00:08:01,220
B: I am self-employed.

1671
00:08:00,020 --> 00:08:00,060
B: $GEST-OFF^*

1672
00:08:00,020 --> 00:08:00,060
B: bin

1673
00:08:00,160 --> 00:08:00,480
B: SELBST1A*

1674
00:08:00,160 --> 00:08:00,480
B: selbst

1675
00:08:00,520 --> 00:08:01,120
B: selbstständig

1676
00:08:00,520 --> 00:08:00,640
B: SELBST1A*

1677
00:08:00,740 --> 00:08:01,120
B: STEHEN1

1678
00:08:01,220 --> 00:08:04,800
B: Up to this point I didn't pay into the pension fund therefore I don't know what that is like.

1679
00:08:01,300 --> 00:08:01,320
B: ICH1*

1680
00:08:01,440 --> 00:08:01,960
B: rentenversicherung

1681
00:08:01,440 --> 00:08:01,560
B: RENTE1*

1682
00:08:01,760 --> 00:08:01,960
B: VERSICHERUNG2*

1683
00:08:02,160 --> 00:08:02,380
B: GEBEN-GELD2A^*

1684
00:08:02,380 --> 00:08:03,880
A: Right.

1685
00:08:02,660 --> 00:08:02,760
B: NULL2A*

1686
00:08:02,660 --> 00:08:02,760
B: null

1687
00:08:03,000 --> 00:08:03,660
A: $ORAL^

1688
00:08:03,000 --> 00:08:03,660
A: ach so

1689
00:08:03,000 --> 00:08:03,240
B: KEIN8*

1690
00:08:03,000 --> 00:08:03,240
B: [MG]

1691
00:08:03,380 --> 00:08:03,660
B: BIS-JETZT3B

1692
00:08:03,380 --> 00:08:03,660
B: bis jetzt

1693
00:08:03,800 --> 00:08:04,380
B: ODER3^*

1694
00:08:03,800 --> 00:08:04,380
B: [MG]

1695
00:08:03,880 --> 00:08:04,800
A: Is that on a voluntary basis?

1696
00:08:04,280 --> 00:08:04,900
A: freiwillig

1697
00:08:04,280 --> 00:08:04,740
A: ||FREIWILLIG4*

1698
00:08:04,800 --> 00:08:06,360
A: It is voluntary for you, right.

1699
00:08:04,820 --> 00:08:04,900
A: ||DU1^*

1700
00:08:04,920 --> 00:08:06,760
B: Yes, it is voluntary and I could pay it.

1701
00:08:05,060 --> 00:08:05,580
A: ||FREIWILLIG4*

1702
00:08:05,060 --> 00:08:05,580
A: freiwillig

1703
00:08:05,060 --> 00:08:05,140
B: $ORAL^

1704
00:08:05,060 --> 00:08:05,140
B: ja

1705
00:08:05,520 --> 00:08:05,620
B: $INDEX1

1706
00:08:05,800 --> 00:08:06,100
B: FREIWILLIG4*

1707
00:08:05,800 --> 00:08:06,100
B: freiwillig

1708
00:08:05,800 --> 00:08:05,900
A: ||STIMMT1A

1709
00:08:05,800 --> 00:08:05,900
A: stimmt

1710
00:08:06,160 --> 00:08:06,440
B: kann

1711
00:08:06,160 --> 00:08:06,360
B: ANTRAG1A*

1712
00:08:06,360 --> 00:08:08,660
A: Didn't it just recently become mandatory?

1713
00:08:06,420 --> 00:08:06,440
B: ICH1

1714
00:08:06,460 --> 00:08:06,620
A: ||ABER1*

1715
00:08:06,460 --> 00:08:06,620
A: aber

1716
00:08:06,600 --> 00:08:06,720
B: GEBEN-FESTHALTEN1A*

1717
00:08:06,760 --> 00:08:07,700
B: I am not sure.

1718
00:08:06,760 --> 00:08:06,940
A: ||JETZT1

1719
00:08:06,760 --> 00:08:06,940
A: jetzt

1720
00:08:06,980 --> 00:08:07,480
B: aber

1721
00:08:06,980 --> 00:08:07,000
B: ICH2*

1722
00:08:07,040 --> 00:08:07,180
A: ||NEU1A

1723
00:08:07,040 --> 00:08:07,180
A: neu

1724
00:08:07,140 --> 00:08:07,480
B: $GEST-OFF^*

1725
00:08:07,380 --> 00:08:07,400
A: ||ACHTUNG1A^*

1726
00:08:07,620 --> 00:08:07,860
A: ||PFLICHT5*

1727
00:08:07,620 --> 00:08:07,860
A: pflicht

1728
00:08:08,080 --> 00:08:08,520
A: ||NEIN1A

1729
00:08:08,660 --> 00:08:10,620
B: Well. No, no.

1730
00:08:08,660 --> 00:08:09,340
A: Or didn't it?

1731
00:08:08,800 --> 00:08:10,620
B: $GEST-NM-KOPFSCHÜTTELN1^

1732
00:08:08,800 --> 00:08:10,620
B: [MG]

1733
00:08:08,940 --> 00:08:09,040
A: ||ACHTUNG1A^*

1734
00:08:08,940 --> 00:08:09,040
A: nein

1735
00:08:09,340 --> 00:08:10,620
A: Is it still voluntary?

1736
00:08:09,700 --> 00:08:09,880
A: ||NOCH4A*

1737
00:08:09,700 --> 00:08:09,880
A: noch

1738
00:08:10,040 --> 00:08:10,400
A: ||FREIWILLIG4*

1739
00:08:10,040 --> 00:08:10,400
A: freiwillig

1740
00:08:10,620 --> 00:08:13,580
A: I thought it became mandatory recently, but apparently that's not true.

1741
00:08:10,820 --> 00:08:11,000
A: ||ACH-SO1

1742
00:08:10,820 --> 00:08:11,000
A: ach so

1743
00:08:11,160 --> 00:08:11,260
A: ||GLAUBEN2B*

1744
00:08:11,160 --> 00:08:11,260
A: glauben

1745
00:08:11,600 --> 00:08:11,800
A: ||VOR-KURZEM1*

1746
00:08:11,600 --> 00:08:11,800
A: [MG]

1747
00:08:12,300 --> 00:08:12,440
A: ||PFLICHT5*

1748
00:08:12,300 --> 00:08:12,440
A: pflicht

1749
00:08:12,600 --> 00:08:12,800
A: ||STIMMT1A*

1750
00:08:12,600 --> 00:08:12,800
A: stimmt nicht

1751
00:08:12,720 --> 00:08:14,080
B: No, so far it didn't.

1752
00:08:12,800 --> 00:08:13,340
B: $GEST-NM-KOPFSCHÜTTELN1^

1753
00:08:12,800 --> 00:08:13,340
B: [MG]

1754
00:08:12,960 --> 00:08:13,100
A: ||OKAY1A*

1755
00:08:12,960 --> 00:08:13,100
A: okay

1756
00:08:13,580 --> 00:08:13,800
B: BIS-JETZT3B*

1757
00:08:13,580 --> 00:08:13,800
B: bis jetzt

1758
00:08:13,800 --> 00:08:14,020
B: $GEST-OFF^*

1759
00:08:13,800 --> 00:08:14,020
B: [MG]

1760
00:08:14,080 --> 00:08:18,120
B: And it is new that self-employers can cover an unemployment insurance.

1761
00:08:14,200 --> 00:08:14,300
B: UND5

1762
00:08:14,200 --> 00:08:14,300
B: und

1763
00:08:14,520 --> 00:08:15,720
B: arbeitslosenversicherung

1764
00:08:14,520 --> 00:08:14,720
B: ARBEITEN2*

1765
00:08:14,900 --> 00:08:15,120
B: $WORTTEIL-LOS1

1766
00:08:15,480 --> 00:08:15,720
B: VERSICHERUNG2*

1767
00:08:16,020 --> 00:08:16,040
B: NEU1A*

1768
00:08:16,220 --> 00:08:16,300
B: AUCH3A

1769
00:08:16,220 --> 00:08:16,300
B: auch

1770
00:08:16,460 --> 00:08:16,520
B: FÜR1

1771
00:08:16,460 --> 00:08:16,520
B: für

1772
00:08:16,640 --> 00:08:17,000
B: selbstständig

1773
00:08:16,640 --> 00:08:16,740
B: SELBST1A*

1774
00:08:16,840 --> 00:08:17,000
B: STEHEN1

1775
00:08:17,120 --> 00:08:17,160
B: AUCH3A*

1776
00:08:17,120 --> 00:08:17,160
B: auch

1777
00:08:17,340 --> 00:08:17,560
B: NEU1A

1778
00:08:17,340 --> 00:08:17,560
B: neu

1779
00:08:18,120 --> 00:08:18,740
B: I personally didn't.

1780
00:08:18,280 --> 00:08:18,420
B: ICH2

1781
00:08:18,620 --> 00:08:18,740
B: KEIN7

1782
00:08:18,620 --> 00:08:18,740
B: [MG]

1783
00:08:18,740 --> 00:08:20,120
B: I signed something ahead of time that is older.

1784
00:08:19,000 --> 00:08:19,280
B: VORHER2*

1785
00:08:19,000 --> 00:08:19,280
B: vorher

1786
00:08:19,480 --> 00:08:19,700
B: ALT5A

1787
00:08:19,480 --> 00:08:19,700
B: alt

1788
00:08:20,120 --> 00:08:22,200
B: I don't have an unemployment insurance because they didn't use to have that.

1789
00:08:20,440 --> 00:08:20,460
B: ICH2*

1790
00:08:20,680 --> 00:08:20,760
B: $GEST-OFF^*

1791
00:08:20,760 --> 00:08:21,200
B: VERGANGENHEIT1^*

1792
00:08:21,360 --> 00:08:21,800
B: ES-GIBT3*

1793
00:08:21,360 --> 00:08:21,800
B: gibt nicht

1794
00:08:21,920 --> 00:08:22,180
B: KEIN1*

1795
00:08:21,920 --> 00:08:22,180
B: kein

1796
00:08:22,200 --> 00:08:24,040
B: Now it is new that if you are unemployed/

1797
00:08:22,340 --> 00:08:22,440
B: JETZT3*

1798
00:08:22,340 --> 00:08:22,440
B: jetzt

1799
00:08:22,600 --> 00:08:22,800
B: NEU1A

1800
00:08:22,600 --> 00:08:22,800
B: neu

1801
00:08:23,340 --> 00:08:23,360
B: WENN1A*

1802
00:08:23,340 --> 00:08:23,360
B: wenn

1803
00:08:23,460 --> 00:08:23,880
B: arbeitslos

1804
00:08:23,460 --> 00:08:23,540
B: ARBEITEN4*

1805
00:08:23,680 --> 00:08:23,880
B: $WORTTEIL-LOS1

1806
00:08:24,040 --> 00:08:28,480
B: No, that’s wrong. So, if you are self-employed, you are recommended to get an unemployment insurance.

