dgskorpus_stu_16: Subject Areas

Topics Economy: Economy Crisis; Finances; Finances: Euro; Finances: German Marks; Finances: Hartz IV; Finances: Income; Finances: Online Banking; Finances: Pension Insurance; Finances: Pension Plan; Society: Hartz IV; Work and Profession: Income; Work and Profession: One-Euro Job; Work and Profession: Pension Insurance

	Translation	Lexeme/Sign		Mouth	Translation	Lexeme/Sign		Mouth	Moderator
00:00:00:00 00:00:00:43
00:00:00:43 00:00:01:04	There used to be the Deutsche Mark [old German currency], the Mark, now we have euro and everyone is happy/ the euro and everyone likes it.
00:00:01:04 00:00:01:05		$INDEX1
00:00:01:05 00:00:01:17
00:00:01:17 00:00:01:30		PAST-OR-BACK-THEN1		früher
00:00:01:30 00:00:01:41
00:00:01:41 00:00:02:39		DM1		d-m
00:00:02:39 00:00:03:00
00:00:03:00 00:00:03:11		GERMAN-MARK1		mark
00:00:03:11 00:00:03:48
00:00:03:48 00:00:04:16		TO-CHANGE2A^		[MG]
00:00:04:16 00:00:04:27
00:00:04:27 00:00:04:44		$INIT-CIRCLE1^*		euro
00:00:04:44 00:00:05:01
00:00:05:01 00:00:05:02		$INDEX1
00:00:05:02 00:00:05:12
00:00:05:12 00:00:05:18		HAPPY1*		froh
00:00:05:18 00:00:05:26
00:00:05:26 00:00:05:37		EURO1		euro
00:00:05:37 00:00:06:09
00:00:06:09 00:00:06:26		HAPPY1		froh
00:00:06:26 00:00:06:35
00:00:06:35 00:00:07:22		COMPARISON1A^*
00:00:07:22 00:00:07:23
00:00:07:23 00:00:08:23
00:00:08:23 00:00:08:44					I don't know.
00:00:08:44 00:00:09:01	Is that a good thing?					$GEST-I-DONT-KNOW1^*		[MG]
00:00:09:01 00:00:09:04			GOOD1*	[MG]		$GEST-I-DONT-KNOW1^*		[MG]
00:00:09:04 00:00:09:14			GOOD1*	[MG]
00:00:09:14 00:00:09:24
00:00:09:24 00:00:09:26		$GEST-OFF^*
00:00:09:26 00:00:09:27
00:00:09:27 00:00:09:39					On the one hand everyone is happy, of course, that the economy can grow through it, on the other hand, everyone is surprised that the prices increase.
00:00:09:39 00:00:10:05							SIDE-OF-THE-BODY1^
00:00:10:05 00:00:10:21
00:00:10:21 00:00:10:29						$GEST-OFF^*
00:00:10:29 00:00:10:45
00:00:10:45 00:00:10:49							$INDEX1*
00:00:10:49 00:00:11:03
00:00:11:03 00:00:11:18						HAPPY1*		froh
00:00:11:18 00:00:11:25
00:00:11:25 00:00:11:36							CLEAR1B	klar
00:00:11:36 00:00:12:02
00:00:12:02 00:00:12:16						ECONOMY1B		wirtschaft
00:00:12:16 00:00:12:30
00:00:12:30 00:00:12:47						UPWARDS1^*		[MG]
00:00:12:47 00:00:13:05
00:00:13:05 00:00:13:13							SHALL1	soll
00:00:13:13 00:00:13:19
00:00:13:19 00:00:13:36						$GEST-OFF^*
00:00:13:36 00:00:14:26
00:00:14:26 00:00:14:37						SIDE-OF-THE-BODY1^
00:00:14:37 00:00:14:42
00:00:14:42 00:00:15:16						$GEST-OFF^		[MG]
00:00:15:16 00:00:15:31
00:00:15:31 00:00:15:42							EXPENSIVE1*	teuer teuer teuer
00:00:15:42 00:00:16:08	Everything costs twice as much, right?
00:00:16:08 00:00:16:10		EXPENSIVE1*		so wie
00:00:16:10 00:00:16:30
00:00:16:30 00:00:16:34		DOUBLE1B*		doppelt
00:00:16:34 00:00:16:39
00:00:16:39 00:00:17:04						$GEST-OFF^
00:00:17:04 00:00:17:12
00:00:17:12 00:00:17:16					Now everything is twice as expensive. Every price multiplied by two.
00:00:17:16 00:00:17:21						DOUBLE1A		doppelt
00:00:17:21 00:00:17:29						DOUBLE1A		doppelt
00:00:17:29 00:00:17:40
00:00:17:40 00:00:17:42						TO-MULTIPLY1		mal
00:00:17:42 00:00:17:48						TO-MULTIPLY1		mal
00:00:17:48 00:00:18:06
00:00:18:06 00:00:18:13							$NUM-ONE-TO-TEN1A:2	zwei
00:00:18:13 00:00:18:30
00:00:18:30 00:00:18:49					Take beer for example: Nowadays it is twice as expensive and if you are ordering a second beer, you're thinking twice about it because it's so expensive.
00:00:18:49 00:00:19:19							BEER1	bier
00:00:19:19 00:00:19:34
00:00:19:34 00:00:19:48						$PROD*
00:00:19:48 00:00:20:04
00:00:20:04 00:00:20:17							THEN1A
00:00:20:17 00:00:20:27
00:00:20:27 00:00:20:39							BEER3	[MG]
00:00:20:39 00:00:20:49
00:00:20:49 00:00:21:21						DOUBLE1A		doppelt
00:00:21:21 00:00:21:37
00:00:21:37 00:00:21:43						SUDDENLY4*
00:00:21:43 00:00:22:05
00:00:22:05 00:00:22:41						$GEST-NM^*		[MG]
00:00:22:41 00:00:22:44
00:00:22:44 00:00:23:03					Don't get me started on wine. It has gotten so bad.
00:00:23:03 00:00:23:14							WINE2	wein
00:00:23:14 00:00:23:23
00:00:23:23 00:00:23:39						$GEST-OH-MY-GOD1^*
00:00:23:39 00:00:23:48
00:00:23:48 00:00:24:17							BAD3A*	schlimm
00:00:24:17 00:00:24:18
00:00:24:18 00:00:24:31					Wine used to cost ten Mark.
00:00:24:31 00:00:24:43							WINE2	wein
00:00:24:43 00:00:25:14
00:00:25:14 00:00:25:20						$NUM-ONE-TO-TEN1A:10*		zehn
00:00:25:20 00:00:25:29
00:00:25:29 00:00:25:35						GERMAN-MARK1		mark
00:00:25:35 00:00:25:41
00:00:25:41 00:00:26:34						$GEST-OFF^*
00:00:26:34 00:00:26:45					Back then, that were four/
00:00:26:45 00:00:27:02	Are you talking about a bottle or in a pub?
00:00:27:02 00:00:27:07							BACK-THEN1	damals
00:00:27:07 00:00:27:12		$NUM-ONE-TO-TEN1A:1d		eine
00:00:27:12 00:00:27:21
00:00:27:21 00:00:27:26		BOTTLE1A		flasche
00:00:27:26 00:00:27:38
00:00:27:38 00:00:27:40							$NUM-ONE-TO-TEN1A:4	vier
00:00:27:40 00:00:28:02						$GEST-NM-SHAKE-HEAD1^		[MG]
00:00:28:02 00:00:28:15		$ORAL^		oder
00:00:28:15 00:00:28:19
00:00:28:19 00:00:28:20
00:00:28:20 00:00:28:21		PUB2*		wirtschaft
00:00:28:21 00:00:28:27					A glas of wine.
00:00:28:27 00:00:28:31							TO-DRINK-FINE1^	glas
00:00:28:31 00:00:28:38
00:00:28:38 00:00:28:40		$INDEX1*
00:00:28:40 00:00:28:42		$INDEX1*
00:00:28:42 00:00:29:08
00:00:29:08 00:00:29:23					You used to pay four or five Marks - maybe around 4.80 Marks - for a glass of wine.
00:00:29:23 00:00:29:26	Ten euros.
00:00:29:26 00:00:29:44							TO-DRINK-FINE1^	glas
00:00:29:44 00:00:30:16
00:00:30:16 00:00:30:31							BACK-THEN1	damals
00:00:30:31 00:00:30:45		$NUM-ONE-TO-TEN1A:10*		zehn euro
00:00:30:45 00:00:31:17							$NUM-ONE-TO-TEN1A:4
00:00:31:17 00:00:31:40
00:00:31:40 00:00:31:47							$NUM-ONE-TO-TEN1A:4	vier
00:00:31:47 00:00:32:22
00:00:32:22 00:00:32:28						GERMAN-MARK1*		m{ark}
00:00:32:28 00:00:32:40
00:00:32:40 00:00:32:42							$NUM-ONE-TO-TEN1A:5	oder fünf
00:00:32:42 00:00:33:08
00:00:33:08 00:00:33:15						GERMAN-MARK1		mark
00:00:33:15 00:00:33:25
00:00:33:25 00:00:33:38							MAYBE1
00:00:33:38 00:00:33:45
00:00:33:45 00:00:33:48							$NUM-ONE-TO-TEN1A:4	vier mark achtzig
00:00:33:48 00:00:34:11
00:00:34:11 00:00:34:16						$NUM-TENS2A:8d
00:00:34:16 00:00:34:22
00:00:34:22 00:00:34:28					These days, that are 4,80 euros.
00:00:34:28 00:00:34:34							TODAY1	heute
00:00:34:34 00:00:34:45
00:00:34:45 00:00:35:07							$NUM-ONE-TO-TEN1A:4	vier euro achtzig
00:00:35:07 00:00:35:13
00:00:35:13 00:00:35:21						$NUM-TENS2A:8d*
00:00:35:21 00:00:35:27						$GEST-OFF^*
00:00:35:27 00:00:36:16
00:00:36:16 00:00:36:38					Of course you have take the inflation into consideration.
00:00:36:38 00:00:37:00							CLEAR1B	klar
00:00:37:00 00:00:37:29
00:00:37:29 00:00:37:37						PLUS1*		plus
00:00:37:37 00:00:38:00
00:00:38:00 00:00:38:11							$ALPHA1:I	inflation
00:00:38:11 00:00:38:29
00:00:38:29 00:00:38:35							TO-GIVE-MONEY2A^*
00:00:38:35 00:00:38:40
00:00:38:40 00:00:39:05						GETTING-WORSE1^*
00:00:39:05 00:00:39:22
00:00:39:22 00:00:40:10							TO-DECREASE3B^	inflation
00:00:40:10 00:00:40:25
00:00:40:25 00:00:41:00						$GEST-OFF^*
00:00:41:00 00:00:41:03
00:00:41:03 00:00:41:10					If you were to calculate the inflation into it, it would probably already cost like ten Mark.
00:00:41:10 00:00:41:24							AFTERWARDS1A^*
00:00:41:24 00:00:41:37
00:00:41:37 00:00:41:43							IN-ADDITION1
00:00:41:43 00:00:41:49
00:00:41:49 00:00:42:11						APPROXIMATELY2^		[MG]
00:00:42:11 00:00:42:15
00:00:42:15 00:00:42:21						NOW3*		jetzt
00:00:42:21 00:00:42:26
00:00:42:26 00:00:42:41						MAYBE3*		vielleicht
00:00:42:41 00:00:42:47
00:00:42:47 00:00:42:48						$NUM-ONE-TO-TEN1A:10		zehn
00:00:42:48 00:00:43:07
00:00:43:07 00:00:43:18						GERMAN-MARK1		mark
00:00:43:18 00:00:43:30
00:00:43:30 00:00:43:36						ALREADY1B		schon
00:00:43:36 00:00:43:46						$GEST-OFF^*
00:00:43:46 00:00:44:10
00:00:44:10 00:00:44:21					Or even eleven Mark.