1807
00:08:24,340 --> 00:08:24,700
B: NEIN1A

1808
00:08:24,860 --> 00:08:24,980
B: ARBEITEN2*

1809
00:08:24,860 --> 00:08:24,980
B: ar{beit}

1810
00:08:25,100 --> 00:08:25,820
B: selbstständig

1811
00:08:25,100 --> 00:08:25,220
B: SELBST1A*

1812
00:08:25,340 --> 00:08:25,520
B: STEHEN1

1813
00:08:25,680 --> 00:08:25,820
B: $INDEX1*

1814
00:08:26,260 --> 00:08:26,540
B: EMPFEHLEN1A

1815
00:08:26,260 --> 00:08:26,540
B: empfehlen

1816
00:08:27,120 --> 00:08:27,460
B: arbeitslosenversicherung

1817
00:08:27,120 --> 00:08:27,200
B: ARBEITEN2*

1818
00:08:27,300 --> 00:08:27,460
B: $WORTTEIL-LOS1

1819
00:08:27,900 --> 00:08:27,980
B: VERSICHERUNG2*

1820
00:08:28,200 --> 00:08:28,420
B: BESCHEID2^

1821
00:08:28,480 --> 00:08:30,660
B: That are around 12 euros per month.

1822
00:08:28,780 --> 00:08:29,000
B: $NUM-TEEN2A:2d

1823
00:08:28,780 --> 00:08:29,000
B: zwölf

1824
00:08:29,240 --> 00:08:29,400
B: EURO1

1825
00:08:29,240 --> 00:08:29,400
B: euro

1826
00:08:29,560 --> 00:08:30,500
B: monat

1827
00:08:29,560 --> 00:08:29,920
B: MONAT1*

1828
00:08:30,040 --> 00:08:30,500
B: BEZAHLEN1*

1829
00:08:30,660 --> 00:08:33,560
B: The advantage is that you receive unemployment benefits once the self-employment does not work out.

1830
00:08:30,660 --> 00:08:30,680
B: $INDEX1

1831
00:08:30,840 --> 00:08:31,120
B: selbstst{ändig}

1832
00:08:30,840 --> 00:08:30,920
B: SELBST1A*

1833
00:08:30,980 --> 00:08:31,120
B: STEHEN1

1834
00:08:31,360 --> 00:08:31,560
B: AUFWÄRTS1^*

1835
00:08:31,720 --> 00:08:31,900
B: SCHAFFEN1A

1836
00:08:31,720 --> 00:08:31,900
B: schaffen

1837
00:08:32,020 --> 00:08:32,240
B: NICHT3A

1838
00:08:32,540 --> 00:08:33,160
B: arbeitslos

1839
00:08:32,540 --> 00:08:32,620
B: ARBEITEN2*

1840
00:08:32,700 --> 00:08:32,780
B: $WORTTEIL-LOS1

1841
00:08:32,980 --> 00:08:33,160
B: BEZAHLEN3^*

1842
00:08:33,380 --> 00:08:33,480
B: VORTEIL1

1843
00:08:33,380 --> 00:08:33,480
B: [MG]

1844
00:08:33,560 --> 00:08:36,200
B: If my self-employment does not work out then I won't get any money.

1845
00:08:33,580 --> 00:08:33,640
B: ICH1

1846
00:08:33,820 --> 00:08:33,860
B: WENN1A

1847
00:08:33,820 --> 00:08:33,860
B: wenn

1848
00:08:33,960 --> 00:08:34,000
B: ICH1

1849
00:08:34,240 --> 00:08:34,520
B: selbst{ständig}

1850
00:08:34,240 --> 00:08:34,380
B: SELBST1A*

1851
00:08:34,420 --> 00:08:34,520
B: STEHEN1

1852
00:08:34,660 --> 00:08:34,820
B: SCHAFFEN1A*

1853
00:08:34,660 --> 00:08:34,820
B: schaffen

1854
00:08:34,960 --> 00:08:35,020
B: NICHT3A*

1855
00:08:35,120 --> 00:08:35,180
B: DANN1A*

1856
00:08:35,120 --> 00:08:35,180
B: dann

1857
00:08:35,280 --> 00:08:35,340
B: $GEST-OFF^

1858
00:08:35,580 --> 00:08:35,840
B: NEIN3B^*

1859
00:08:35,580 --> 00:08:35,840
B: auch nicht

1860
00:08:36,000 --> 00:08:36,160
B: $GEST-OFF^

1861
00:08:36,200 --> 00:08:38,820
B: I won't receive any benefits and that is a huge risk.

1862
00:08:36,380 --> 00:08:36,540
B: BEZAHLEN3^*

1863
00:08:36,760 --> 00:08:37,220
B: NULL2A

1864
00:08:36,760 --> 00:08:37,220
B: null

1865
00:08:37,020 --> 00:08:37,820
A: True.

1866
00:08:37,260 --> 00:08:37,560
A: ||STIMMT1A*

1867
00:08:37,260 --> 00:08:37,560
A: [MG]

1868
00:08:37,360 --> 00:08:37,560
B: SEHR-VIEL2*

1869
00:08:37,360 --> 00:08:37,560
B: [MG]

1870
00:08:37,820 --> 00:08:37,960
B: RISIKO1

1871
00:08:38,180 --> 00:08:38,280
B: $GEST-OFF^

1872
00:08:38,820 --> 00:08:39,580
A: Ok.

1873
00:08:38,900 --> 00:08:39,180
A: ||OKAY1A*

1874
00:08:38,900 --> 00:08:39,180
A: okay

1875
00:08:41,440 --> 00:08:45,780
B: I have my old pension fund from back in the day when I used to work as a dental technician five years ago.

1876
00:08:41,780 --> 00:08:41,800
B: $INDEX1*

1877
00:08:42,040 --> 00:08:42,700
B: rentenversicherung

1878
00:08:42,040 --> 00:08:42,120
B: RENTE1*

1879
00:08:42,340 --> 00:08:42,700
B: VERSICHERUNG2*

1880
00:08:42,880 --> 00:08:42,980
B: HINEINSTECKEN3^*

1881
00:08:43,160 --> 00:08:43,480
B: FRÜHER1

1882
00:08:43,580 --> 00:08:43,620
B: ICH2

1883
00:08:43,740 --> 00:08:44,320
B: zahntechnik

1884
00:08:43,740 --> 00:08:43,840
B: ZAHN2*

1885
00:08:43,980 --> 00:08:44,320
B: TECHNIK1

1886
00:08:44,480 --> 00:08:44,660
B: $NUM-TEEN2A:5

1887
00:08:44,480 --> 00:08:44,660
B: vor fünf

1888
00:08:44,820 --> 00:08:45,460
B: jahr

1889
00:08:44,820 --> 00:08:45,020
B: JAHR2A

1890
00:08:45,140 --> 00:08:45,460
B: VERGANGENHEIT1^*

1891
00:08:45,460 --> 00:08:45,740
B: BIS-JETZT3B

1892
00:08:45,780 --> 00:08:47,080
B: I have that but it is a very small insurance.

1893
00:08:45,840 --> 00:08:45,940
B: SCHON1B*

1894
00:08:45,840 --> 00:08:45,940
B: schon

1895
00:08:46,060 --> 00:08:46,180
B: DA1*

1896
00:08:46,060 --> 00:08:46,180
B: da

1897
00:08:46,300 --> 00:08:46,480
B: MASS-VERTIKAL-KLEINER2^

1898
00:08:46,300 --> 00:08:46,480
B: [MG]

1899
00:08:46,740 --> 00:08:47,080
B: SO1A*

1900
00:08:47,080 --> 00:08:48,320
B: Oh well, that is just the way it is.

1901
00:08:47,080 --> 00:08:47,400
B: $GEST-OFF^*

1902
00:08:47,080 --> 00:08:47,400
B: [MG]

1903
00:08:47,600 --> 00:08:47,780
B: $GEST-OFF^

1904
00:08:48,320 --> 00:08:57,040
A: Deaf people, people in a wheelchair or blind people have an advantage concerning the insurances because they have to contribute a lower payment off their wages.

1905
00:08:48,620 --> 00:08:48,680
A: ||ACHTUNG1A^*

1906
00:08:49,020 --> 00:08:49,260
A: ||TAUB-GEHÖRLOS1A

1907
00:08:49,880 --> 00:08:49,980
A: ||ODER4B*

1908
00:08:49,880 --> 00:08:49,980
A: oder

1909
00:08:50,080 --> 00:08:50,220
A: ||ROLLSTUHL2B*

1910
00:08:50,080 --> 00:08:50,220
A: rollstuhl

1911
00:08:50,500 --> 00:08:50,600
A: ||BLIND1B

1912
00:08:50,500 --> 00:08:50,600
A: blind

1913
00:08:51,500 --> 00:08:51,780
A: ||VERSICHERUNG1*

1914
00:08:51,500 --> 00:08:51,780
A: versicherung

1915
00:08:51,980 --> 00:08:52,100
A: ||GUT1

1916
00:08:51,980 --> 00:08:52,100
A: gut

1917
00:08:52,680 --> 00:08:52,920
A: ||BEDEUTUNG1

1918
00:08:52,680 --> 00:08:52,920
A: bedeutet

1919
00:08:53,460 --> 00:08:53,700
A: ||LOHN1

1920
00:08:53,460 --> 00:08:53,700
A: lohn

1921
00:08:54,040 --> 00:08:54,140
A: ||STARK2B*

1922
00:08:54,040 --> 00:08:54,140
A: stark

1923
00:08:54,440 --> 00:08:54,740
A: ||ABZIEHEN2A*

1924
00:08:54,440 --> 00:08:54,740
A: [MG]

1925
00:08:54,940 --> 00:08:55,180
A: ||NEIN1A*

1926
00:08:55,460 --> 00:08:55,580
A: ||WENIG4*

1927
00:08:55,460 --> 00:08:55,580
A: [MG]

1928
00:08:55,760 --> 00:08:56,060
A: ||ABZIEHEN2A*

1929
00:08:55,760 --> 00:08:56,060
A: [MG]

1930
00:08:56,680 --> 00:08:56,900
A: ||$GEST-OFF^*

1931
00:08:57,040 --> 00:08:59,740
A: The deductions are smaller and well/

1932
00:08:57,380 --> 00:08:57,660
A: ||AB3B^*

1933
00:08:57,380 --> 00:08:57,660
A: abschlag

1934
00:08:57,980 --> 00:08:58,180
A: ||WENIGER-WERDEN3A*

1935
00:08:57,980 --> 00:08:58,180
A: weniger

1936
00:08:58,820 --> 00:08:59,020
A: ||UND2A*

1937
00:08:58,820 --> 00:08:59,020
A: und

1938
00:08:59,100 --> 00:08:59,440
A: $GEST-OFF^*

1939
00:08:59,100 --> 00:08:59,440
A: [MG]

1940
00:08:59,740 --> 00:09:00,520
A: Yes, right/

1941
00:09:00,160 --> 00:09:00,180
A: ||$INDEX1*

1942
00:09:00,360 --> 00:09:00,400
A: ||GUT1*

1943
00:09:00,520 --> 00:09:05,800
A: It is also understood that deaf people and people with disabilities face more barriers which lead to higher expenses in the end.