00:00:44:21 00:00:44:29							$NUM-SNIP1:1*	oder elf
00:00:44:29 00:00:44:39
00:00:44:39 00:00:44:46						GERMAN-MARK1		mark
00:00:44:46 00:00:45:03
00:00:45:03 00:00:45:09						$GEST-OFF^
00:00:45:09 00:00:45:18
00:00:45:18 00:00:45:32	If you/				Everyone just pays their four euros without thinking about it.
00:00:45:32 00:00:45:45							NO-CLUE3	[MG]
00:00:45:45 00:00:46:03
00:00:46:03 00:00:46:04		IF-OR-WHEN1A*		wenn
00:00:46:04 00:00:46:09		IF-OR-WHEN1A*		wenn		TO-PAY1*
00:00:46:09 00:00:46:16		ATTENTION1A^*
00:00:46:16 00:00:46:30
00:00:46:30 00:00:46:38							$NUM-ONE-TO-TEN1A:4*	vier euro
00:00:46:38 00:00:46:44
00:00:46:44 00:00:47:01
00:00:47:01 00:00:47:24						$PROD*		[MG]
00:00:47:24 00:00:47:42						$GEST-OFF^		[MG]
00:00:47:42 00:00:48:08
00:00:48:08 00:00:48:15						$GEST-DECLINE1^		[MG]
00:00:48:15 00:00:48:24							BEEN1^
00:00:48:24 00:00:48:27
00:00:48:27 00:00:48:46					While, at the same time, we are only getting paid half of our wages.
00:00:48:46 00:00:49:06						HALF1A		hälfte
00:00:49:06 00:00:49:15
00:00:49:15 00:00:49:22							WAGE1	lohn
00:00:49:22 00:00:49:31	Exactly! The wage didn't rise but stayed the same.					$GEST-OFF^
00:00:49:31 00:00:49:35		PRECISELY1*				$GEST-OFF^
00:00:49:35 00:00:49:49
00:00:49:49 00:00:50:05					There are two sides to this.
00:00:50:05 00:00:50:28						COMPARISON2^		[MG]
00:00:50:28 00:00:50:29		WAGE1		lohn		COMPARISON2^		[MG]
00:00:50:29 00:00:50:36		WAGE1		lohn
00:00:50:36 00:00:50:47
00:00:50:47 00:00:51:04		TO-STAY2*		bleiben
00:00:51:04 00:00:51:07
00:00:51:07 00:00:51:16
00:00:51:16 00:00:51:42		EQUAL1A*
00:00:51:42 00:00:52:29
00:00:52:29 00:00:52:40		TO-RAISE1B
00:00:52:40 00:00:53:00
00:00:53:00 00:00:53:07		NOT3A
00:00:53:07 00:00:53:12
00:00:53:12 00:00:53:27	That is unfair. Oh well.
00:00:53:27 00:00:54:00		RIGHT-OR-AGREED1^*		ungerecht
00:00:54:00 00:00:54:21
00:00:54:21 00:00:54:30			OFF2^
00:00:54:30 00:00:54:49
00:00:54:49 00:00:55:15					A lot of the companies waited for the initiation of the euro to raise their employees' wages because they were hoping to earn more revenues by that.
00:00:55:15 00:00:55:25							MUCH-OR-MANY1A	viel
00:00:55:25 00:00:55:34
00:00:55:34 00:00:56:11							COMPANY1A*	firma
00:00:56:11 00:00:56:41
00:00:56:41 00:00:57:05							TO-WAIT1C	warten
00:00:57:05 00:00:57:19
00:00:57:19 00:00:57:26							TO-WISH1B	wünschen
00:00:57:26 00:00:57:38
00:00:57:38 00:00:58:03						ABOVE3B^*
00:00:58:03 00:00:58:10
00:00:58:10 00:00:58:20							NO1B^*
00:00:58:20 00:00:58:23
00:00:58:23 00:00:58:39							TO-WAIT1C	warten
00:00:58:39 00:00:58:49
00:00:58:49 00:00:59:03							UNTIL1*	bis
00:00:59:03 00:00:59:11
00:00:59:11 00:00:59:19							EURO1	euro
00:00:59:19 00:00:59:39
00:00:59:39 00:01:00:23						RUBBING-ONES-HANDS-TOGETHER1^
00:01:00:23 00:01:00:29
00:01:00:29 00:01:00:30							$INDEX1*
00:01:00:30 00:01:00:37
00:01:00:37 00:01:00:45							MORE1	mehr
00:01:00:45 00:01:01:03
00:01:01:03 00:01:01:22						REVENUE1		einnahmen
00:01:01:22 00:01:01:32
00:01:01:32 00:01:01:45							MORE1	mehr
00:01:01:45 00:01:02:10
00:01:02:10 00:01:02:18	There are other reasons, too.				The rents increased which is connected to other causes. This way a spiral of rising prices emerges.
00:01:02:18 00:01:02:27		$GEST^		[MG]
00:01:02:27 00:01:02:32							ALSO3A*	aber auch
00:01:02:32 00:01:02:41
00:01:02:41 00:01:02:42						EQUAL1A*		gleichzeitig
00:01:02:42 00:01:02:49						EQUAL1A*
00:01:02:49 00:01:03:03
00:01:03:03 00:01:03:07
00:01:03:07 00:01:03:19						TIME1
00:01:03:19 00:01:03:34
00:01:03:34 00:01:03:45							EXPENSIVE1*	teuer
00:01:03:45 00:01:04:05
00:01:04:05 00:01:04:15						RENT1		miete
00:01:04:15 00:01:04:22
00:01:04:22 00:01:04:24	Yes, that and other things cause it. That's true.
00:01:04:24 00:01:04:43						MANY-THINGS-RELATED1*		[MG]
00:01:04:43 00:01:05:09		$GEST^				MANY-THINGS-RELATED1*		[MG]
00:01:05:09 00:01:05:21		$GEST^
00:01:05:21 00:01:05:23
00:01:05:23 00:01:05:32						COHERENCE1A^*		kette
00:01:05:32 00:01:05:37
00:01:05:37 00:01:05:44		RIGHT-OR-AGREED1A		stimmt		CHAIN1^*
00:01:05:44 00:01:06:28						CHAIN1^*
00:01:06:28 00:01:06:34
00:01:06:34 00:01:07:06						HELIX1^*		[MG]
00:01:07:06 00:01:07:17
00:01:07:17 00:01:07:48						ABOVE2B^*
00:01:07:48 00:01:08:29
00:01:08:29 00:01:10:02
00:01:10:02 00:01:10:18	There were some reforms concerning the unemployed that receive unemployment pay four or five years ago. There were a lot of different changes also concerning Hartz 4.
00:01:10:18 00:01:10:24		AND5		und
00:01:10:24 00:01:10:30
00:01:10:30 00:01:10:47		$INDEX1
00:01:10:47 00:01:11:24
00:01:11:24 00:01:11:40		UNEMPLOYED1		arbeitslos
00:01:11:40 00:01:12:26
00:01:12:26 00:01:12:39		PERSON1*
00:01:12:39 00:01:12:47
00:01:12:47 00:01:13:08		AFFECTED2		betroffen
00:01:13:08 00:01:13:19
00:01:13:19 00:01:13:23		PERSON1
00:01:13:23 00:01:13:32
00:01:13:32 00:01:13:34		TO-WORK1*		arbeitslosengeld
00:01:13:34 00:01:13:42
00:01:13:42 00:01:13:47		$MORPH-LESS1
00:01:13:47 00:01:14:13
00:01:14:13 00:01:14:36		TO-PAY3^*
00:01:14:36 00:01:14:43
00:01:14:43 00:01:14:46		$INDEX1*
00:01:14:46 00:01:15:10
00:01:15:10 00:01:15:14		ALSO1B		auch
00:01:15:14 00:01:15:24
00:01:15:24 00:01:15:27		NEW1A		neu
00:01:15:27 00:01:15:43
00:01:15:43 00:01:16:07		TO-CHANGE1A^		[MG]
00:01:16:07 00:01:16:18
00:01:16:18 00:01:16:27		PAST1^		[MG]
00:01:16:27 00:01:16:30
00:01:16:30 00:01:16:34		$ORAL^		vielleicht
00:01:16:34 00:01:16:35
00:01:16:35 00:01:16:46		YEAR1B*		vier jahr
00:01:16:46 00:01:17:02
00:01:17:02 00:01:17:06		YEAR1B*		fünf
00:01:17:06 00:01:17:12		PAST1^		jahr
00:01:17:12 00:01:17:19
00:01:17:19 00:01:17:24		HARTZ1A		hartz vier
00:01:17:24 00:01:17:34
00:01:17:34 00:01:17:43		$NUM-ROMAN1:4
00:01:17:43 00:01:18:04
00:01:18:04 00:01:18:41		NEW1A*		neu neu neu
00:01:18:41 00:01:18:49
00:01:18:49 00:01:19:33		$GEST-OFF^*
00:01:19:33 00:01:19:49
00:01:19:49 00:01:20:12	I wasn't affected.
00:01:20:12 00:01:20:17		SELF1A*		selbst
00:01:20:17 00:01:20:24
00:01:20:24 00:01:20:31		AFFECTED2		betroffen
00:01:20:31 00:01:20:35
00:01:20:35 00:01:20:42		ON-PERSON1*
00:01:20:42 00:01:20:49
00:01:20:49 00:01:21:14		NONE8*		[MG]
00:01:21:14 00:01:21:16
00:01:21:16 00:01:21:17	Though, there were others who were affected badly.
00:01:21:17 00:01:21:24		BUT1*		aber
00:01:21:24 00:01:21:31
00:01:21:31 00:01:21:34		MUCH-OR-MANY1A*		viele
00:01:21:34 00:01:21:40
00:01:21:40 00:01:22:06		$INDEX1*
00:01:22:06 00:01:22:13
00:01:22:13 00:01:22:30		A-WHOLE-LOT2		[MG]
00:01:22:30 00:01:23:06
00:01:23:06 00:01:23:23					The unemployed can receive Hartz 4 voluntarily. You can also choose to live independently without the help of the government.
00:01:23:23 00:01:23:30							HARTZ1A	hartz vier
00:01:23:30 00:01:23:44
00:01:23:44 00:01:24:07							$NUM-ROMAN1:4
00:01:24:07 00:01:24:27
00:01:24:27 00:01:24:37							VOLUNTARY4*	freiwillig
00:01:24:37 00:01:24:48						NO3B^*		freiwillig
00:01:24:48 00:01:25:12
00:01:25:12 00:01:25:24						STATE1A		staat
00:01:25:24 00:01:25:49
00:01:25:49 00:01:26:12						INDEPENDENT1		[MG]
00:01:26:12 00:01:26:31
00:01:26:31 00:01:26:41						$GEST-OFF^*
00:01:26:41 00:01:27:11
00:01:27:11 00:01:27:33					It was named after the person who came up with the concept.
00:01:27:33 00:01:27:37							$INDEX1*	warum
00:01:27:37 00:01:28:01
00:01:28:01 00:01:28:09							ON-PERSON1^	name
00:01:28:09 00:01:28:19
00:01:28:19 00:01:28:27							NAME1A*
00:01:28:27 00:01:28:37
00:01:28:37 00:01:28:44						$INDEX1*
00:01:28:44 00:01:29:30
00:01:29:30 00:01:29:41							TO-INVENT1	[MG]
00:01:29:41 00:01:30:22
00:01:30:22 00:01:30:43						TO-GIVE1A^*		[MG]
00:01:30:43 00:01:30:47
00:01:30:47 00:01:31:15					He was an expert on taxes, and he calculated how much money the people would receive.
00:01:31:15 00:01:31:16							$INDEX1*
00:01:31:16 00:01:31:26
00:01:31:26 00:01:31:35						STEERING1*		steuer
00:01:31:35 00:01:31:41
00:01:31:41 00:01:32:23						MANY-THINGS-RELATED1*
00:01:32:23 00:01:32:41
00:01:32:41 00:01:33:02							SKILFUL1A^	[MG]
00:01:33:02 00:01:33:10
00:01:33:10 00:01:33:33						MANY-THINGS-RELATED1*
00:01:33:33 00:01:34:01
00:01:34:01 00:01:34:08						LIKE-THIS1A*		so
00:01:34:08 00:01:34:17
00:01:34:17 00:01:34:29						TO-OBTAIN1*		bekommen
00:01:34:29 00:01:35:07
00:01:35:07 00:01:35:09	The receivers of Hartz 4 don’t have an easy life, but they have the advantage of having their rent paid for them.
00:01:35:09 00:01:35:18		$ORAL^		aber
00:01:35:18 00:01:35:27
00:01:35:27 00:01:35:48		POOR-YOU1		[MG]
00:01:35:48 00:01:36:11
00:01:36:11 00:01:36:18		YES1A		ja
00:01:36:18 00:01:36:26
00:01:36:26 00:01:36:48		BUT1		aber
00:01:36:48 00:01:37:07
00:01:37:07 00:01:37:12		HARTZ1A		hartz vier
00:01:37:12 00:01:37:23
00:01:37:23 00:01:37:33		$NUM-ROMAN1:4
00:01:37:33 00:01:37:46
00:01:37:46 00:01:38:04		TO-OBTAIN1*		bekomm
00:01:38:04 00:01:38:14
00:01:38:14 00:01:38:28		RENT2*		miete
00:01:38:28 00:01:38:42
00:01:38:42 00:01:39:00		FREE-OF-CHARGE1*		frei
00:01:39:00 00:01:39:07
00:01:39:07 00:01:39:19		$GEST-OFF^
00:01:39:19 00:01:39:31
00:01:39:31 00:01:39:40		ADVANTAGE1		[MG]
00:01:39:40 00:01:40:11
00:01:40:11 00:01:40:23		$GEST-OFF^
00:01:40:23 00:01:40:34					On the one hand there is the state who provides Hartz 4 voluntarily and on the other hand there are the people who protest and demand more money.
00:01:40:34 00:01:40:45							MUCH-OR-MANY1A	viele
00:01:40:45 00:01:41:05
00:01:41:05 00:01:41:31						PROTEST1*		[MG]
00:01:41:31 00:01:41:38
00:01:41:38 00:01:42:00							WHERE-FROM1^*	[MG]
00:01:42:00 00:01:42:08
00:01:42:08 00:01:42:25						PROTEST1
00:01:42:25 00:01:42:36
00:01:42:36 00:01:42:39							I2
00:01:42:39 00:01:42:40
00:01:42:40 00:01:43:08							HARTZ1B*	hartz vier
00:01:43:08 00:01:43:23
00:01:43:23 00:01:43:36							$NUM-ROMAN1:4
00:01:43:36 00:01:43:45
00:01:43:45 00:01:44:06						$GEST-OFF^*
00:01:44:06 00:01:44:09						$GEST-OFF^*
00:01:44:09 00:01:44:40
00:01:44:40 00:01:45:06						AGAINST3A^*		aber anders
00:01:45:06 00:01:45:13
00:01:45:13 00:01:45:21						STATE1A		staat
00:01:45:21 00:01:45:28
00:01:45:28 00:01:45:49						$GEST-OFF^		[MG]
00:01:45:49 00:01:46:12
00:01:46:12 00:01:46:14							I1
00:01:46:14 00:01:46:25
00:01:46:25 00:01:46:31							FOR1*	für
00:01:46:31 00:01:46:45
00:01:46:45 00:01:47:15						ALREADY1B*		schon
00:01:47:15 00:01:47:24						$GEST-OFF^
00:01:47:24 00:01:47:37
00:01:47:37 00:01:48:03						VOLUNTARY4		freiwillig
00:01:48:03 00:01:48:13						$GEST-OFF^*		freiwillig
00:01:48:13 00:01:48:33
00:01:48:33 00:01:48:39							$NUM-ROMAN1:4*	hartz
00:01:48:39 00:01:48:44
00:01:48:44 00:01:49:04							HARTZ1A
00:01:49:04 00:01:49:17
00:01:49:17 00:01:49:28							$NUM-ROMAN1:4	vier
00:01:49:28 00:01:49:33
00:01:49:33 00:01:50:03						$GEST-OFF^*
00:01:50:03 00:01:50:18
00:01:50:18 00:01:50:29					Otherwise the people wouldn't get anything and they had to live on the streets.
00:01:50:29 00:01:50:33							OTHERWISE1	sonst
00:01:50:33 00:01:50:45
00:01:50:45 00:01:51:01						TO-OBTAIN1*		bekommen
00:01:51:01 00:01:51:05
00:01:51:05 00:01:51:19						NOT1		nicht [MG]
00:01:51:19 00:01:51:25	There is maximal size for the apartments and a maximal rent price for the receivers of Hartz 4.					NOT1		nicht [MG]
00:01:51:25 00:01:51:36
00:01:51:36 00:01:51:40		ONLY2A		nur		STREET1*		auf der straße
00:01:51:40 00:01:51:43						STREET1*
00:01:51:43 00:01:51:48						$GEST-PLEASE1^*
00:01:51:48 00:01:52:00		$INDEX1*
00:01:52:00 00:01:52:08
00:01:52:08 00:01:52:14		PRESENT-OR-HERE1*		da
00:01:52:14 00:01:52:32
00:01:52:32 00:01:52:33		END2^*
00:01:52:33 00:01:52:47		END2^*
00:01:52:47 00:01:53:07
00:01:53:07 00:01:53:20		END2^		[MG]
00:01:53:20 00:01:53:33
00:01:53:33 00:01:53:39		APARTMENT1A*		wohngröße
00:01:53:39 00:01:53:45
00:01:53:45 00:01:54:07		APARTMENT3*
00:01:54:07 00:01:54:13
00:01:54:13 00:01:55:03		$PROD*
00:01:55:03 00:01:55:23
00:01:55:23 00:01:55:32		MONEY1A		geld
00:01:55:32 00:01:55:38
00:01:55:38 00:01:55:49		DIFFERENCE2^
00:01:55:49 00:01:56:02
00:01:56:02 00:01:56:04		MUST1*		muss
00:01:56:04 00:01:56:20
00:01:56:20 00:01:56:24		GOOD4^*
00:01:56:24 00:01:56:42
00:01:56:42 00:01:57:08		RULE1A^
00:01:57:08 00:01:57:10
00:01:57:10 00:01:57:14	If they are renting a place above those maxima, they have to pay the difference out of their own pocket.
00:01:57:14 00:01:57:18		$INDEX1*
00:01:57:18 00:01:57:34
00:01:57:34 00:01:57:41		OVER-OR-ABOUT1		über
00:01:57:41 00:01:57:49
00:01:57:49 00:01:58:05		SELF1A*		selbst
00:01:58:05 00:01:58:12
00:01:58:12 00:01:58:22		TO-GIVE-MONEY2B^*
00:01:58:22 00:01:58:23	Everything below these maxima gets paid for them.
00:01:58:23 00:01:58:35		$ORAL^		aber
00:01:58:35 00:01:58:45		ALL2A^*		aber
00:01:58:45 00:01:59:15
00:01:59:15 00:01:59:25		TO-GIVE1A^*
00:01:59:25 00:01:59:38
00:01:59:38 00:01:59:48	If people go to work, they will receive their wage.
00:01:59:48 00:02:00:02		IF-OR-WHEN1A		wenn
00:02:00:02 00:02:00:07
00:02:00:07 00:02:00:14		TO-WORK2*		arbeit
00:02:00:14 00:02:00:23
00:02:00:23 00:02:00:34			TO-GO-THERE1
00:02:00:34 00:02:01:18
00:02:01:18 00:02:01:47			WAGE1	lohn
00:02:01:47 00:02:02:07	If they receive Hartz 4, they live rent-free.	OR4B		oder
00:02:02:07 00:02:02:20
00:02:02:20 00:02:02:25		$INDEX1*
00:02:02:25 00:02:02:34
00:02:02:34 00:02:02:38		I1^		hartz vier
00:02:02:38 00:02:03:00
00:02:03:00 00:02:03:09		$NUM-ROMAN1:4
00:02:03:09 00:02:03:41
00:02:03:41 00:02:03:43		MONEY1A^*		miete
00:02:03:43 00:02:04:04
00:02:04:04 00:02:04:15		TO-GIVE-MONEY2A^*
00:02:04:15 00:02:04:33
00:02:04:33 00:02:04:41		FREE1*		frei
00:02:04:41 00:02:04:44
00:02:04:44 00:02:05:03	If you compare that with each other, everyone receives almost the same.
00:02:05:03 00:02:05:17		DIFFERENCE2^		[MG]
00:02:05:17 00:02:05:25
00:02:05:25 00:02:05:38		EQUAL1A^*		[MG]
00:02:05:38 00:02:06:03
00:02:06:03 00:02:06:07	That sounds appealing in the beginning, but if you think about their future, you will see that they won't receive any pension; that is nothing to be taken lightly.
00:02:06:07 00:02:06:09		$GEST-OFF^		aber
00:02:06:09 00:02:06:18
00:02:06:18 00:02:06:22		BUT1*
00:02:06:22 00:02:06:42
00:02:06:42 00:02:06:49		TO-THINK1A		denken
00:02:06:49 00:02:07:16
00:02:07:16 00:02:07:20		TO-KNOW-OR-KNOWLEDGE2B^		ist auch
00:02:07:20 00:02:07:39
00:02:07:39 00:02:07:45		BEAUTIFUL1A		schön
00:02:07:45 00:02:08:00
00:02:08:00 00:02:08:05		BUT1*		aber
00:02:08:05 00:02:08:11
00:02:08:11 00:02:08:15		TO-KNOW-OR-KNOWLEDGE2B^		an
00:02:08:15 00:02:08:21
00:02:08:21 00:02:08:24		ON-OR-AT1
00:02:08:24 00:02:08:28
00:02:08:28 00:02:08:35		AFTERWARDS1A^*
00:02:08:35 00:02:08:41
00:02:08:41 00:02:08:48		FUTURE1A		zukunft
00:02:08:48 00:02:09:13
00:02:09:13 00:02:09:33		PENSION1		rente
00:02:09:33 00:02:09:39
00:02:09:39 00:02:09:45		$GEST-OFF^
00:02:09:45 00:02:10:03		$INDEX1*
00:02:10:03 00:02:10:23
00:02:10:23 00:02:10:34		NONE7		[MG]
00:02:10:34 00:02:10:40
00:02:10:40 00:02:11:01		A-WHOLE-LOT2		[MG]
00:02:11:01 00:02:11:05
00:02:11:05 00:02:11:06	I think it is better to go to work.