1944
00:09:00,560 --> 00:09:00,700
A: ||$GEST-OFF^*

1945
00:09:00,560 --> 00:09:00,700
A: aber

1946
00:09:00,800 --> 00:09:01,000
A: ||KLAR1B*

1947
00:09:00,800 --> 00:09:01,000
A: klar

1948
00:09:01,420 --> 00:09:01,740
A: ||TAUB-GEHÖRLOS1A

1949
00:09:02,020 --> 00:09:02,080
A: ||$INDEX1*

1950
00:09:02,020 --> 00:09:02,080
A: oder

1951
00:09:02,300 --> 00:09:02,680
A: ||BEHINDERUNG1

1952
00:09:02,300 --> 00:09:02,680
A: behindert

1953
00:09:03,100 --> 00:09:03,460
A: ||BARRIERE1*

1954
00:09:03,100 --> 00:09:03,460
A: [MG]

1955
00:09:03,620 --> 00:09:03,720
A: ||DA1

1956
00:09:03,620 --> 00:09:03,720
A: da

1957
00:09:03,840 --> 00:09:03,860
A: ||$GEST-OFF^*

1958
00:09:03,840 --> 00:09:03,860
A: [MG]

1959
00:09:04,120 --> 00:09:08,700
B: I already went to a consultation talk with the RV [insurance company] last September.

1960
00:09:04,380 --> 00:09:04,400
A: ||ACHTUNG1A^*

1961
00:09:04,580 --> 00:09:04,900
A: ||AUSGEBEN2

1962
00:09:04,580 --> 00:09:04,900
A: ausgeben

1963
00:09:04,580 --> 00:09:04,620
B: ICH1*

1964
00:09:04,980 --> 00:09:05,140
A: ||MEHR1

1965
00:09:04,980 --> 00:09:05,140
A: mehr

1966
00:09:05,080 --> 00:09:05,320
B: SCHON1B

1967
00:09:05,080 --> 00:09:05,320
B: schon

1968
00:09:05,380 --> 00:09:05,420
A: ||$GEST-OFF^*

1969
00:09:05,520 --> 00:09:05,720
B: $ALPHA1:R-V

1970
00:09:05,520 --> 00:09:05,720
B: r-v

1971
00:09:05,940 --> 00:09:05,960
B: ICH1

1972
00:09:06,080 --> 00:09:06,840
B: EBEN-ZEIT1^

1973
00:09:06,080 --> 00:09:06,840
B: [MG]

1974
00:09:06,980 --> 00:09:07,180
B: $GEST-OFF^*

1975
00:09:07,480 --> 00:09:07,700
B: SEPTEMBER2A

1976
00:09:07,480 --> 00:09:07,700
B: september

1977
00:09:07,840 --> 00:09:07,940
B: VOR2*

1978
00:09:07,840 --> 00:09:07,940
B: vor

1979
00:09:08,120 --> 00:09:08,360
B: BESUCHEN1A*

1980
00:09:08,600 --> 00:09:08,700
B: HANDLUNG3^

1981
00:09:08,700 --> 00:09:10,460
B: I wanted to know what it was like since I didn't have an insurance for a long time.

1982
00:09:08,820 --> 00:09:08,920
B: GRUND4B

1983
00:09:08,820 --> 00:09:08,920
B: grund

1984
00:09:09,160 --> 00:09:09,200
B: ICH1*

1985
00:09:09,460 --> 00:09:09,840
B: VOR1D^

1986
00:09:09,900 --> 00:09:09,960
B: ICH1

1987
00:09:10,040 --> 00:09:10,160
B: FEHLEN1A

1988
00:09:10,040 --> 00:09:10,160
B: fehlen

1989
00:09:10,340 --> 00:09:10,460
B: $GEST-OFF^

1990
00:09:10,340 --> 00:09:10,460
B: [MG]

1991
00:09:10,460 --> 00:09:11,740
B: They told me that a supplementary payment would be possible.

1992
00:09:10,680 --> 00:09:10,700
B: SAGEN1

1993
00:09:10,680 --> 00:09:10,700
B: sagen

1994
00:09:10,840 --> 00:09:11,260
B: nachzahlen

1995
00:09:10,840 --> 00:09:10,960
B: NACH1

1996
00:09:11,140 --> 00:09:11,260
B: BEZAHLEN1

1997
00:09:11,480 --> 00:09:11,720
B: MÖGLICH1*

1998
00:09:11,480 --> 00:09:11,720
B: möglich

1999
00:09:11,740 --> 00:09:15,200
B: They would have to calculate the supplementary payment and then I could pay that.

2000
00:09:11,780 --> 00:09:11,900
B: MUSS1*

2001
00:09:11,780 --> 00:09:11,900
B: muss

2002
00:09:12,080 --> 00:09:12,240
B: RECHNEN1*

2003
00:09:12,380 --> 00:09:12,500
B: WIE-VIEL5

2004
00:09:12,380 --> 00:09:12,500
B: wie viel

2005
00:09:12,860 --> 00:09:13,120
B: MUSS1A^*

2006
00:09:13,280 --> 00:09:13,420
B: BEZAHLEN5*

2007
00:09:13,540 --> 00:09:13,600
B: ICH1

2008
00:09:13,700 --> 00:09:13,740
B: GELD1A^

2009
00:09:13,880 --> 00:09:13,900
B: ICH1

2010
00:09:14,060 --> 00:09:15,100
B: nachzahlen

2011
00:09:14,060 --> 00:09:14,200
B: NACH1

2012
00:09:14,380 --> 00:09:15,100
B: BEZAHLEN1*

2013
00:09:15,200 --> 00:09:17,820
B: Then, I would be insured again, if that's what I wanted.

2014
00:09:15,260 --> 00:09:15,320
B: DANN1C*

2015
00:09:15,260 --> 00:09:15,320
B: dann

2016
00:09:15,500 --> 00:09:15,680
B: LOS-START1*

2017
00:09:15,500 --> 00:09:15,680
B: wieder los

2018
00:09:15,920 --> 00:09:16,220
B: PHASE1B^

2019
00:09:16,380 --> 00:09:16,440
B: WENN1A

2020
00:09:16,380 --> 00:09:16,440
B: wenn

2021
00:09:16,740 --> 00:09:17,360
B: wünschen

2022
00:09:16,740 --> 00:09:16,860
B: WÜNSCHEN1B

2023
00:09:16,940 --> 00:09:17,040
B: ICH1

2024
00:09:17,180 --> 00:09:17,360
B: $GEST-OFF^

2025
00:09:17,820 --> 00:09:18,780
B: Oh well, I am still thinking about it.

2026
00:09:18,340 --> 00:09:18,500
B: ÜBERLEGEN1*

2027
00:09:18,340 --> 00:09:18,500
B: überlegen

2028
00:09:18,620 --> 00:09:18,780
B: $GEST-ABWINKEN1^*

2029
00:09:18,780 --> 00:09:20,460
B: We'll see.

2030
00:09:19,540 --> 00:09:20,020
B: abwarten

2031
00:09:19,540 --> 00:09:19,800
B: WARTEN1C

2032
00:09:19,920 --> 00:09:20,020
B: $GEST^

2033
00:09:20,820 --> 00:09:22,040
A: Good luck!

2034
00:09:21,440 --> 00:09:21,500
A: HOFFEN3^*

2035
00:09:22,040 --> 00:09:25,860
B: Or I could save the money and if I don't need it, I could give it to my children.

2036
00:09:22,320 --> 00:09:22,340
B: ODER1*

2037
00:09:22,320 --> 00:09:22,340
B: oder

2038
00:09:22,440 --> 00:09:22,460
B: ICH2

2039
00:09:22,640 --> 00:09:23,420
B: AB1A^*

2040
00:09:22,640 --> 00:09:23,420
B: aufheben

2041
00:09:23,420 --> 00:09:24,140
B: $GEST-NM-KOPFSCHÜTTELN1^

2042
00:09:24,240 --> 00:09:25,100
B: kinder

2043
00:09:24,240 --> 00:09:24,440
B: KIND2*

2044
00:09:24,680 --> 00:09:25,100
B: GEBEN-STAPEL2^*

2045
00:09:25,860 --> 00:09:26,780
A: Yes.

2046
00:09:26,100 --> 00:09:26,380
A: ||JA1A*

2047
00:09:26,200 --> 00:09:29,660
B: I don't know if I live to be 100 and have to face the situation of running out of money.

2048
00:09:26,580 --> 00:09:26,660
B: WISSEN2A*

2049
00:09:26,580 --> 00:09:26,660
B: weiß

2050
00:09:26,760 --> 00:09:26,780
B: ICH1

2051
00:09:27,120 --> 00:09:27,280
B: LEBEN1A*

2052
00:09:27,120 --> 00:09:27,280
B: leben

2053
00:09:27,380 --> 00:09:27,400
B: ICH1*

2054
00:09:27,520 --> 00:09:27,620
B: LANG-ZEIT4C^*

2055
00:09:27,860 --> 00:09:27,900
B: BIS1*

2056
00:09:27,860 --> 00:09:27,900
B: bis

2057
00:09:28,120 --> 00:09:28,300
B: $NUM-HUNDERTER1:1

2058
00:09:28,120 --> 00:09:28,300
B: hundert

2059
00:09:28,540 --> 00:09:28,620
B: ALT5A

2060
00:09:28,540 --> 00:09:28,620
B: alt

2061
00:09:28,700 --> 00:09:28,720
B: ICH2

2062
00:09:28,860 --> 00:09:29,080
B: $GEST-OFF^

2063
00:09:28,860 --> 00:09:29,080
B: [MG]

2064
00:09:29,260 --> 00:09:29,280
B: GELD1A*

2065
00:09:29,260 --> 00:09:29,280
B: geld

2066
00:09:29,440 --> 00:09:29,660
B: ALLE-LEER3

2067
00:09:29,440 --> 00:09:29,660
B: alle

2068
00:09:29,660 --> 00:09:30,700
B: And if I run out of money, where would I get if from?

2069
00:09:29,780 --> 00:09:29,960
B: UND-DANN1

2070
00:09:29,780 --> 00:09:29,960
B: und dann

2071
00:09:29,960 --> 00:09:30,020
B: $GEST-OFF^*

2072
00:09:30,020 --> 00:09:30,120
B: ICH2*

2073
00:09:30,320 --> 00:09:30,640
B: HILFLOS2*

2074
00:09:30,320 --> 00:09:30,640
B: [MG]

2075
00:09:30,700 --> 00:09:32,340
B: I would have to live on the streets.