00:02:11:06 00:02:11:08		$INDEX1*
00:02:11:08 00:02:11:16
00:02:11:16 00:02:11:18		RATHER1*		lieber
00:02:11:18 00:02:11:23
00:02:11:23 00:02:11:29		TO-WORK2*		arbeit
00:02:11:29 00:02:11:39
00:02:11:39 00:02:12:07		BACK-AND-FORTH1*
00:02:12:07 00:02:12:19
00:02:12:19 00:02:12:31		$GEST-I-DONT-KNOW1^*
00:02:12:31 00:02:12:49
00:02:12:49 00:02:13:21					There are also people who earn less than Hartz 4 and therefore decide to receive Hartz 4 rather than going to work.
00:02:13:21 00:02:13:28							THERE-IS1	gibt
00:02:13:28 00:02:13:41
00:02:13:41 00:02:14:00						TO-WORK2*		arbeiten
00:02:14:00 00:02:14:04
00:02:14:04 00:02:14:09							ALL2A^
00:02:14:09 00:02:14:22
00:02:14:22 00:02:14:31							LITTLE-BIT4	[MG]
00:02:14:31 00:02:14:47
00:02:14:47 00:02:15:02							RATHER1*	lieber
00:02:15:02 00:02:15:18
00:02:15:18 00:02:15:32						TO-JOIN1A^*		[MG]
00:02:15:32 00:02:15:46
00:02:15:46 00:02:15:48							HARTZ1A	hartz
00:02:15:48 00:02:16:10
00:02:16:10 00:02:16:14							$NUM-ONE-TO-TEN1A:4	vier
00:02:16:14 00:02:16:18
00:02:16:18 00:02:16:25							$NUM-ROMAN1:4
00:02:16:25 00:02:16:27
00:02:16:27 00:02:16:37					They rather receive Hartz 4 and be done with it.
00:02:16:37 00:02:17:01							RATHER1	lieber
00:02:17:01 00:02:17:18
00:02:17:18 00:02:17:28						TO-JOIN1A^*		[MG]
00:02:17:28 00:02:17:41
00:02:17:41 00:02:18:18						$GEST^		[MG]
00:02:18:18 00:02:18:28	There are many people who have the same problem.				It's true though, they won't get any pension later.
00:02:18:28 00:02:18:33							RIGHT-OR-AGREED1A	aber stimmt
00:02:18:33 00:02:18:38		MUCH-OR-MANY1A*		viel
00:02:18:38 00:02:18:44
00:02:18:44 00:02:19:00		ALL2A
00:02:19:00 00:02:19:05		ALL2A				PENSION3*		rente
00:02:19:05 00:02:19:11						PENSION3*		rente
00:02:19:11 00:02:19:34
00:02:19:34 00:02:19:43
00:02:19:43 00:02:20:00						TO-LACK1B		fehlt
00:02:20:00 00:02:20:09
00:02:20:09 00:02:20:16						$GEST-OFF^*
00:02:20:16 00:02:21:03
00:02:21:03 00:02:21:37					True.
00:02:21:37 00:02:21:43							RIGHT-OR-AGREED1A	stimmt
00:02:21:43 00:02:22:04
00:02:22:04 00:02:22:12					I think it is weird.
00:02:22:12 00:02:22:21						WEIRD1*		[MG]
00:02:22:21 00:02:23:00
00:02:23:00 00:02:23:22	You can also have a one-euro job.
00:02:23:22 00:02:23:25		ALSO3A*		auch
00:02:23:25 00:02:23:32
00:02:23:32 00:02:23:34		$NUM-ONE-TO-TEN1A:1d		ein euro job
00:02:23:34 00:02:23:41
00:02:23:41 00:02:23:49		EURO1
00:02:23:49 00:02:24:07
00:02:24:07 00:02:24:17		JOB1A
00:02:24:17 00:02:24:22
00:02:24:22 00:02:24:43		TO-WORK1
00:02:24:43 00:02:25:10					True, that is weird as well.
00:02:25:10 00:02:25:13							RIGHT-OR-AGREED1A	stimmt
00:02:25:13 00:02:25:25
00:02:25:25 00:02:25:29						WEIRD1*		[MG]
00:02:25:29 00:02:25:33						WEIRD1*		[MG]
00:02:25:33 00:02:25:43
00:02:25:43 00:02:26:01		$GEST-OFF^		[MG]
00:02:26:01 00:02:26:16
00:02:26:16 00:02:26:36	That is a good option for deaf people, for example, because communication with others is very important to them. If they only sat at home alone, they would go crazy.
00:02:26:36 00:02:26:37		$INDEX1*		gut
00:02:26:37 00:02:26:48
00:02:26:48 00:02:27:00		FOR1		für
00:02:27:00 00:02:27:11
00:02:27:11 00:02:27:20		DEAF1A
00:02:27:20 00:02:27:31
00:02:27:31 00:02:27:45		REASON4B		grund
00:02:27:45 00:02:28:06
00:02:28:06 00:02:28:19		COMMUNICATION1A
00:02:28:19 00:02:28:31
00:02:28:31 00:02:28:37		TO-SIT1A^
00:02:28:37 00:02:28:49
00:02:28:49 00:02:29:15		FOR-NOTHING-AT-ALL1		[MG]
00:02:29:15 00:02:29:18
00:02:29:18 00:02:29:20	Therefore, it would be better if they go to work. But oh well.
00:02:29:20 00:02:29:27		$GEST-OFF^*
00:02:29:27 00:02:29:32
00:02:29:32 00:02:29:48		NO1A
00:02:29:48 00:02:30:17
00:02:30:17 00:02:30:40		WHERE-FROM1^*
00:02:30:40 00:02:31:07
00:02:31:07 00:02:31:19		$GEST-OFF^*		[MG]
00:02:31:19 00:02:31:46
00:02:31:46 00:02:32:22	It is maybe not the greatest thing in the world but better than nothing. Oh well.				Yes.
00:02:32:22 00:02:32:29							YES1A
00:02:32:29 00:02:32:36
00:02:32:36 00:02:32:45		SOMETIMES2*		manchmal
00:02:32:45 00:02:33:03
00:02:33:03 00:02:33:09
00:02:33:09 00:02:33:24		BEAUTIFUL1A		nicht schön
00:02:33:24 00:02:33:30
00:02:33:30 00:02:33:43		$GEST-OFF^*		aber
00:02:33:43 00:02:34:15
00:02:34:15 00:02:34:19		BETTER1*		besser
00:02:34:19 00:02:34:23
00:02:34:23 00:02:34:31		AS-OR-THAN3		als
00:02:34:31 00:02:34:39
00:02:34:39 00:02:34:47		NOTHING1B		nichts
00:02:34:47 00:02:35:03
00:02:35:03 00:02:35:08		$GEST-OFF^
00:02:35:08 00:02:35:12		$GEST-OFF^			Yes, that's true.
00:02:35:12 00:02:35:24
00:02:35:24 00:02:35:35							RIGHT-OR-AGREED1A*
00:02:35:35 00:02:35:38
00:02:35:38 00:02:36:17					Nowadays a one-euro job employee is also allowed to sell computers.
00:02:36:17 00:02:36:25							TODAY1	heute
00:02:36:25 00:02:36:44
00:02:36:44 00:02:37:03							$NUM-ORDINAL1:1d	ein-euro-job
00:02:37:03 00:02:37:12
00:02:37:12 00:02:37:18							JOB1A
00:02:37:18 00:02:37:25
00:02:37:25 00:02:37:34							PERMISSION3	erlaubt
00:02:37:34 00:02:37:49
00:02:37:49 00:02:38:05							ALSO3A*	auch
00:02:38:05 00:02:38:24
00:02:38:24 00:02:38:37						TO-SELL1		verkaufen
00:02:38:37 00:02:39:01
00:02:39:01 00:02:39:16						COMPUTER2		computer
00:02:39:16 00:02:39:17
00:02:39:17 00:02:39:27					It is allowed today. It used to be forbidden.
00:02:39:27 00:02:39:34							$NUM-ONE-TO-TEN1A:1d*	ein euro
00:02:39:34 00:02:40:00
00:02:40:00 00:02:40:07							PERMISSION3	erlaubt
00:02:40:07 00:02:40:13
00:02:40:13 00:02:40:23						$GEST-OFF^*
00:02:40:23 00:02:40:30
00:02:40:30 00:02:40:49							BACK-THEN1	damals
00:02:40:49 00:02:41:09
00:02:41:09 00:02:41:16							NOT3A	nicht
00:02:41:16 00:02:41:20
00:02:41:20 00:02:41:28							PERMISSION3	erlaubt
00:02:41:28 00:02:41:33
00:02:41:33 00:02:41:42						$GEST-OFF^*
00:02:41:42 00:02:41:46
00:02:41:46 00:02:42:15					Sure, nowadays it is allowed, but it is also obvious that a one-euro job employee can't work with computers right away.
00:02:42:15 00:02:42:21							NOW1	jetzt
00:02:42:21 00:02:42:32
00:02:42:32 00:02:42:38							PERMISSION3	erlaubt
00:02:42:38 00:02:42:44
00:02:42:44 00:02:43:00						$GEST-OFF^*		aber
00:02:43:00 00:02:43:06
00:02:43:06 00:02:43:16						CLEAR1A*		klar
00:02:43:16 00:02:44:00
00:02:44:00 00:02:44:03							$INDEX1*
00:02:44:03 00:02:44:25
00:02:44:25 00:02:44:35							$NUM-ONE-TO-TEN1A:1d	ein euro
00:02:44:35 00:02:44:44
00:02:44:44 00:02:45:02						COMPUTER2		computer
00:02:45:02 00:02:45:09
00:02:45:09 00:02:45:22							NO1A	[MG]
00:02:45:22 00:02:45:25
00:02:45:25 00:02:45:31					Therefore there are no one-euro-jobs in the computer industry.	$GEST-OFF^
00:02:45:31 00:02:45:48
00:02:45:48 00:02:46:43						TO-DECREASE1^*		[MG]
00:02:46:43 00:02:47:10
00:02:47:10 00:02:47:27						TO-ADJUST1		anpassen
00:02:47:27 00:02:47:37
00:02:47:37 00:02:48:13							AREA1A^
00:02:48:13 00:02:48:15
00:02:48:15 00:02:48:23					They have those one-euro jobs, that's true.
00:02:48:23 00:02:48:30							$NUM-ORDINAL1:1d	aber ein-euro-jobs
00:02:48:30 00:02:48:38
00:02:48:38 00:02:48:43							JOB1A
00:02:48:43 00:02:49:02
00:02:49:02 00:02:49:21						THERE-IS3*		gibt
00:02:49:21 00:02:49:42
00:02:49:42 00:02:50:00							RIGHT-OR-AGREED1A	stimmt
00:02:50:00 00:02:50:26
00:02:50:26 00:02:50:44	I heard something but I don't know if it is true.
00:02:50:44 00:02:50:45		I1		auch
00:02:50:45 00:02:51:04
00:02:51:04 00:02:51:20		EXPERIENCE-OR-KNOWLEDGE6A*		erfahren
00:02:51:20 00:02:51:33
00:02:51:33 00:02:51:41		IF4*		ob
00:02:51:41 00:02:52:04
00:02:52:04 00:02:52:12		WITNESS1^
00:02:52:12 00:02:52:20
00:02:52:20 00:02:52:22		I1
00:02:52:22 00:02:52:29
00:02:52:29 00:02:52:34		TO-KNOW-OR-KNOWLEDGE2B*		weiß
00:02:52:34 00:02:53:01		NOT3A*		nicht
00:02:53:01 00:02:53:03
00:02:53:03 00:02:53:13	I heard that people with disabilities, which includes deaf people, get paid two-euros an hour.
00:02:53:13 00:02:53:33		DISABILITY1		behindert
00:02:53:33 00:02:54:10
00:02:54:10 00:02:54:17		OR4A*		oder
00:02:54:17 00:02:54:24
00:02:54:24 00:02:54:35		DISABILITY7		behindert
00:02:54:35 00:02:54:47
00:02:54:47 00:02:55:04		PERSON1
00:02:55:04 00:02:55:14
00:02:55:14 00:02:55:20		TOWARDS9*		zum beispiel
00:02:55:20 00:02:55:28
00:02:55:28 00:02:55:32		EXAMPLE1
00:02:55:32 00:02:55:42
00:02:55:42 00:02:55:49		DEAF1A		[MG]
00:02:55:49 00:02:56:03
00:02:56:03 00:02:56:12		$INDEX1*
00:02:56:12 00:02:56:20
00:02:56:20 00:02:56:25		CAN1		kann
00:02:56:25 00:02:56:38
00:02:56:38 00:02:57:00		DOUBLE1B
00:02:57:00 00:02:57:08
00:02:57:08 00:02:57:12		$NUM-ONE-TO-TEN1A:2		zwei
00:02:57:12 00:02:57:17
00:02:57:17 00:02:57:27		EURO1		euro
00:02:57:27 00:02:57:40
00:02:57:40 00:02:58:17		TO-OBTAIN1*
00:02:58:17 00:02:58:30
00:02:58:30 00:02:58:49	The regular wage is an euro.
00:02:58:49 00:02:59:04		USUAL1*		normal
00:02:59:04 00:02:59:12
00:02:59:12 00:02:59:19		ON-PERSON1
00:02:59:19 00:02:59:28
00:02:59:28 00:02:59:32		$NUM-ONE-TO-TEN1A:1		ein
00:02:59:32 00:02:59:36
00:02:59:36 00:02:59:47		EURO1		euro
00:02:59:47 00:03:00:05
00:03:00:05 00:03:00:06		$INDEX1
00:03:00:06 00:03:00:07
00:03:00:07 00:03:00:13	I don't have any prove, though. Somebody told it to me like this, but I think it's weird.
00:03:00:13 00:03:00:21		$ORAL^		aber
00:03:00:21 00:03:00:25		I1
00:03:00:25 00:03:00:32
00:03:00:32 00:03:00:35		$GEST-OFF^*
00:03:00:35 00:03:00:40
00:03:00:40 00:03:00:44		SELF1A*		selbst
00:03:00:44 00:03:01:01
00:03:01:01 00:03:01:07		EXAMPLE1^*		beleg
00:03:01:07 00:03:01:16
00:03:01:16 00:03:01:20		NONE7		[MG]
00:03:01:20 00:03:01:31
00:03:01:31 00:03:01:39		BUT1*		aber
00:03:01:39 00:03:02:00
00:03:02:00 00:03:02:12		RECENTLY1		[MG]
00:03:02:12 00:03:02:22
00:03:02:22 00:03:02:30		TO-SIGN1A
00:03:02:30 00:03:02:41
00:03:02:41 00:03:03:01		WEIRD1		[MG]
00:03:03:01 00:03:03:08
00:03:03:08 00:03:03:21		$GEST-OFF^*		[MG]
00:03:03:21 00:03:04:02
00:03:04:02 00:03:04:35					That is an awfully low payment.
00:03:04:35 00:03:04:47							LITTLE-BIT4	[MG]
00:03:04:47 00:03:05:04
00:03:05:04 00:03:05:12							VERY7	[MG]
00:03:05:12 00:03:05:21
00:03:05:21 00:03:05:24					Oh well, better than nothing at all.
00:03:05:24 00:03:05:36						$GEST-OFF^*		aber
00:03:05:36 00:03:06:04
00:03:06:04 00:03:06:05						BETTER2*		besser
00:03:06:05 00:03:06:11
00:03:06:11 00:03:06:22						NOTHING1B*		als nichts
00:03:06:22 00:03:06:27
00:03:06:27 00:03:07:02	You can earn some money with this one-euro job additionally to the unemployment benefits.
00:03:07:02 00:03:07:12		TO-WORK1*		arbeit
00:03:07:12 00:03:07:29
00:03:07:29 00:03:07:34		TO-WORK1*		arbeitslosengeld
00:03:07:34 00:03:07:39
00:03:07:39 00:03:07:45		$MORPH-LESS1*
00:03:07:45 00:03:08:16
00:03:08:16 00:03:08:24			TO-GIVE-MONEY2B^*
00:03:08:24 00:03:08:45
00:03:08:45 00:03:09:07		$NUM-ONE-TO-TEN1A:1d
00:03:09:07 00:03:09:12
00:03:09:12 00:03:09:15		EURO1*
00:03:09:15 00:03:09:20
00:03:09:20 00:03:09:23		$NUM-ONE-TO-TEN1A:1d		ein euro job
00:03:09:23 00:03:09:27
00:03:09:27 00:03:09:35		EURO1
00:03:09:35 00:03:09:43
00:03:09:43 00:03:10:00		JOB1A*
00:03:10:00 00:03:10:08
00:03:10:08 00:03:10:37		UPDATE1A^
00:03:10:37 00:03:10:44
00:03:10:44 00:03:10:45	That are around 160 euros per month.
00:03:10:45 00:03:11:10		$INDEX1*
00:03:11:10 00:03:11:16
00:03:11:16 00:03:11:18		$NUM-ONE-TO-TEN1A:1		hundertsechzig
00:03:11:18 00:03:11:23
00:03:11:23 00:03:11:30		$NUM-HUNDREDS1:1
00:03:11:30 00:03:11:38
00:03:11:38 00:03:11:41		$NUM-TENS2A:6d
00:03:11:41 00:03:11:43
00:03:11:43 00:03:12:01		EURO1		euro
00:03:12:01 00:03:12:10
00:03:12:10 00:03:12:22		MONTH1*		monat
00:03:12:22 00:03:12:27		MONTH1*			That is in addition to the unemployment benefits? Ah, okay.
00:03:12:27 00:03:12:32
00:03:12:32 00:03:12:38		APPROXIMATELY2^*
00:03:12:38 00:03:12:39
00:03:12:39 00:03:12:44						UPDATE1A^*
00:03:12:44 00:03:12:48	Yes, it is additionally to the unemployment benefits.
00:03:12:48 00:03:13:19		UPDATE1A^
00:03:13:19 00:03:13:33		UPDATE1A^
00:03:13:33 00:03:13:40
00:03:13:40 00:03:13:47							OKAY1A	[LM:ah] okay
00:03:13:47 00:03:14:18
00:03:14:18 00:03:14:29
00:03:14:29 00:03:14:39							OKAY1A*	okay
00:03:14:39 00:03:14:43	Oh well, it is better than nothing.
00:03:14:43 00:03:14:49		BETTER1*		besser
00:03:14:49 00:03:15:04
00:03:15:04 00:03:15:09		AS-OR-THAN3*		als
00:03:15:09 00:03:15:17
00:03:15:17 00:03:15:22		NOTHING1B*		nichts
00:03:15:22 00:03:15:26
00:03:15:26 00:03:15:38		$GEST-OFF^*
00:03:15:38 00:03:16:08
00:03:16:08 00:03:17:35
00:03:17:35 00:03:17:36					That's just the way it is.
00:03:17:36 00:03:17:46						LIKE-THIS1A*		[MG]
00:03:17:46 00:03:18:36									You could also talk about finances, about money, the stock exchange or other topics.
00:03:18:36 00:03:25:31
00:03:25:31 00:03:26:18
00:03:26:18 00:03:26:33	I don't know anything about the stock exchange.
00:03:26:33 00:03:27:05		STOCK-MARKET1*		börse
00:03:27:05 00:03:27:11
00:03:27:11 00:03:27:12		I1*
00:03:27:12 00:03:27:20
00:03:27:20 00:03:27:25		EXPERIENCE-OR-KNOWLEDGE6A*		erfahrung
00:03:27:25 00:03:27:35
00:03:27:35 00:03:28:00		NONE8*
00:03:28:00 00:03:28:24
00:03:28:24 00:03:29:08					Did you hear about the decreasing stock exchange a couple years back?
00:03:29:08 00:03:29:34							STOCK-MARKET1*	börse
00:03:29:34 00:03:30:00
00:03:30:00 00:03:30:09						BREAK-DOWN1A^*		[MG]
00:03:30:09 00:03:30:16	Right. No, I didn't hear about that.					BREAK-DOWN1A^*		[MG]
00:03:30:16 00:03:30:25
00:03:30:25 00:03:30:31		YOU1^*
00:03:30:31 00:03:30:36							EYE1^*
00:03:30:36 00:03:30:42
00:03:30:42 00:03:30:49							YOU1
00:03:30:49 00:03:31:00
00:03:31:00 00:03:31:13		$GEST-NM-SHAKE-HEAD1^		[MG]
00:03:31:13 00:03:31:33							PAST1^*
00:03:31:33 00:03:32:14
00:03:32:14 00:03:32:24
00:03:32:24 00:03:32:41					There was a stock market crash some time ago.
00:03:32:41 00:03:32:47							PAST1^
00:03:32:47 00:03:33:20
00:03:33:20 00:03:33:30							STOCK-MARKET1*	börsencrash
00:03:33:30 00:03:33:40
00:03:33:40 00:03:35:20						TO-MIX2^*
00:03:35:20 00:03:35:22
00:03:35:22 00:03:35:38					That was last year.
00:03:35:38 00:03:35:45							LAST5	letztes
00:03:35:45 00:03:36:05
00:03:36:05 00:03:36:21							YEAR2A	jahr
00:03:36:21 00:03:36:32
00:03:36:32 00:03:36:42						$GEST-OFF^*
00:03:36:42 00:03:36:47
00:03:36:47 00:03:37:19					You don't know about this?
00:03:37:19 00:03:37:25							$INDEX1*
00:03:37:25 00:03:37:37
00:03:37:37 00:03:37:44							TO-KNOW-STH-OR-SB1A*	[MG]
00:03:37:44 00:03:37:46	No, no.						TO-KNOW-STH-OR-SB1A*
00:03:37:46 00:03:38:04
00:03:38:04 00:03:38:05							YOU1
00:03:38:05 00:03:38:15		$GEST-NM-SHAKE-HEAD1^					YOU1
00:03:38:15 00:03:38:16
00:03:38:16 00:03:38:31					Maybe it's no concern of yours. It doesn't matter.	TO-LET1^*
00:03:38:31 00:03:38:40
00:03:38:40 00:03:39:12						CARELESS3A		[MG]
00:03:39:12 00:03:39:21
00:03:39:21 00:03:39:29	Oh dear!						OFF2^	[MG]
00:03:39:29 00:03:39:35
00:03:39:35 00:03:39:46		$GEST-OFF^*		[MG]
00:03:39:46 00:03:40:07
00:03:40:07 00:03:40:38	The stock exchange is not my strongest suit. I don't like it a lot and it doesn't fascinate me.