2076
00:09:30,800 --> 00:09:30,840
B: MUSS1*

2077
00:09:30,800 --> 00:09:30,840
B: muss

2078
00:09:31,080 --> 00:09:31,320
B: auf straße

2079
00:09:31,080 --> 00:09:31,160
B: STRASSE1

2080
00:09:31,280 --> 00:09:31,320
B: ICH1

2081
00:09:31,480 --> 00:09:31,580
B: $INDEX1*

2082
00:09:31,900 --> 00:09:32,020
B: WOHNUNG1A*

2083
00:09:31,900 --> 00:09:32,020
B: wohnen

2084
00:09:32,280 --> 00:09:32,300
B: $INDEX1*

2085
00:09:32,340 --> 00:09:33,860
B: I couldn't do that.

2086
00:09:32,460 --> 00:09:32,480
B: ICH2*

2087
00:09:32,680 --> 00:09:32,800
B: $GEST-OFF^*

2088
00:09:33,000 --> 00:09:33,260
B: KANN1*

2089
00:09:33,380 --> 00:09:33,540
B: NICHT3B*

2090
00:09:34,400 --> 00:09:35,160
A: Hm, yes.

2091
00:09:34,660 --> 00:09:34,840
A: ||JA1A*

2092
00:09:34,660 --> 00:09:34,840
A: [MG]

2093
00:09:35,160 --> 00:09:35,780
B: Exactly.

2094
00:09:35,160 --> 00:09:35,400
B: ||$GEST-OFF^*

2095
00:09:35,160 --> 00:09:35,400
B: eben

2096
00:09:36,120 --> 00:09:40,040
A: Back in the day, their six children would be the pension scheme for the parents.

2097
00:09:36,460 --> 00:09:36,720
A: ||FRÜHER1

2098
00:09:36,460 --> 00:09:36,720
A: früher

2099
00:09:36,840 --> 00:09:37,320
A: ||KIND2*

2100
00:09:36,840 --> 00:09:37,320
A: kinder

2101
00:09:37,640 --> 00:09:37,660
A: ||$NUM-EINER1A:6d

2102
00:09:37,640 --> 00:09:37,660
A: sechs

2103
00:09:37,760 --> 00:09:38,020
A: ||KIND2*

2104
00:09:37,760 --> 00:09:38,020
A: kinder

2105
00:09:38,440 --> 00:09:39,340
A: altersversorgung

2106
00:09:38,440 --> 00:09:38,600
A: ||ALT5A

2107
00:09:38,840 --> 00:09:39,340
A: ||BEZAHLEN2*

2108
00:09:39,540 --> 00:09:39,620
A: ||FÜR1

2109
00:09:39,540 --> 00:09:39,620
A: für

2110
00:09:39,800 --> 00:09:39,940
A: ELTERN1A

2111
00:09:39,800 --> 00:09:39,940
A: eltern

2112
00:09:40,040 --> 00:09:40,700
A: That's a thing of the past.

2113
00:09:40,240 --> 00:09:40,380
A: ||HEUTE1

2114
00:09:40,240 --> 00:09:40,380
A: heute

2115
00:09:40,520 --> 00:09:40,680
A: ||NICHT-MEHR1B

2116
00:09:40,520 --> 00:09:40,680
A: nicht mehr

2117
00:09:40,700 --> 00:09:43,380
A: That changed completely. Nowadays you have to finance yourself and save up the money.

2118
00:09:40,860 --> 00:09:41,180
A: ||UMGEKEHRT1^*

2119
00:09:41,420 --> 00:09:42,720
A: eigenfinanzierung

2120
00:09:41,420 --> 00:09:41,740
A: ||EIGEN1C*

2121
00:09:42,000 --> 00:09:42,720
A: ||FINANZIERUNG1*

2122
00:09:42,940 --> 00:09:43,380
A: ||SPAREN2

2123
00:09:42,940 --> 00:09:43,380
A: sp{aren}

2124
00:09:43,380 --> 00:09:46,620
A: There are others who have to go to a nursing home once they are old and frail.

2125
00:09:43,640 --> 00:09:43,900
A: ||$INDEX1*

2126
00:09:44,240 --> 00:09:44,400
A: ||PLÖTZLICH4*

2127
00:09:44,240 --> 00:09:44,400
A: [MG]

2128
00:09:44,720 --> 00:09:44,860
A: $PROD*

2129
00:09:44,720 --> 00:09:44,860
A: [MG]

2130
00:09:45,000 --> 00:09:45,040
A: ||$GEST-OFF^*

2131
00:09:45,380 --> 00:09:45,900
A: ||PFLEGE1

2132
00:09:45,380 --> 00:09:45,900
A: pflege

2133
00:09:46,060 --> 00:09:46,160
A: ||$GEST-OFF^*

2134
00:09:46,620 --> 00:09:47,580
A: If you are able to pay for it.

2135
00:09:46,860 --> 00:09:47,220
A: ||BEZAHLEN1*

2136
00:09:46,860 --> 00:09:47,220
A: [MG]

2137
00:09:47,360 --> 00:09:47,480
A: ||KANN1

2138
00:09:47,580 --> 00:09:53,420
A: There are a lot more people in need of nursing because there are more and more elderly people. It gets more and more expensive as well.

2139
00:09:47,580 --> 00:09:47,640
A: ABER1*

2140
00:09:47,580 --> 00:09:47,640
A: aber

2141
00:09:47,800 --> 00:09:47,960
A: ||HEUTE1

2142
00:09:47,800 --> 00:09:47,960
A: heute

2143
00:09:48,200 --> 00:09:48,460
A: PFLEGE1

2144
00:09:48,200 --> 00:09:48,460
A: pflege

2145
00:09:48,580 --> 00:09:48,940
A: MEHR3*

2146
00:09:48,580 --> 00:09:48,940
A: mehr

2147
00:09:49,800 --> 00:09:50,020
A: ABER1*

2148
00:09:49,800 --> 00:09:50,020
A: noch mehr

2149
00:09:50,180 --> 00:09:50,240
A: ||ALT5A*

2150
00:09:50,180 --> 00:09:50,240
A: alt

2151
00:09:50,460 --> 00:09:50,720
A: ||MENSCH2*

2152
00:09:50,460 --> 00:09:50,720
A: menschen

2153
00:09:50,900 --> 00:09:51,600
A: ||MASS7A^*

2154
00:09:50,900 --> 00:09:51,600
A: älter

2155
00:09:51,860 --> 00:09:52,040
A: ||MEHR1

2156
00:09:51,860 --> 00:09:52,040
A: immer mehr

2157
00:09:52,180 --> 00:09:52,240
A: ||$INDEX1*

2158
00:09:52,220 --> 00:09:52,860
B: That's right.

2159
00:09:52,240 --> 00:09:52,580
B: $ORAL^

2160
00:09:52,240 --> 00:09:52,580
B: stimmt

2161
00:09:52,380 --> 00:09:53,020
A: teuer

2162
00:09:52,380 --> 00:09:52,700
A: ||TEUER1

2163
00:09:52,700 --> 00:09:52,900
A: ||BEZAHLEN7*

2164
00:09:52,860 --> 00:09:54,160
B: They live longer nowadays.

2165
00:09:52,900 --> 00:09:53,020
A: ||MEHR1^

2166
00:09:53,280 --> 00:09:53,800
B: LANG-ZEIT4A*

2167
00:09:53,280 --> 00:09:53,800
B: lang lang lang

2168
00:09:53,420 --> 00:09:54,180
A: Yes, exactly.

2169
00:09:53,580 --> 00:09:53,960
A: ||$GEST^

2170
00:09:53,580 --> 00:09:53,960
A: [MG]

2171
00:09:54,180 --> 00:09:55,580
B: That's right.

2172
00:09:54,980 --> 00:09:55,060
B: ||STIMMT1A*

2173
00:09:54,980 --> 00:09:55,060
B: stimmt

2174
00:09:55,580 --> 00:10:03,800
C: What did you two do to cover your pension plan?

2175
00:10:03,140 --> 00:10:06,080
B: Nothing. All I have is in my savings account.

2176
00:10:03,420 --> 00:10:03,640
B: $GEST-OFF^*

2177
00:10:03,420 --> 00:10:03,640
B: [MG]

2178
00:10:03,800 --> 00:10:07,760
C: Nothing at all? Or is it indifferent to you until you actually retire?

2179
00:10:03,960 --> 00:10:04,020
B: MUSS1A^

2180
00:10:04,180 --> 00:10:04,880
B: sparbuch

2181
00:10:04,180 --> 00:10:04,320
B: SPAREN2*

2182
00:10:04,520 --> 00:10:04,880
B: BUCH1B

2183
00:10:05,120 --> 00:10:05,460
B: SPAREN2*

2184
00:10:05,460 --> 00:10:05,740
B: ||$GEST-OFF^*

2185
00:10:06,460 --> 00:10:08,340
B: I have everything in my savings account.

2186
00:10:06,840 --> 00:10:07,600
B: sparbuch

2187
00:10:06,840 --> 00:10:06,920
B: SPAREN2*

2188
00:10:07,040 --> 00:10:07,140
B: BUCH1B*

2189
00:10:07,140 --> 00:10:10,840
A: I saved up some money and put it aside.

2190
00:10:07,380 --> 00:10:07,600
B: WERFEN1^*

2191
00:10:07,720 --> 00:10:10,220
A: sparen sparen sparen

2192
00:10:07,720 --> 00:10:07,740
A: ||GEBEN-GELD2A^*

2193
00:10:07,760 --> 00:10:13,540
C: Yes, where did you invest your savings?

2194
00:10:07,880 --> 00:10:08,600
A: ||SPAREN2

2195
00:10:08,820 --> 00:10:10,220
A: ||GEBEN-GELD2A^*

2196
00:10:10,840 --> 00:10:12,780
A: In my savings account.

2197
00:10:11,220 --> 00:10:12,260
A: sparbuch

2198
00:10:11,220 --> 00:10:11,480
A: AUFKLAPPEN-BUCH1^

2199
00:10:11,720 --> 00:10:12,260
A: ||GEBEN-GELD2A^*

2200
00:10:12,780 --> 00:10:16,300
B: I invested it in a savings bond.

2201
00:10:13,500 --> 00:10:13,540
B: $INDEX1*

2202
00:10:13,500 --> 00:10:13,540
B: wie

2203
00:10:13,540 --> 00:10:15,760
C: Right, right.

2204
00:10:13,960 --> 00:10:14,620
B: sparbrief

2205
00:10:13,960 --> 00:10:14,120
B: SPAREN2*

2206
00:10:14,380 --> 00:10:14,620
B: BRIEF1A

2207
00:10:14,960 --> 00:10:15,500
B: WERFEN1^*

2208
00:10:15,680 --> 00:10:15,760
B: ||$GEST-OFF^*

2209
00:10:15,680 --> 00:10:15,760
B: [MG]

2210
00:10:16,300 --> 00:10:22,580
C: Do you two have a Riester retirement plan?

2211
00:10:18,780 --> 00:10:20,500
B: No, I don't.

2212
00:10:19,140 --> 00:10:20,020
B: ||KEIN8*

2213
00:10:19,140 --> 00:10:20,020
B: [MG]

2214
00:10:20,500 --> 00:10:21,640
B: No, I don't have it.