00:03:40:38 00:03:40:49		STOCK-MARKET1*		börse
00:03:40:49 00:03:41:13
00:03:41:13 00:03:41:23		NOT5*
00:03:41:23 00:03:41:27
00:03:41:27 00:03:41:34		MY1		meine
00:03:41:34 00:03:41:43
00:03:41:43 00:03:42:02		STRONG1A		stärke
00:03:42:02 00:03:42:10
00:03:42:10 00:03:42:15		NOT5*
00:03:42:15 00:03:42:29
00:03:42:29 00:03:42:38		TO-LIKE4		[MG]
00:03:42:38 00:03:42:43
00:03:42:43 00:03:43:10		$GEST-OFF^*		[MG]
00:03:43:10 00:03:43:16		$GEST-OFF^*		[MG]	Happens.
00:03:43:16 00:03:43:26						$GEST-OFF^*
00:03:43:26 00:03:43:30		TO-BE-CRAZY-ABOUT-STH1A		[MG]
00:03:43:30 00:03:43:31
00:03:43:31 00:03:43:36
00:03:43:36 00:03:43:43		NOT6*		nicht
00:03:43:43 00:03:43:48
00:03:43:48 00:03:44:11
00:03:44:11 00:03:44:37					I usually don't care for it either, but I have heard about that.
00:03:44:37 00:03:44:46							ACTUALLY1A*	eigentlich
00:03:44:46 00:03:45:04
00:03:45:04 00:03:45:09							ALSO3A	auch
00:03:45:09 00:03:45:18							NOT3A	nicht
00:03:45:18 00:03:45:36						$ORAL^		aber
00:03:45:36 00:03:45:49
00:03:45:49 00:03:46:02							I1
00:03:46:02 00:03:46:16
00:03:46:16 00:03:46:32						INFORMATION2B*		informationen
00:03:46:32 00:03:46:38
00:03:46:38 00:03:46:48						BEEN2		schon
00:03:46:48 00:03:47:04
00:03:47:04 00:03:47:12						PRESENT-OR-HERE1*		da
00:03:47:12 00:03:47:20
00:03:47:20 00:03:47:45					It started in America where they sold many buildings below their actual value.
00:03:47:45 00:03:48:00							WHERE-FROM1*	woher
00:03:48:00 00:03:48:10
00:03:48:10 00:03:48:18							$INDEX1*
00:03:48:18 00:03:48:27
00:03:48:27 00:03:48:41						AMERICA1*		amerika
00:03:48:41 00:03:48:47
00:03:48:47 00:03:49:10							$INDEX1*
00:03:49:10 00:03:49:39
00:03:49:39 00:03:50:22						HOUSE1A		häuser
00:03:50:22 00:03:50:35
00:03:50:35 00:03:50:38							$ALPHA1:I	immobilien
00:03:50:38 00:03:50:45
00:03:50:45 00:03:51:01						$GEST-OFF^*
00:03:51:01 00:03:51:28
00:03:51:28 00:03:51:37							COMMA1^
00:03:51:37 00:03:51:46
00:03:51:46 00:03:52:03						VALUE1B^*
00:03:52:03 00:03:52:16
00:03:52:16 00:03:52:22						TO-SELL1*		verkaufen
00:03:52:22 00:03:52:30
00:03:52:30 00:03:52:42					For instance in America, you can get money/
00:03:52:42 00:03:53:14						EXAMPLE1		beispiel
00:03:53:14 00:03:53:34
00:03:53:34 00:03:53:47							GERMAN1*
00:03:53:47 00:03:54:19
00:03:54:19 00:03:54:34						AMERICA1*		amerika
00:03:54:34 00:03:55:21
00:03:55:21 00:03:55:37						TO-OBTAIN1*		bekommen
00:03:55:37 00:03:56:09
00:03:56:09 00:03:56:21							ATTENTION1A^*
00:03:56:21 00:03:56:24					Imagine an American citizen wanting a loan of 100,000 dollars from their bank.		ATTENTION1A^*
00:03:56:24 00:03:56:40
00:03:56:40 00:03:56:48							TO-WISH1B	wünschen
00:03:56:48 00:03:57:08
00:03:57:08 00:03:57:16							MONEY1A*	geld
00:03:57:16 00:03:57:28
00:03:57:28 00:03:57:39						TO-BORROW1		leihen
00:03:57:39 00:03:58:14
00:03:58:14 00:03:58:22							$NUM-HUNDREDS1:1	hunderttausend
00:03:58:22 00:03:58:33
00:03:58:33 00:03:58:47							$NUM-THOUSANDS1:1
00:03:58:47 00:03:59:15
00:03:59:15 00:03:59:24						DOLLAR2		dollar
00:03:59:24 00:03:59:47
00:03:59:47 00:04:00:17					The bank then loans that person 110,000 dollars, even.
00:04:00:17 00:04:00:23						BANK1		bank
00:04:00:23 00:04:00:42
00:04:00:42 00:04:01:01							TO-LET1^*	[MG]
00:04:01:01 00:04:01:29
00:04:01:29 00:04:01:37							$NUM-HUNDREDS1:1	hundertzehntausend
00:04:01:37 00:04:02:09
00:04:02:09 00:04:02:12						$NUM-ONE-TO-TEN1A:10
00:04:02:12 00:04:02:24
00:04:02:24 00:04:02:35							$NUM-THOUSANDS1:1
00:04:02:35 00:04:03:00
00:04:03:00 00:04:03:04						DOLLAR2*		dollar
00:04:03:04 00:04:03:19
00:04:03:19 00:04:03:46						TO-GIVE2^*		[MG]
00:04:03:46 00:04:04:19
00:04:04:19 00:04:04:32					And they have to pay everything back.
00:04:04:32 00:04:04:45						$GEST-OFF^		[MG]
00:04:04:45 00:04:05:17
00:04:05:17 00:04:05:43							BACK1A*	zurück
00:04:05:43 00:04:06:12
00:04:06:12 00:04:06:24					It is different here in Germany: If you want a loan of 100,000 euros, you only receive 50,000 euros.
00:04:06:24 00:04:06:29							HERE1	deutschland
00:04:06:29 00:04:06:43
00:04:06:43 00:04:06:47							GERMAN1*
00:04:06:47 00:04:07:05
00:04:07:05 00:04:07:21						ALREADY1B*		schon
00:04:07:21 00:04:08:27
00:04:08:27 00:04:08:33							$NUM-HUNDREDS1:1	hunderttausend
00:04:08:33 00:04:08:44
00:04:08:44 00:04:09:05							$NUM-THOUSANDS1:1
00:04:09:05 00:04:09:24
00:04:09:24 00:04:09:44							EURO1	euro
00:04:09:44 00:04:10:11
00:04:10:11 00:04:10:18							BUT1	aber
00:04:10:18 00:04:10:35
00:04:10:35 00:04:10:43							YOU1	du
00:04:10:43 00:04:11:15
00:04:11:15 00:04:11:32							$NUM-TENS2A:5	fünfzigtausend
00:04:11:32 00:04:11:46
00:04:11:46 00:04:12:06							$NUM-HUNDREDS1:1
00:04:12:06 00:04:12:25
00:04:12:25 00:04:12:32							EURO1	euro
00:04:12:32 00:04:12:45
00:04:12:45 00:04:13:03						TO-OBTAIN1*		bekommen
00:04:13:03 00:04:13:16					You have to take responsibility for the other 50,000 euros, which means you share the risk with the bank for one half of the money.
00:04:13:16 00:04:13:26							ALL2A^*
00:04:13:26 00:04:13:41
00:04:13:41 00:04:14:02						REMAINS1B*		rest
00:04:14:02 00:04:14:08
00:04:14:08 00:04:14:17							$NUM-TENS2A:5*	fünfzigtausend
00:04:14:17 00:04:14:20
00:04:14:20 00:04:14:27							WEEK2^
00:04:14:27 00:04:14:48
00:04:14:48 00:04:15:08							RISK6	risiko
00:04:15:08 00:04:15:14
00:04:15:14 00:04:15:24							TO-BELONG1^
00:04:15:24 00:04:15:36
00:04:15:36 00:04:16:11							YOU1^*
00:04:16:11 00:04:16:24
00:04:16:24 00:04:16:28							MEANING1*	bedeutet
00:04:16:28 00:04:16:38
00:04:16:38 00:04:17:07						HALF1B*		halb halb
00:04:17:07 00:04:17:16
00:04:17:16 00:04:17:30							RISK6	risiko
00:04:17:30 00:04:17:35
00:04:17:35 00:04:17:37							$INDEX1*
00:04:17:37 00:04:17:38
00:04:17:38 00:04:18:03					The American banks handed out their money like “gifts”. They wanted everything back, though.
00:04:18:03 00:04:18:26						AMERICA1		amerika
00:04:18:26 00:04:18:40
00:04:18:40 00:04:18:46						BANK1		bank
00:04:18:46 00:04:19:20
00:04:19:20 00:04:19:34						TO-GIVE2^*		[MG]
00:04:19:34 00:04:20:08
00:04:20:08 00:04:20:11						LIKE6*		wie
00:04:20:11 00:04:20:17
00:04:20:17 00:04:20:23						TO-GIVE2^*		geschenke
00:04:20:23 00:04:20:35						$ORAL^		aber
00:04:20:35 00:04:21:10						COME-HERE3B*		geld zurück
00:04:21:10 00:04:21:26					All of a sudden, many people weren't able to pay off their loans anymore, and the banks were in financial distress.
00:04:21:26 00:04:21:33						SUDDENLY4		[MG]
00:04:21:33 00:04:21:45
00:04:21:45 00:04:21:46							$INDEX1*
00:04:21:46 00:04:22:11
00:04:22:11 00:04:22:16							MUCH-OR-MANY1A	viele
00:04:22:16 00:04:22:20
00:04:22:20 00:04:22:31							PEOPLE2*	leute
00:04:22:31 00:04:22:40
00:04:22:40 00:04:23:07						TO-PAY1*
00:04:23:07 00:04:23:12
00:04:23:12 00:04:23:49							CAN1*	kann nicht kann nicht
00:04:23:49 00:04:24:30
00:04:24:30 00:04:24:36						BANK1		bank
00:04:24:36 00:04:25:03
00:04:25:03 00:04:25:40						$PROD*		[MG]
00:04:25:40 00:04:25:48
00:04:25:48 00:04:26:02					Many properties were sold with a drop in their price.
00:04:26:02 00:04:26:04							$INDEX1
00:04:26:04 00:04:26:16
00:04:26:16 00:04:26:25							MUCH-OR-MANY1A	viel
00:04:26:25 00:04:26:30
00:04:26:30 00:04:26:40							$ALPHA1:I	immobilienhäuser
00:04:26:40 00:04:27:01
00:04:27:01 00:04:27:21						HOUSE1A^
00:04:27:21 00:04:27:29
00:04:27:29 00:04:27:45						TO-SELL1*
00:04:27:45 00:04:28:13
00:04:28:13 00:04:28:39						BAD-OR-STALE2A^*		verlust
00:04:28:39 00:04:28:43
00:04:28:43 00:04:28:46					Following that, one bank after another came into distress.
00:04:28:46 00:04:29:21						$GEST-OFF^
00:04:29:21 00:04:29:43
00:04:29:43 00:04:30:06						$PROD*		[MG]
00:04:30:06 00:04:30:13
00:04:30:13 00:04:30:15					This set off a chain reaction, which in turn caused for other banks in the world to collapse.
00:04:30:15 00:04:30:35						CHAIN1		kette
00:04:30:35 00:04:30:41
00:04:30:41 00:04:31:21						TO-SPREAD2^*		[MG]
00:04:31:21 00:04:31:37
00:04:31:37 00:04:32:13						TO-CHANGE6^*
00:04:32:13 00:04:32:27
00:04:32:27 00:04:32:37						WORLD1		welt
00:04:32:37 00:04:32:45
00:04:32:45 00:04:33:26						TO-SPREAD3^*		[MG]
00:04:33:26 00:04:33:33
00:04:33:33 00:04:34:21						BREAK-DOWN1A^*		[MG]
00:04:34:21 00:04:36:16
00:04:36:16 00:04:36:20	I hope, my savings won’t minimize themselves.				Yes, exactly.
00:04:36:20 00:04:36:26						$GEST-OFF^*		[MG]
00:04:36:26 00:04:36:31		TO-HOPE2A*		hoffen
00:04:36:31 00:04:36:37
00:04:36:37 00:04:36:43		MY1		mein
00:04:36:43 00:04:37:01
00:04:37:01 00:04:37:03		MONEY1A		geld
00:04:37:03 00:04:37:04		MONEY1A		geld
00:04:37:04 00:04:37:11
00:04:37:11 00:04:37:14		GOOD1		gut
00:04:37:14 00:04:37:23
00:04:37:23 00:04:37:25		TO-LIVE1C*
00:04:37:25 00:04:37:29
00:04:37:29 00:04:37:35		OVER-OR-ABOUT1		überleben
00:04:37:35 00:04:37:37
00:04:37:37 00:04:37:49		TO-LIVE1C*
00:04:37:49 00:04:38:07
00:04:38:07 00:04:38:09	I am not very sure of it.
00:04:38:09 00:04:38:20		APPROXIMATELY1^
00:04:38:20 00:04:38:39
00:04:38:39 00:04:39:13
00:04:39:13 00:04:39:27					Just imagine, that the banks would take off with your savings.
00:04:39:27 00:04:39:41							IMAGINATION1A	vorstellen
00:04:39:41 00:04:40:01
00:04:40:01 00:04:40:21						BANK1*
00:04:40:21 00:04:40:49
00:04:40:49 00:04:41:05							YOUR1	dein
00:04:41:05 00:04:41:17
00:04:41:17 00:04:41:27						TO-OPEN-BOOK1^		sparbuch
00:04:41:27 00:04:41:39
00:04:41:39 00:04:41:48						GONE-TO-VANISH3		weg
00:04:41:48 00:04:42:27
00:04:42:27 00:04:43:24
00:04:43:24 00:04:44:00					You have to trust the banks. That's how it is.
00:04:44:00 00:04:44:02							YOU1*
00:04:44:02 00:04:44:14
00:04:44:14 00:04:44:22						TRUST1		vertrauen
00:04:44:22 00:04:44:37
00:04:44:37 00:04:44:44							ON-PERSON1*	auf
00:04:44:44 00:04:45:05
00:04:45:05 00:04:45:12						BANK1		bank
00:04:45:12 00:04:45:19
00:04:45:19 00:04:45:24						$GEST-OFF^		[MG]
00:04:45:24 00:04:45:46
00:04:45:46 00:04:46:08
00:04:46:08 00:04:46:49	True.	$GEST-NM-NOD-HEAD1^		stimmt
00:04:46:49 00:04:47:08	I heard that banks could loan money from other banks once they run out of money.
00:04:47:08 00:04:47:16		$ORAL^		aber
00:04:47:16 00:04:47:25
00:04:47:25 00:04:47:30		EXPERIENCE-OR-KNOWLEDGE1B*		erfahrung
00:04:47:30 00:04:48:02
00:04:48:02 00:04:48:03		BANK1*		bank
00:04:48:03 00:04:48:11
00:04:48:11 00:04:48:25		MONEY1A^
00:04:48:25 00:04:48:34
00:04:48:34 00:04:49:06		TO-BE-IN-THE-HOT-SEAT2*		[MG]
00:04:49:06 00:04:49:23
00:04:49:23 00:04:50:25		TO-BORROW1*		leihen leihen leihen
00:04:50:25 00:04:50:39
00:04:50:39 00:04:50:46	Yes, that's true.
00:04:50:46 00:04:51:05			RIGHT-OR-AGREED1A	stimmt
00:04:51:05 00:04:51:19
00:04:51:19 00:04:51:44					My father used to get his wage in an envelope.
00:04:51:44 00:04:52:08							PAST-OR-BACK-THEN1	früher
00:04:52:08 00:04:52:14							I2*	mein
00:04:52:14 00:04:52:30
00:04:52:30 00:04:53:02							FATHER1	vater
00:04:53:02 00:04:53:45
00:04:53:45 00:04:54:07							WAGE1	lohn
00:04:54:07 00:04:54:27
00:04:54:27 00:04:54:46						TO-PUT-IN2^*		brief
00:04:54:46 00:04:55:27							TO-GIVE-HOLD-ON-TO1A^
00:04:55:27 00:04:56:03
00:04:56:03 00:04:56:19					The bank wasn't even involved.
00:04:56:19 00:04:56:25						BANK1		bank
00:04:56:25 00:04:56:35
00:04:56:35 00:04:57:03						$GEST-OFF^		[MG]
00:04:57:03 00:04:57:12
00:04:57:12 00:04:57:25	So he got an envelope that contained the bills?	$INDEX1*			Yes, you used to get an envelope which contained your wage.
00:04:57:25 00:04:57:39						LETTER-MAIL1A		brief
00:04:57:39 00:04:57:43
00:04:57:43 00:04:58:04
00:04:58:04 00:04:58:10		LETTER-MAIL1B		brief
00:04:58:10 00:04:58:14
00:04:58:14 00:04:58:15							WAGE1	lohn
00:04:58:15 00:04:58:16		MONEY1A		geld
00:04:58:16 00:04:58:24
00:04:58:24 00:04:58:25
00:04:58:25 00:04:58:42		$PROD*
00:04:58:42 00:04:59:00						TO-PUT-IN2^
00:04:59:00 00:04:59:14
00:04:59:14 00:04:59:16
00:04:59:16 00:04:59:21	That's interesting.
00:04:59:21 00:04:59:30		INTEREST1A		interessant
00:04:59:30 00:04:59:38		INTEREST1A		interessant			TO-GIVE-HOLD-ON-TO1A^
00:04:59:38 00:04:59:46							TO-GIVE-HOLD-ON-TO1A^
00:04:59:46 00:05:00:06
00:05:00:06 00:05:00:19	So cash, basically.				Yes, in Deutscher Mark.
00:05:00:19 00:05:00:26		TO-PAY-CASH3		bargeld
00:05:00:26 00:05:00:29
00:05:00:29 00:05:00:30							$ALPHA1:D	d-m
00:05:00:30 00:05:00:34
00:05:00:34 00:05:00:38		MONEY1A
00:05:00:38 00:05:00:40		MONEY1A				GERMAN-MARK1
00:05:00:40 00:05:00:47						GERMAN-MARK1
00:05:00:47 00:05:01:07
00:05:01:07 00:05:01:17						$GEST-OFF^*
00:05:01:17 00:05:01:18
00:05:01:18 00:05:01:29					It was enough and the envelopes were handed out until there were none left.
00:05:01:29 00:05:01:35							ENOUGH1*	genug
00:05:01:35 00:05:01:42
00:05:01:42 00:05:01:47							OFF2^
00:05:01:47 00:05:02:04
00:05:02:04 00:05:02:25						TO-DISTRIBUTE2^*
00:05:02:25 00:05:02:35
00:05:02:35 00:05:02:46						FINISHED-EMPTY3^		[MG]
00:05:02:46 00:05:03:03
00:05:03:03 00:05:03:06					The following month, the money was once again handed to you in an envelope.
00:05:03:06 00:05:03:19							NEXT1	nächsten
00:05:03:19 00:05:03:30
00:05:03:30 00:05:03:38							TOGETHER3A^	monat
00:05:03:38 00:05:03:47						TO-PUT-IN2^		monat
00:05:03:47 00:05:04:13
00:05:04:13 00:05:04:46						TO-DISTRIBUTE3^*
00:05:04:46 00:05:05:03						$GEST-OFF^*
00:05:05:03 00:05:05:14					It worked out well that way.
00:05:05:14 00:05:05:19							GOOD1*	[MG]
00:05:05:19 00:05:05:27
00:05:05:27 00:05:05:35						$GEST-OFF^
00:05:05:35 00:05:06:04					There are experts at the banks these days who think of ways to increase the profits.
00:05:06:04 00:05:06:09							NOW1	jetzt
00:05:06:09 00:05:06:30
00:05:06:30 00:05:06:35							SKILFUL1A^	[MG]
00:05:06:35 00:05:06:48
00:05:06:48 00:05:07:20						INCREASE2^*
00:05:07:20 00:05:07:43
00:05:07:43 00:05:08:03						BANK1		bank
00:05:08:03 00:05:08:09
00:05:08:09 00:05:08:16						LIKE7A		wie
00:05:08:16 00:05:08:37
00:05:08:37 00:05:08:47						PRESENT-OR-HERE1*		da
00:05:08:47 00:05:09:02
00:05:09:02 00:05:09:04						$GEST-OFF^*
00:05:09:04 00:05:09:13					They used to have that before, but now it happens on a bigger scale, and the banks accumulate more and more money.
00:05:09:13 00:05:09:25							BEFOREHAND1*	schon vorher
00:05:09:25 00:05:09:36
00:05:09:36 00:05:09:47							OFF2^*	schon aber
00:05:09:47 00:05:10:23
00:05:10:23 00:05:10:42						TO-PROMOTE1A^
00:05:10:42 00:05:11:31						$GEST-COME-HERE-OR-GIVE-IT-TO-ME1B^*
00:05:11:31 00:05:11:47					If you don't know what to do with your money, you should just bank it.
00:05:11:47 00:05:12:15						$PROD*		wohin
00:05:12:15 00:05:12:25
00:05:12:25 00:05:12:33							OFF2^*
00:05:12:33 00:05:12:43
00:05:12:43 00:05:13:01						COMPULSION1		gezwungen
00:05:13:01 00:05:13:22
00:05:13:22 00:05:13:27						BANK1*		bank
00:05:13:27 00:05:13:39
00:05:13:39 00:05:14:16							TO-GIVE-MONEY2A^*	sparbuch sparbuch
00:05:14:16 00:05:14:26
00:05:14:26 00:05:15:12							TO-GIVE-HOLD-ON-TO1A^*
00:05:15:12 00:05:15:25
00:05:15:25 00:05:15:27					Well, what else shall I do with my money?
00:05:15:27 00:05:15:42						$GEST-OFF^*		[MG]
00:05:15:42 00:05:15:47
00:05:15:47 00:05:15:49							I1^*	was
00:05:15:49 00:05:16:04
00:05:16:04 00:05:16:08							MONEY1A^*	soll machen
00:05:16:08 00:05:16:14
00:05:16:14 00:05:16:22						LIKE-THIS1A*
00:05:16:22 00:05:16:28
00:05:16:28 00:05:16:36					If you haven't used up all of your money by the end of the month, there is nothing else to do but to put it in a savings account.