2215
00:10:20,820 --> 00:10:21,100
B: KEIN8*

2216
00:10:21,820 --> 00:10:23,500
A: No, I don't have one.

2217
00:10:22,260 --> 00:10:22,480
A: ||KEIN1

2218
00:10:22,260 --> 00:10:22,480
A: keine

2219
00:10:22,580 --> 00:10:26,840
C: Do you have other options? How are you benefitting from them?

2220
00:10:22,660 --> 00:10:22,760
A: ||ICH1*

2221
00:10:22,900 --> 00:10:23,200
A: ||KEIN1*

2222
00:10:23,500 --> 00:10:24,820
A: Right, right.

2223
00:10:23,680 --> 00:10:24,400
A: ||STIMMT1A*

2224
00:10:23,680 --> 00:10:24,400
A: stimmt

2225
00:10:24,680 --> 00:10:24,700
A: ||$INDEX1*

2226
00:10:24,820 --> 00:10:30,460
A: They offer something called ‘future insurance’ at the company I work for.

2227
00:10:25,080 --> 00:10:25,120
A: ||ICH1^

2228
00:10:25,440 --> 00:10:26,040
A: ||FIRMA1A

2229
00:10:25,440 --> 00:10:26,040
A: firma

2230
00:10:26,300 --> 00:10:26,580
A: ||DA1

2231
00:10:26,300 --> 00:10:26,580
A: da

2232
00:10:26,840 --> 00:10:27,260
A: ||NAME1A

2233
00:10:26,840 --> 00:10:27,260
A: name

2234
00:10:28,600 --> 00:10:29,700
A: zukunftsversicherung

2235
00:10:28,600 --> 00:10:29,040
A: ||ZUKUNFT2*

2236
00:10:29,300 --> 00:10:29,700
A: ||VERSICHERUNG1

2237
00:10:30,460 --> 00:10:30,980
B: No.

2238
00:10:30,640 --> 00:10:30,980
B: $GEST-NM-KOPFSCHÜTTELN1^*

2239
00:10:30,640 --> 00:10:30,980
B: [MG]

2240
00:10:30,980 --> 00:10:39,400
B: I've heard of an affected person who retired at the age of 60 or 65, well, with 65 years.

2241
00:10:31,460 --> 00:10:31,580
B: AUCH3A*

2242
00:10:31,460 --> 00:10:31,580
B: auch

2243
00:10:31,680 --> 00:10:31,720
B: ICH1

2244
00:10:32,100 --> 00:10:32,680
B: betroffen

2245
00:10:32,100 --> 00:10:32,240
B: BETROFFEN2*

2246
00:10:32,440 --> 00:10:32,680
B: PERSON1^*

2247
00:10:32,860 --> 00:10:33,320
B: $INDEX1

2248
00:10:33,420 --> 00:10:33,540
B: SELBST1A*

2249
00:10:33,420 --> 00:10:33,540
B: selbst

2250
00:10:33,760 --> 00:10:33,940
B: VERGANGENHEIT1^

2251
00:10:34,200 --> 00:10:34,540
B: GESCHICHTE1B*

2252
00:10:34,720 --> 00:10:34,780
B: $INDEX1*

2253
00:10:35,160 --> 00:10:35,320
B: FRÜHER1*

2254
00:10:35,160 --> 00:10:35,320
B: früher

2255
00:10:35,760 --> 00:10:36,080
B: $NUM-ZEHNER2A:6d*

2256
00:10:35,760 --> 00:10:36,080
B: s{echzig}

2257
00:10:36,240 --> 00:10:36,380
B: $NUM-ZEHNER2A:6d*

2258
00:10:36,240 --> 00:10:36,380
B: sechzig

2259
00:10:36,540 --> 00:10:36,920
B: fünfundsechzig

2260
00:10:36,540 --> 00:10:36,600
B: $NUM-EINER1A:5*

2261
00:10:36,760 --> 00:10:36,920
B: $NUM-ZEHNER2A:6d*

2262
00:10:37,100 --> 00:10:37,180
B: ALT5B*

2263
00:10:37,100 --> 00:10:37,180
B: jahre alt

2264
00:10:37,380 --> 00:10:37,460
B: MANN1

2265
00:10:37,380 --> 00:10:37,460
B: mann

2266
00:10:37,620 --> 00:10:37,660
B: SELBST1A*

2267
00:10:37,820 --> 00:10:38,120
B: fünfundsechzig

2268
00:10:37,820 --> 00:10:37,880
B: $NUM-EINER1A:5*

2269
00:10:38,000 --> 00:10:38,120
B: $NUM-ZEHNER2A:6d*

2270
00:10:38,260 --> 00:10:38,320
B: ALT5A

2271
00:10:38,260 --> 00:10:38,320
B: jahre alt

2272
00:10:38,660 --> 00:10:39,300
B: RENTE1*

2273
00:10:38,660 --> 00:10:39,300
B: rente

2274
00:10:39,400 --> 00:10:46,820
B: He added a voluntary additional pension plan of a five year length to his regular retirement payments.

2275
00:10:39,520 --> 00:10:39,700
B: DANN1A*

2276
00:10:39,520 --> 00:10:39,700
B: dann

2277
00:10:39,920 --> 00:10:40,220
B: IRGENDWANN1^*

2278
00:10:40,400 --> 00:10:40,420
B: $INDEX1*

2279
00:10:40,600 --> 00:10:41,040
B: FREIWILLIG4*

2280
00:10:40,600 --> 00:10:41,040
B: freiwillig

2281
00:10:41,140 --> 00:10:41,180
B: $INDEX1*

2282
00:10:41,300 --> 00:10:41,540
B: GELD1A*

2283
00:10:41,300 --> 00:10:41,540
B: geld

2284
00:10:41,540 --> 00:10:42,140
B: normal

2285
00:10:41,540 --> 00:10:41,760
B: ||MASS-VERTIKAL1^

2286
00:10:41,760 --> 00:10:41,840
B: NORMAL1*

2287
00:10:41,980 --> 00:10:42,140
B: GEHÖREN1^*

2288
00:10:42,600 --> 00:10:43,000
B: staat

2289
00:10:42,600 --> 00:10:42,720
B: STAAT1A*

2290
00:10:42,940 --> 00:10:43,000
B: ZUSAMMENHANG1A^

2291
00:10:43,140 --> 00:10:43,240
B: GEHÖREN1^*

2292
00:10:43,380 --> 00:10:43,500
B: NORMAL1*

2293
00:10:43,380 --> 00:10:43,500
B: normal

2294
00:10:43,680 --> 00:10:43,980
B: DANN1A

2295
00:10:44,160 --> 00:10:44,320
B: RENTE1*

2296
00:10:44,160 --> 00:10:44,320
B: rente

2297
00:10:44,520 --> 00:10:44,920
B: FREIWILLIG1

2298
00:10:44,520 --> 00:10:44,920
B: freiwillig

2299
00:10:45,200 --> 00:10:45,920
B: zusatz

2300
00:10:45,200 --> 00:10:45,380
B: ZUSÄTZLICH1*

2301
00:10:45,580 --> 00:10:45,920
B: UPDATE1B^

2302
00:10:46,240 --> 00:10:46,780
B: JAHR1B*

2303
00:10:46,240 --> 00:10:46,780
B: fünf jahre

2304
00:10:46,820 --> 00:10:50,500
B: He was able to work a little on the side because he was still very agile.

2305
00:10:46,940 --> 00:10:47,000
B: ABER1*

2306
00:10:46,940 --> 00:10:47,000
B: aber

2307
00:10:47,160 --> 00:10:47,620
B: nebenjob

2308
00:10:47,160 --> 00:10:47,280
B: NEBEN1B*

2309
00:10:47,440 --> 00:10:47,620
B: JOB1A

2310
00:10:47,820 --> 00:10:47,960
B: DA1*

2311
00:10:47,820 --> 00:10:47,960
B: da

2312
00:10:48,100 --> 00:10:48,180
B: AB2^*

2313
00:10:48,220 --> 00:10:48,480
B: WARUM2A*

2314
00:10:48,220 --> 00:10:48,480
B: warum

2315
00:10:48,640 --> 00:10:48,840
B: ALT5A*

2316
00:10:49,180 --> 00:10:49,320
B: ALT5A

2317
00:10:49,180 --> 00:10:49,320
B: alt

2318
00:10:49,440 --> 00:10:49,480
B: VON-DA-AN1*

2319
00:10:49,560 --> 00:10:49,760
B: GEFÜHL4A

2320
00:10:49,560 --> 00:10:49,760
B: fühl

2321
00:10:49,860 --> 00:10:50,080
B: FEST1A^*

2322
00:10:50,240 --> 00:10:50,340
B: NOCH1A

2323
00:10:50,240 --> 00:10:50,340
B: noch

2324
00:10:50,480 --> 00:10:50,500
B: $INDEX1*

2325
00:10:50,500 --> 00:10:53,100
B: Therefore, he continued working on the side.

2326
00:10:50,580 --> 00:10:51,560
B: weiter

2327
00:10:50,580 --> 00:10:50,740
B: WEITER1B*

2328
00:10:50,860 --> 00:10:51,560
B: ARBEITEN1

2329
00:10:51,740 --> 00:10:52,300
B: nebenjob

2330
00:10:51,740 --> 00:10:51,860
B: NEBEN1B*

2331
00:10:52,000 --> 00:10:52,080
B: JOB1A*

2332
00:10:52,200 --> 00:10:52,300
B: GEHÖREN1^*

2333
00:10:52,520 --> 00:10:52,720
B: DANACH1A^*

2334
00:10:52,820 --> 00:10:52,980
B: GEWESEN1^

2335
00:10:53,100 --> 00:10:58,180
B: After he already payed for the insurance for five years, there was a pension plan reform.

2336
00:10:53,220 --> 00:10:54,000
B: fünf jahre

2337
00:10:53,220 --> 00:10:53,380
B: JAHR1B*

2338
00:10:53,680 --> 00:10:54,000
B: UPDATE1A^*

2339
00:10:54,260 --> 00:10:54,480
B: DAZU1*

2340
00:10:54,260 --> 00:10:54,480
B: dazu

2341
00:10:54,680 --> 00:10:54,740
B: UPDATE1A^*

2342
00:10:54,920 --> 00:10:56,040
B: zusatzversicherung

2343
00:10:54,920 --> 00:10:55,180
B: ZUSÄTZLICH1*

2344
00:10:55,580 --> 00:10:55,720
B: VERSICHERUNG2*

2345
00:10:55,880 --> 00:10:56,040
B: UPDATE1B^*

2346
00:10:56,180 --> 00:10:56,420
B: DANN1A

2347
00:10:56,180 --> 00:10:56,420
B: dann

2348
00:10:56,580 --> 00:10:56,760
B: ERGEBNIS1

2349
00:10:56,580 --> 00:10:56,760
B: ergebnis

2350
00:10:56,900 --> 00:10:56,920
B: $INDEX1*

2351
00:10:57,100 --> 00:10:57,200
B: WISSEN2B^

2352
00:10:57,480 --> 00:10:58,140
B: rent{en}reform

2353
00:10:57,480 --> 00:10:57,660
B: UM1A^*

2354
00:10:57,680 --> 00:10:57,740
B: UM2A^*

2355
00:10:57,940 --> 00:10:58,140
B: REFORM2

2356
00:10:58,180 --> 00:10:59,080
B: There were reforms and alteration in Germany.

2357
00:10:58,400 --> 00:10:58,500
B: NEU1A

2358
00:10:58,400 --> 00:10:58,500
B: neu

2359
00:10:58,660 --> 00:10:58,700
B: WISSEN2B^

2360
00:10:58,840 --> 00:10:59,020
B: UM1A^

2361
00:10:58,840 --> 00:10:59,020
B: [MG]

2362
00:10:59,080 --> 00:11:00,900
B: His money was gone. It just got chucked.

2363
00:10:59,240 --> 00:10:59,380
B: AB2^

2364
00:10:59,520 --> 00:10:59,660
B: $INDEX1*

2365
00:10:59,860 --> 00:11:00,060
B: GELD1A*

2366
00:10:59,860 --> 00:11:00,060
B: geld

2367
00:11:00,460 --> 00:11:00,600
B: WERFEN1^

2368
00:11:00,460 --> 00:11:00,600
B: schmeißen

2369
00:11:00,820 --> 00:11:00,900
B: $GEST-OFF^

2370
00:11:00,900 --> 00:11:02,220
B: He was furious.

2371
00:11:01,400 --> 00:11:02,140
B: wut

2372
00:11:01,400 --> 00:11:01,680
B: WÜTEND1B*

2373
00:11:01,980 --> 00:11:02,140
B: NEIN3B^*

2374
00:11:02,140 --> 00:11:02,160
B: $INDEX1*

2375
00:11:02,220 --> 00:11:05,380
B: Therefore, he recommended me not to pursue something like that since I am self-employed.

2376
00:11:02,340 --> 00:11:02,480
B: DARUM1

2377
00:11:02,340 --> 00:11:02,480
B: darum

2378
00:11:02,640 --> 00:11:02,660
B: ICH1

2379
00:11:02,920 --> 00:11:02,960
B: $INDEX1*

2380
00:11:03,340 --> 00:11:03,640
B: selbstständig

2381
00:11:03,340 --> 00:11:03,380
B: SELBST1A*

2382
00:11:03,500 --> 00:11:03,640
B: STEHEN1

2383
00:11:03,800 --> 00:11:03,820
B: ICH1

2384
00:11:03,980 --> 00:11:04,000
B: $INDEX1*

2385
00:11:04,240 --> 00:11:05,180
B: empfehlen

2386
00:11:04,240 --> 00:11:04,620
B: EMPFEHLEN1A

2387
00:11:04,940 --> 00:11:05,180
B: NICHT3B

2388
00:11:05,380 --> 00:11:06,860
B: It were nonsense and a waste of money.

2389
00:11:05,640 --> 00:11:05,840
B: QUATSCH1*

2390
00:11:05,640 --> 00:11:05,840
B: quatsch

2391
00:11:06,040 --> 00:11:06,160
B: $GEST^

2392
00:11:06,040 --> 00:11:06,160
B: viel

2393
00:11:06,260 --> 00:11:06,300
B: GELD1A*

2394
00:11:06,260 --> 00:11:06,300
B: geld

2395
00:11:06,440 --> 00:11:06,800
B: WERFEN1^

2396
00:11:06,440 --> 00:11:06,800
B: schmeißen

2397
00:11:06,860 --> 00:11:08,560
B: I don't really know what to do and I am still unsure about what I should do.

2398
00:11:07,060 --> 00:11:07,120
B: ICH2

2399
00:11:07,320 --> 00:11:07,480
B: $GEST-OFF^*

2400
00:11:07,320 --> 00:11:07,480
B: [MG]

2401
00:11:07,500 --> 00:11:07,620
B: DURCH2A

2402
00:11:07,780 --> 00:11:08,300
B: ZWEIFEL3

2403
00:11:07,780 --> 00:11:08,300
B: [MG]

2404
00:11:08,560 --> 00:11:11,620
B: I think I have to invest my money elsewhere.

2405
00:11:08,700 --> 00:11:08,760
B: MUSS1

2406
00:11:08,700 --> 00:11:08,760
B: muss

2407
00:11:08,940 --> 00:11:09,080
B: SELBST1A*

2408
00:11:08,940 --> 00:11:09,080
B: selbst

2409
00:11:09,280 --> 00:11:09,440
B: ANDERS1

2410
00:11:09,280 --> 00:11:09,440
B: anders

2411
00:11:09,640 --> 00:11:10,600
B: wo

2412
00:11:09,640 --> 00:11:09,680
B: WO1A

2413
00:11:09,860 --> 00:11:10,600
B: WERFEN1^*

2414
00:11:10,760 --> 00:11:11,500
A: Exactly.

2415
00:11:10,860 --> 00:11:11,100
A: ||SO1^*

2416
00:11:11,060 --> 00:11:11,300
B: $GEST-OFF^

2417
00:11:11,060 --> 00:11:11,300
B: [MG]

2418
00:11:11,620 --> 00:11:15,980
B: Of course there is still a risk if I happen to live a long life.

2419
00:11:11,920 --> 00:11:12,040
B: ABER1*

2420
00:11:11,920 --> 00:11:12,040
B: aber

2421
00:11:12,180 --> 00:11:12,280
B: NUR2A*

2422
00:11:12,180 --> 00:11:12,280
B: nur

2423
00:11:12,520 --> 00:11:12,620
B: RISIKO1

2424
00:11:12,520 --> 00:11:12,620
B: risiko

2425
00:11:12,720 --> 00:11:12,820
B: WAS1A*

2426
00:11:12,720 --> 00:11:12,820
B: was

2427
00:11:12,980 --> 00:11:13,140
B: FÜR1*

2428
00:11:12,980 --> 00:11:13,140
B: für

2429
00:11:13,240 --> 00:11:13,400
B: MEIN1

2430
00:11:13,660 --> 00:11:13,680
B: LEBEN1D*

2431
00:11:13,920 --> 00:11:14,960
B: leben lang

2432
00:11:13,920 --> 00:11:13,980
B: LEBEN1C*

2433
00:11:14,060 --> 00:11:14,200
B: LANG-ZEIT4A*

2434
00:11:14,300 --> 00:11:14,460
B: LEBEN1C*

2435
00:11:14,760 --> 00:11:14,960
B: LANG-ZEIT4A*

2436
00:11:15,200 --> 00:11:15,520
B: SEHR-VIEL2*

2437
00:11:15,200 --> 00:11:15,520
B: [MG]

2438
00:11:15,560 --> 00:11:15,680
B: $INDEX1*

2439
00:11:15,980 --> 00:11:17,120
B: If I don't live long, everything works out money wise.

2440
00:11:16,320 --> 00:11:16,540
B: NAHE1^*

2441
00:11:16,320 --> 00:11:16,540
B: [MG]

2442
00:11:16,900 --> 00:11:17,080
B: STIMMT2*

2443
00:11:16,900 --> 00:11:17,080
B: stimmt

2444
00:11:17,120 --> 00:11:19,380
B: Though, nobody knows that for sure.

2445
00:11:17,300 --> 00:11:17,740
B: $GEST-OFF^

2446
00:11:17,300 --> 00:11:17,740
B: aber

2447
00:11:18,160 --> 00:11:18,260
B: WER4^*

2448
00:11:18,160 --> 00:11:18,260
B: keiner

2449
00:11:18,580 --> 00:11:18,680
B: WISSEN2A

2450
00:11:18,580 --> 00:11:18,680
B: weiß

2451
00:11:19,700 --> 00:11:20,240
A: Exactly.

2452
00:11:19,800 --> 00:11:19,980
A: ||SO1^

2453
00:11:20,240 --> 00:11:30,320
A: The company, well, my company, rather than giving us our Christmas bonus, invests that money in a ‘future insurance‘.

2454
00:11:20,920 --> 00:11:20,960
A: ||ICH1^

2455
00:11:21,260 --> 00:11:22,340
A: ||FIRMA1A

2456
00:11:21,260 --> 00:11:22,340
A: firma

2457
00:11:22,640 --> 00:11:22,840
A: ||MEIN1

2458
00:11:23,020 --> 00:11:23,220
A: ||FIRMA1A

2459
00:11:23,020 --> 00:11:23,220
A: firma

2460
00:11:23,920 --> 00:11:24,300
A: ||JAHR2A*

2461
00:11:23,920 --> 00:11:24,300
A: jedes jahr

2462
00:11:24,420 --> 00:11:24,840
A: ||SO1A*

2463
00:11:24,420 --> 00:11:24,840
A: so

2464
00:11:25,160 --> 00:11:25,200
A: ||NICHT3A*

2465
00:11:25,400 --> 00:11:26,040
A: weihnachtsgeld

2466
00:11:25,400 --> 00:11:25,700
A: WEIHNACHTEN4A*

2467
00:11:25,960 --> 00:11:26,040
A: ||GELD1A

2468
00:11:26,280 --> 00:11:26,860
A: bekommen

2469
00:11:26,280 --> 00:11:26,480
A: ||BEKOMMEN1*

2470
00:11:26,720 --> 00:11:26,860
A: ||NICHT3A

2471
00:11:27,120 --> 00:11:27,680
A: ||ABER1*

2472
00:11:27,120 --> 00:11:27,680
A: aber

2473
00:11:27,980 --> 00:11:28,100
A: ||GELD1A

2474
00:11:27,980 --> 00:11:28,100
A: geld

2475
00:11:28,360 --> 00:11:28,980
A: ||GEBEN-GELD2A^*

2476
00:11:29,260 --> 00:11:30,200
A: zukunftsversicherung

2477
00:11:29,260 --> 00:11:29,560
A: ||ZUKUNFT2*

2478
00:11:29,780 --> 00:11:30,200
A: ||VERSICHERUNG1

2479
00:11:30,320 --> 00:11:33,680
A: One gets 1800 euros as a Christmas/

2480
00:11:30,500 --> 00:11:31,700
A: eintausendachthundert

2481
00:11:30,500 --> 00:11:30,720
A: ||$NUM-TAUSENDER1:1d

2482
00:11:31,500 --> 00:11:31,700
A: ||$NUM-HUNDERTER1:8d

2483
00:11:32,020 --> 00:11:32,180
A: ||EURO1

2484
00:11:32,020 --> 00:11:32,180
A: euro

2485
00:11:32,300 --> 00:11:34,660
B: Per year?

2486
00:11:32,840 --> 00:11:34,220
B: JAHR2A

2487
00:11:32,840 --> 00:11:34,220
B: im jahr

2488
00:11:32,940 --> 00:11:33,140
A: ||BEKOMMEN1*

2489
00:11:32,940 --> 00:11:33,140
A: bekommen

2490
00:11:33,340 --> 00:11:33,580
A: WEIHNACHTEN4A*

2491
00:11:33,340 --> 00:11:33,580
A: weihnachten

2492
00:11:33,680 --> 00:11:34,200
A: Yes, per year.

2493
00:11:33,840 --> 00:11:34,120
A: ||JAHR2A

2494
00:11:33,840 --> 00:11:34,120
A: im jahr

2495
00:11:34,200 --> 00:11:36,240
A: We don't receive our Christmas bonus, they always invest it in the insurance.

2496
00:11:34,380 --> 00:11:35,260
A: weihnachtsgeld

2497
00:11:34,380 --> 00:11:34,480
A: ||WEIHNACHTEN4A

2498
00:11:34,720 --> 00:11:35,260
A: ||GEBEN-GELD2A^*

2499
00:11:35,260 --> 00:11:35,500
A: ||GEBEN-GELD2A^*

2500
00:11:35,780 --> 00:11:36,160
A: ||GEBEN-GELD2A^*

2501
00:11:36,240 --> 00:11:37,120
A: I think it's a pity.

2502
00:11:36,320 --> 00:11:36,400
A: ICH1

2503
00:11:36,560 --> 00:11:37,080
A: $GEST^

2504
00:11:36,560 --> 00:11:37,080
A: [MG]

2505
00:11:37,120 --> 00:11:40,040
A: I was looking forward to receive the 1800 euros, but they rather invest it and put it aside.

2506
00:11:37,360 --> 00:11:37,720
A: tausendachthundert

2507
00:11:37,360 --> 00:11:37,480
A: ||$NUM-TAUSENDER1:1d*

2508
00:11:37,580 --> 00:11:37,720
A: ||$NUM-HUNDERTER1:8d

2509
00:11:38,080 --> 00:11:38,280
A: SICH-DIE-HÄNDE-REIBEN1

2510
00:11:38,080 --> 00:11:38,280
A: euro

2511
00:11:38,480 --> 00:11:38,640
A: $GEST-OFF^

2512
00:11:38,840 --> 00:11:39,060
A: ||GEBEN-GELD2A^*

2513
00:11:39,280 --> 00:11:39,960
A: ||WERFEN1^*

2514
00:11:39,860 --> 00:11:41,880
B: And what's it for then?

2515
00:11:39,920 --> 00:11:40,120
B: $INDEX1

2516
00:11:39,920 --> 00:11:40,120
B: und

2517
00:11:40,040 --> 00:11:43,680
A: I wonder what would happen if I would resign. Would I get the money or not?

2518
00:11:40,120 --> 00:11:40,140
B: $INDEX1

2519
00:11:40,140 --> 00:11:40,200
A: ||ICH2

2520
00:11:40,140 --> 00:11:40,200
A: ich

2521
00:11:40,420 --> 00:11:40,740
A: ||ÜBERLEGEN1

2522
00:11:40,420 --> 00:11:40,740
A: [MG]

2523
00:11:40,460 --> 00:11:40,540
B: FÜR1

2524
00:11:40,460 --> 00:11:40,540
B: für

2525
00:11:40,720 --> 00:11:41,000
B: WAS1B*

2526
00:11:40,720 --> 00:11:41,000
B: was

2527
00:11:40,800 --> 00:11:40,940
A: ||VORHER1*

2528
00:11:40,800 --> 00:11:40,940
A: vorher

2529
00:11:41,180 --> 00:11:41,880
A: arbeitslos

2530
00:11:41,180 --> 00:11:41,460
B: $INDEX1*

2530
00:11:41,180 --> 00:11:41,460
A: ||ARBEITEN1

2532
00:11:41,700 --> 00:11:41,880
A: ||KÜNDIGUNG2B^*

2533
00:11:42,000 --> 00:11:42,260
A: ||ALLE2A^

2534
00:11:42,500 --> 00:11:42,620
A: ||$INDEX1*

2535
00:11:42,880 --> 00:11:43,040
A: ||BEKOMMEN1*

2536
00:11:42,880 --> 00:11:43,040
A: bekommen

2537
00:11:43,260 --> 00:11:43,420
A: ||NICHT3A*

2538
00:11:43,260 --> 00:11:43,420
A: oder nicht

2539
00:11:43,560 --> 00:11:43,680
A: ||ICH2*

2540
00:11:43,560 --> 00:11:43,680
A: [MG]

2541
00:11:43,680 --> 00:11:44,840
A: Or would they transfer the money to my new employment?

2542
00:11:43,720 --> 00:11:43,820
A: ODER4B*

2543
00:11:43,720 --> 00:11:43,820
A: oder

2544
00:11:43,960 --> 00:11:44,820
A: weiterleiten

2545
00:11:43,960 --> 00:11:44,080
A: ||WEITER1A*

2546
00:11:44,280 --> 00:11:44,820
A: ||LEITEN2

2547
00:11:44,840 --> 00:11:46,300
A: I have to ask them again because I don't know that.

2548
00:11:45,020 --> 00:11:45,100
A: ||ICH1

2549
00:11:45,380 --> 00:11:45,460
A: ||FRAGE1

2550
00:11:45,380 --> 00:11:45,460
A: frage

2551
00:11:45,520 --> 00:11:46,300
B: I don't know.

2552
00:11:45,600 --> 00:11:46,000
B: $ORAL^

2553
00:11:45,600 --> 00:11:46,000
B: weiß nicht

2554
00:11:45,600 --> 00:11:45,680
A: ||ICH2*

2555
00:11:45,800 --> 00:11:46,000
A: ||$GEST-OFF^*

2556
00:11:45,800 --> 00:11:46,000
A: [MG]

2557
00:11:47,880 --> 00:11:50,880
A: It is really too bad that I won't receive the 1800 euros this Christmas.

2558
00:11:48,200 --> 00:11:48,360
A: SCHADE1

2559
00:11:48,200 --> 00:11:48,360
A: schade

2560
00:11:48,500 --> 00:11:48,880
A: eintausendachthundert

2561
00:11:48,500 --> 00:11:48,640
A: ||$NUM-TAUSENDER1:1d

2562
00:11:48,760 --> 00:11:48,880
A: ||$NUM-HUNDERTER1:8d

2563
00:11:49,420 --> 00:11:49,560
A: ||EURO1*

2564
00:11:49,420 --> 00:11:49,560
A: euro

2565
00:11:49,820 --> 00:11:49,940
A: WEIHNACHTEN4A*

2566
00:11:49,820 --> 00:11:49,940
A: weihnachten

2567
00:11:50,060 --> 00:11:50,200
A: ||BEKOMMEN3*

2568
00:11:50,060 --> 00:11:50,200
A: bekommen

2569
00:11:50,380 --> 00:11:50,560
A: ||NICHT3A*

2570
00:11:50,380 --> 00:11:50,560
A: nicht

2571
00:11:50,880 --> 00:11:52,100
A: I have to wait a long time then.

2572
00:11:51,180 --> 00:11:51,480
A: ||WARTEN1C

2573
00:11:51,180 --> 00:11:51,480
A: [MG]

2574
00:11:51,680 --> 00:11:52,100
A: ||WEIT1^*

2575
00:11:52,100 --> 00:11:59,280
A: Once I receive the money, it is freed from taxes and something else which is more complicated and therefore I don't understand.

2576
00:11:52,100 --> 00:11:52,400
A: ||ABER1*

2577
00:11:52,100 --> 00:11:52,400
A: aber

2578
00:11:52,660 --> 00:11:52,820
A: ||GEBEN-GELD2A^*

2579
00:11:53,260 --> 00:11:53,840
A: steuerfrei

2580
00:11:53,260 --> 00:11:53,440
A: ||BEZAHLEN2^*

2581
00:11:53,620 --> 00:11:53,840
A: ||FREI1

2582
00:11:54,580 --> 00:11:54,880
A: ||UND2A

2583
00:11:54,580 --> 00:11:54,880
A: und

2584
00:11:55,180 --> 00:11:55,480
A: ||$GEST-OFF^*

2585
00:11:55,180 --> 00:11:55,480
A: aber

2586
00:11:55,740 --> 00:11:55,800
A: ||WENN1A*

2587
00:11:55,960 --> 00:11:56,520
A: UNVERSTÄNDLICH-GESCHRIEBENES1^*

2588
00:11:55,960 --> 00:11:56,520
A: [MG]

2589
00:11:56,740 --> 00:11:57,260
A: ||VERSCHWOMMEN1A^*

2590
00:11:56,740 --> 00:11:57,260
A: [MG]

2591
00:11:57,720 --> 00:11:58,260
A: $INDEX1*

2592
00:11:58,500 --> 00:11:58,600
A: SO1A*

2593
00:11:58,500 --> 00:11:58,600
A: so

2594
00:11:58,740 --> 00:11:58,940
A: ||BEKOMMEN1*

2595
00:11:58,740 --> 00:11:58,940
A: bekommen

2596
00:12:02,480 --> 00:12:11,120
A: If they would add the 1,800 Euro to my wage and would then subtract the taxes, I would receive the same amount of money of my regular wage.

2597
00:12:02,760 --> 00:12:02,980
A: ||ABER1*

2598
00:12:02,760 --> 00:12:02,980
A: aber

2599
00:12:03,160 --> 00:12:03,600
A: tausendachthundert

2600
00:12:03,160 --> 00:12:03,320
A: ||$NUM-TAUSENDER1:1d

2601
00:12:03,500 --> 00:12:03,600
A: ||$NUM-HUNDERTER1:8d

2602
00:12:04,300 --> 00:12:04,440
A: ||GEBEN-GELD4^*

2603
00:12:04,300 --> 00:12:04,440
A: euro

2604
00:12:04,920 --> 00:12:05,360
A: $GEST^*

2605
00:12:05,560 --> 00:12:05,680
A: ||GEHALT1

2606
00:12:05,560 --> 00:12:05,680
A: gehalt

2607
00:12:05,920 --> 00:12:06,260
A: ||GEBEN-GELD2A^*

2608
00:12:06,360 --> 00:12:07,100
A: AB5^*

2609
00:12:06,360 --> 00:12:07,100
A: plus

2610
00:12:07,320 --> 00:12:07,460
A: ||ALLE1A*

2611
00:12:07,320 --> 00:12:07,460
A: alles

2612
00:12:07,500 --> 00:12:08,140
A: ||ZURÜCK1A*

2613
00:12:07,500 --> 00:12:08,140
A: wieder zurück wieder zurück

2614
00:12:08,260 --> 00:12:08,360
A: ICH1

2615
00:12:08,380 --> 00:12:09,000
A: HALTEN-BLATT1A^

2616
00:12:09,180 --> 00:12:09,620
A: ||ZURÜCK1A*

2617
00:12:09,820 --> 00:12:10,160
A: ||NORMAL1

2618
00:12:09,820 --> 00:12:10,160
A: normal

2619
00:12:10,400 --> 00:12:10,520
A: ||$ALPHA1:N

2620
00:12:10,400 --> 00:12:10,520
A: netto

2621
00:12:10,760 --> 00:12:11,120
A: ||WIE-IMMER1*

2622
00:12:10,760 --> 00:12:11,120
A: [MG]

2623
00:12:11,120 --> 00:12:13,140
A: At first, it is a huge sum which just shrinks more and more.

2624
00:12:11,280 --> 00:12:11,300
A: ||ICH2*

2625
00:12:11,300 --> 00:12:11,540
A: ||$GEST-OFF^*

2626
00:12:11,300 --> 00:12:11,540
A: [MG]

2627
00:12:11,760 --> 00:12:12,020
A: ||MASS4^

2628
00:12:11,760 --> 00:12:12,020
A: [MG]

2629
00:12:12,020 --> 00:12:12,780
A: ||$PROD*

2630
00:12:12,020 --> 00:12:12,780
A: [MG]

2631
00:12:12,960 --> 00:12:13,100
A: ||$GEST-OFF^*

2632
00:12:13,140 --> 00:12:14,460
A: They invest the Christmas bonus in the insurance.

2633
00:12:13,420 --> 00:12:13,520
A: ||$INDEX1*

2634
00:12:13,600 --> 00:12:13,780
A: ||ZURÜCK1A^*

2635
00:12:14,080 --> 00:12:14,280
A: ||ÜBERTRAGEN1A^

2636
00:12:14,460 --> 00:12:15,020
A: That's the way it is.

2637
00:12:14,560 --> 00:12:14,700
A: $GEST-OFF^

2638
00:12:14,560 --> 00:12:14,700
A: [MG]

2639
00:12:15,760 --> 00:12:23,340
A: I think they changed the name of the insurance from ‘future insurance’ to ‘pension fund’ or something like that.

2640
00:12:16,160 --> 00:12:16,380
A: ||NAME1A

2641
00:12:16,160 --> 00:12:16,380
A: name

2642
00:12:16,880 --> 00:12:18,340
A: zukunftsversicherung

2643
00:12:16,880 --> 00:12:17,440
A: ||ZUKUNFT2*

2644
00:12:17,800 --> 00:12:18,340
A: ||VERSICHERUNG1

2645
00:12:18,700 --> 00:12:19,000
A: ||UM2A

2646
00:12:19,260 --> 00:12:21,620
A: pensionskasse

2647
00:12:19,260 --> 00:12:20,800
A: ||$ALPHA1:PENSION

2648
00:12:20,840 --> 00:12:21,800
B: Ah, pension.

2649
00:12:20,960 --> 00:12:21,600
B: $ORAL^

2650
00:12:20,960 --> 00:12:21,600
B: pension

2651
00:12:21,160 --> 00:12:21,220
A: ||$ALPHA1:K

2652
00:12:21,400 --> 00:12:21,620
A: ||SAMMELN1^*

2653
00:12:22,120 --> 00:12:22,300
A: ||GLAUBEN2A

2654
00:12:22,120 --> 00:12:22,300
A: glauben

2655
00:12:22,600 --> 00:12:22,900
A: ||EINS-VON-BEIDEM1^

2656
00:12:22,600 --> 00:12:22,900
A: [MG]

2657
00:12:23,560 --> 00:12:24,440
B: I don't know what that is.

2658
00:12:24,000 --> 00:12:24,220
B: KENNEN1B*

2659
00:12:24,000 --> 00:12:24,220
B: kenne nicht

2660
00:12:24,340 --> 00:12:24,400
B: $GEST-OFF^*

2661
00:12:24,340 --> 00:12:24,400
B: [MG]

2662
00:12:24,440 --> 00:12:26,380
A: It is the insurance of the company that employs me.

2663
00:12:24,740 --> 00:12:24,760
A: ||JA1A*

2664
00:12:24,740 --> 00:12:24,760
A: jo

2665
00:12:25,100 --> 00:12:25,240
A: ||FIRMA1A

2666
00:12:25,380 --> 00:12:25,840
A: angestellt

2667
00:12:25,380 --> 00:12:25,460
A: ||ICH2

2668
00:12:25,540 --> 00:12:25,700
A: ||ANSTELLUNG1B

2669
00:12:25,800 --> 00:12:25,840
A: ||$GEST-OFF^*

2670
00:12:26,380 --> 00:12:26,960
B: Yes, right.

2671
00:12:26,580 --> 00:12:26,720
B: STIMMT1A

2672
00:12:26,580 --> 00:12:26,720
B: stimmt

2673
00:12:26,960 --> 00:12:39,260
C: Ok, do you to transfer money via online banking? That is something new and something that changed these days. Did you already adjust? Or do you transfer money the old fashioned way with a walk to the bank and your signature?

2674
00:12:39,260 --> 00:12:42,140
B: I do it online because it is convenient and fast.

2675
00:12:39,680 --> 00:12:39,740
B: ICH2*

2676
00:12:40,040 --> 00:12:40,460
B: ONLINE1*

2677
00:12:40,040 --> 00:12:40,460
B: online

2678
00:12:40,780 --> 00:12:41,160
B: ANGENEHM2

2679
00:12:40,780 --> 00:12:41,160
B: angenehm

2680
00:12:41,360 --> 00:12:41,580
B: SCHNELL3A

2681
00:12:41,360 --> 00:12:41,580
B: schnell

2682
00:12:42,360 --> 00:12:43,600
A: Me, too.

2683
00:12:42,760 --> 00:12:45,560
B: When would I have the time to make the extra trip to the bank?

2684
00:12:42,940 --> 00:12:43,540
B: extra

2685
00:12:42,940 --> 00:12:43,080
B: EXTRA1

2686
00:12:42,980 --> 00:12:43,260
A: ||GLEICH8*

2687
00:12:42,980 --> 00:12:43,260
A: [MG]

2688
00:12:43,160 --> 00:12:43,180
B: ICH1

2689
00:12:43,360 --> 00:12:43,540
B: FAHREN1*

2690
00:12:43,700 --> 00:12:43,840
B: BANK-GELD1

2691
00:12:43,700 --> 00:12:43,840
B: bank

2692
00:12:44,060 --> 00:12:44,320
B: ZEIT1^

2693
00:12:44,520 --> 00:12:44,880
B: WANN1*

2694
00:12:44,520 --> 00:12:44,880
B: wann wann

2695
00:12:45,020 --> 00:12:45,080
B: $GEST-OFF^*

2696
00:12:45,780 --> 00:12:46,780
A: Yes, I agree.

2697
00:12:46,140 --> 00:12:46,400
A: ||GLEICH8*

2698
00:12:46,140 --> 00:12:46,400
A: [MG]

2699
00:12:46,580 --> 00:12:46,720
A: ||$GEST-OFF^*

2700
00:12:46,780 --> 00:12:52,220
B: Online banking is sent quickly and the money is transfered until the next morning. If you've sent it in the morning it is already there in the afternoon.

2701
00:12:46,800 --> 00:12:47,380
B: schnell

2702
00:12:46,800 --> 00:12:46,980
B: SCHNELL3A

2703
00:12:47,200 --> 00:12:47,380
B: ONLINE1*

2704
00:12:47,680 --> 00:12:47,820
B: SCHICKEN2

2705
00:12:48,120 --> 00:12:48,360
B: MORGEN1A

2706
00:12:48,120 --> 00:12:48,360
B: morgen

2707
00:12:48,560 --> 00:12:49,060
B: ODER4A*

2708
00:12:48,560 --> 00:12:49,060
B: oder

2709
00:12:49,200 --> 00:12:49,280
B: WENN1A*

2710
00:12:49,200 --> 00:12:49,280
B: wenn

2711
00:12:49,400 --> 00:12:50,500
B: vormittag

2712
00:12:49,400 --> 00:12:49,680
B: VORMITTAG2*

2713
00:12:50,340 --> 00:12:50,500
B: WERFEN1^*

2714
00:12:51,200 --> 00:12:51,420
B: NACHMITTAG1

2715
00:12:51,600 --> 00:12:52,160
B: da

2716
00:12:51,600 --> 00:12:51,820
B: DA1

2717
00:12:52,000 --> 00:12:52,160
B: $GEST-OFF^*

2718
00:12:52,220 --> 00:12:53,180
B: It is really fast.

2719
00:12:52,380 --> 00:12:52,580
B: SCHNELL3A

2720
00:12:52,380 --> 00:12:52,580
B: [MG]

2721
00:12:53,700 --> 00:12:54,820
A: I think it is good. I agree.

2722
00:12:53,860 --> 00:12:54,040
A: ||GUT1*

2723
00:12:53,860 --> 00:12:54,040
A: gut

2724
00:12:54,360 --> 00:12:54,620
A: ||GLEICH8*

2725
00:12:54,360 --> 00:12:54,620
A: [MG]

2726
00:12:54,820 --> 00:12:56,340
A: It really is convenient.

2727
00:12:54,820 --> 00:12:56,200
B: It is really convenient.

2728
00:12:54,820 --> 00:12:54,860
A: ||$GEST-OFF^*

2729
00:12:55,000 --> 00:12:55,120
A: ||AUCH3A

2730
00:12:55,000 --> 00:12:55,120
A: auch

2731
00:12:55,140 --> 00:12:55,320
B: NEIN3B^*

2732
00:12:55,380 --> 00:12:55,880
A: angenehm

2733
00:12:55,380 --> 00:12:55,760
A: ||ANGENEHM2

2734
00:12:55,540 --> 00:12:55,800
B: ANGENEHM2*

2735
00:12:55,540 --> 00:12:55,800
B: angenehm

2736
00:12:55,840 --> 00:12:55,880
A: ||$GEST-OFF^*

2737
00:12:56,820 --> 00:13:02,020
B: I received a letter with pin numbers. Whenever I use one up, I cross it out.

2738
00:12:57,080 --> 00:12:57,240
B: BEKOMMEN3*

2739
00:12:57,080 --> 00:12:57,240
B: bekommen

2740
00:12:57,340 --> 00:12:57,700
B: $ALPHA1:P-I-N

2741
00:12:57,340 --> 00:12:57,700
B: pin

2742
00:12:57,980 --> 00:12:58,060
B: VIERECK2^*

2743
00:12:58,200 --> 00:12:58,460
B: EINTRAGEN1*

2744
00:12:59,020 --> 00:12:59,240
B: SCHREIBEN3^*

2745
00:12:59,400 --> 00:12:59,860
B: nummer

2746
00:12:59,400 --> 00:12:59,440
B: NUMMER2A*

2747
00:12:59,600 --> 00:12:59,860
B: EINTRAGEN1*

2748
00:13:00,140 --> 00:13:01,020
B: DURCHSTREICHEN1B*

2749
00:13:00,140 --> 00:13:01,020
B: strich strich strich

2750
00:13:01,460 --> 00:13:01,800
B: $GEST^

2751
00:13:01,460 --> 00:13:01,800
B: [MG]

2752
00:13:02,020 --> 00:13:03,380
A: Yes.

2753
00:13:02,700 --> 00:13:02,880
A: ||JA1A