00:05:16:36 00:05:16:46							TO-DECREASE5A^*	[MG]
00:05:16:46 00:05:17:06
00:05:17:06 00:05:17:23						CAN1^*		[MG]
00:05:17:23 00:05:17:40
00:05:17:40 00:05:17:48							TO-GIVE-MONEY2A^*
00:05:17:48 00:05:18:01
00:05:18:01 00:05:18:11					The wages used to be a pittance but that has changed.
00:05:18:11 00:05:18:28							PAST-OR-BACK-THEN1	früher
00:05:18:28 00:05:18:44
00:05:18:44 00:05:19:01							HUNGER3	hungerlohn
00:05:19:01 00:05:19:08
00:05:19:08 00:05:19:17							WAGE1
00:05:19:17 00:05:19:28
00:05:19:28 00:05:19:32							TODAY1	heute
00:05:19:32 00:05:19:37
00:05:19:37 00:05:19:45							NOT-ANYMORE1B*	nicht mehr
00:05:19:45 00:05:20:18
00:05:20:18 00:05:20:22							HUNGER3	hungerlohn
00:05:20:22 00:05:20:29
00:05:20:29 00:05:20:40							WAGE1
00:05:20:40 00:05:21:00
00:05:21:00 00:05:21:14					It can be seen as a form of luxury if you are able to save up money. Part of that money can be spend on a vacation. So, that‘s gone then.
00:05:21:14 00:05:21:18							TO-GIVE-MONEY2A^*
00:05:21:18 00:05:21:31
00:05:21:31 00:05:22:03							LUXURY1B*	luxus
00:05:22:03 00:05:22:06
00:05:22:06 00:05:22:16						EXAMPLE1		beispiel
00:05:22:16 00:05:22:47
00:05:22:47 00:05:23:11							$NUM-ORDINAL1:1d	[MG]
00:05:23:11 00:05:23:22
00:05:23:22 00:05:23:31						PART1A		teil
00:05:23:31 00:05:23:45
00:05:23:45 00:05:24:14							$INDEX1*
00:05:24:14 00:05:24:38
00:05:24:38 00:05:25:03							VACATION2	urlaub
00:05:25:03 00:05:25:49
00:05:25:49 00:05:26:12							TO-THROW1^*	[MG]
00:05:26:12 00:05:26:36
00:05:26:36 00:05:27:20					The food is way cheaper today, too.
00:05:27:20 00:05:27:28							CHEAP1	bi{llig}
00:05:27:28 00:05:27:37
00:05:27:37 00:05:28:00							TO-EAT-OR-FOOD2	essen
00:05:28:00 00:05:28:14
00:05:28:14 00:05:29:08						TO-DECREASE3A*		[MG]
00:05:29:08 00:05:29:26
00:05:29:26 00:05:30:29
00:05:30:29 00:05:30:49	You just said that the wages were handed out in envelopes. That was good.
00:05:30:49 00:05:31:00		YOU1*
00:05:31:00 00:05:31:13
00:05:31:13 00:05:31:18		TO-SAY1		sagen
00:05:31:18 00:05:32:36
00:05:32:36 00:05:32:45		LETTER-MAIL1B		brief
00:05:32:45 00:05:33:05
00:05:33:05 00:05:33:11		WAGE1*		lohn
00:05:33:11 00:05:33:18
00:05:33:18 00:05:33:38		$PROD*
00:05:33:38 00:05:33:48
00:05:33:48 00:05:34:21			TO-GIVE-MONEY2A*
00:05:34:21 00:05:34:24		GOOD1*		[MG]
00:05:34:24 00:05:35:14		TO-GIVE-MONEY2A*
00:05:35:14 00:05:35:25	That way the state didn't know how much money you've saved up.
00:05:35:25 00:05:35:26		$INDEX1*
00:05:35:26 00:05:35:36
00:05:35:36 00:05:35:37		I1
00:05:35:37 00:05:36:10
00:05:36:10 00:05:36:22		TO-EXPAND1C^*
00:05:36:22 00:05:36:28
00:05:36:28 00:05:36:32		MONEY1A		wie viel
00:05:36:32 00:05:36:46
00:05:36:46 00:05:37:05		TO-EXPAND1C^*
00:05:37:05 00:05:37:15
00:05:37:15 00:05:37:17		ABOVE1^
00:05:37:17 00:05:37:32
00:05:37:32 00:05:37:39		STATE1A		staat
00:05:37:39 00:05:38:00
00:05:38:00 00:05:38:17		TO-SEE1
00:05:38:17 00:05:38:28
00:05:38:28 00:05:39:02		DONT-KNOW1		weiß ni{cht}
00:05:39:02 00:05:39:12
00:05:39:12 00:05:39:24		$GEST-OFF^*
00:05:39:24 00:05:39:25
00:05:39:25 00:05:39:40	A bank could give them these information.
00:05:39:40 00:05:39:46		BANK1		bank
00:05:39:46 00:05:39:48
00:05:39:48 00:05:39:49		$INDEX1*
00:05:39:49 00:05:40:04
00:05:40:04 00:05:40:05		CAN1*		kann
00:05:40:05 00:05:40:20
00:05:40:20 00:05:40:27		TO-BETRAY1A*		verraten
00:05:40:27 00:05:40:36
00:05:40:36 00:05:40:49		$INDEX1*
00:05:40:49 00:05:41:10
00:05:41:10 00:05:41:24		$GEST-OFF^*		[MG]
00:05:41:24 00:05:41:43
00:05:41:43 00:05:42:10					Good question. I don't know how that worked.
00:05:42:10 00:05:42:11							GOOD1*	gute
00:05:42:11 00:05:42:25
00:05:42:25 00:05:42:34							QUESTION1	frage
00:05:42:34 00:05:42:49
00:05:42:49 00:05:43:02							I1
00:05:43:02 00:05:43:15
00:05:43:15 00:05:43:25						HOW-QUESTION-COMPARISON1*		weiß nicht wie
00:05:43:25 00:05:43:28
00:05:43:28 00:05:43:32					I can ask again.
00:05:43:32 00:05:43:34							I1
00:05:43:34 00:05:43:41
00:05:43:41 00:05:43:46							CAN1	kann
00:05:43:46 00:05:44:01
00:05:44:01 00:05:44:08							ONCE-AGAIN2B	noch mal
00:05:44:08 00:05:44:15
00:05:44:15 00:05:44:17							QUESTION1*	fragen
00:05:44:17 00:05:44:21
00:05:44:21 00:05:44:38					My dad got his wage in an envelope until after the second world war had ended. Afterwards they changed it.
00:05:44:38 00:05:44:44							BUT1*	aber
00:05:44:44 00:05:45:03
00:05:45:03 00:05:45:21							$NUM-ORDINAL1:2	zweiter weltkrieg
00:05:45:21 00:05:45:43
00:05:45:43 00:05:46:12						WAR1A
00:05:46:12 00:05:46:24
00:05:46:24 00:05:46:30							OVER1*	vorbei
00:05:46:30 00:05:46:39
00:05:46:39 00:05:46:47	Yes, in that time in between.
00:05:46:47 00:05:46:48							SOON1^*
00:05:46:48 00:05:47:03			$GEST-OFF^*	ja
00:05:47:03 00:05:47:15
00:05:47:15 00:05:47:22			BEFORE1E^*
00:05:47:22 00:05:47:32
00:05:47:32 00:05:47:41						$GEST-OFF^		[MG]
00:05:47:41 00:05:47:45						$GEST-OFF^		[MG]
00:05:47:45 00:05:48:00
00:05:48:00 00:05:48:05			RIGHT-OR-AGREED1A*
00:05:48:05 00:05:48:11
00:05:48:11 00:05:48:15						TO-FOLD-OUT-PAGE1^*		brief
00:05:48:15 00:05:48:18						TO-FOLD-OUT-PAGE1^*		brief
00:05:48:18 00:05:48:25
00:05:48:25 00:05:48:44							TO-GIVE-HOLD-ON-TO1A^*	später
00:05:48:44 00:05:49:12	Right.	$GEST-NM-NOD-HEAD1^		stimmt			TO-GIVE-HOLD-ON-TO1A^*	später
00:05:49:12 00:05:49:31
00:05:49:31 00:05:50:05						TO-CHANGE1A^		[MG]
00:05:50:05 00:05:50:21	Yes, maybe now they have a stricter regulation. Oh well.
00:05:50:21 00:05:50:22		NOW1*		jetzt
00:05:50:22 00:05:50:30						$GEST-OFF^		[MG]
00:05:50:30 00:05:50:31		MORE1		mehr		$GEST-OFF^		[MG]
00:05:50:31 00:05:50:33		MORE1		mehr
00:05:50:33 00:05:50:43
00:05:50:43 00:05:51:07		SHARP1A		scharf scharf
00:05:51:07 00:05:51:16		SHARP1A		scharf scharf	Yes.	$GEST-NM-NOD-HEAD1^		ja
00:05:51:16 00:05:51:34					Yes.	$GEST-NM-NOD-HEAD1^		ja
00:05:51:34 00:05:51:39		OFF2^*			Just for that reason.
00:05:51:39 00:05:51:42
00:05:51:42 00:05:52:02						THEREFORE1*		darum
00:05:52:02 00:05:52:06
00:05:52:06 00:05:52:28
00:05:52:28 00:05:53:36
00:05:53:36 00:06:07:34									What kind of assets do you have now? Do you have a savings account which pays interest on your money? Do you invest in stocks, have a fund or something similar? What do you guys have?
00:06:07:34 00:06:08:23
00:06:08:23 00:06:08:41					I have my money in a savings account, yes.
00:06:08:41 00:06:09:05						TO-OPEN-BOOK1^		sparbuch
00:06:09:05 00:06:09:22
00:06:09:22 00:06:09:40							TO-GIVE-MONEY2A^*	[MG]
00:06:09:40 00:06:10:05
00:06:10:05 00:06:10:14						$GEST-OFF^*
00:06:10:14 00:06:10:35
00:06:10:35 00:06:10:39	Yes, my money is in a savings account.				The interest vary.
00:06:10:39 00:06:10:49		EQUAL8*		dasselbe
00:06:10:49 00:06:11:08
00:06:11:08 00:06:11:13						ZIGZAG-CURVE1A^*		[MG]
00:06:11:13 00:06:11:19		TO-OPEN-BOOK1^		sparbuch
00:06:11:19 00:06:11:27
00:06:11:27 00:06:11:38		TO-COLLECT1^*
00:06:11:38 00:06:11:45
00:06:11:45 00:06:12:17
00:06:12:17 00:06:13:07
00:06:13:07 00:06:13:22	Also/
00:06:13:22 00:06:13:28		ALSO3A*		auch
00:06:13:28 00:06:13:38
00:06:13:38 00:06:13:48		$NAME		#name1
00:06:13:48 00:06:14:38
00:06:14:38 00:06:15:20
00:06:15:20 00:06:15:30					I bought shares and invested my money that way, too.
00:06:15:30 00:06:15:32							ALSO3A	auch
00:06:15:32 00:06:15:37
00:06:15:37 00:06:15:38							I1*
00:06:15:38 00:06:16:06
00:06:16:06 00:06:16:33						ZIGZAG-CURVE1A^*		aktien
00:06:16:33 00:06:16:49
00:06:16:49 00:06:17:12							TO-GIVE-MONEY2A^*	[MG]
00:06:17:12 00:06:17:45
00:06:17:45 00:06:18:16					I watch the stock changes and compare them.
00:06:18:16 00:06:18:24							TO-LOOK1*	[MG]
00:06:18:24 00:06:18:30
00:06:18:30 00:06:19:02						COMPARISON1A^*		[MG]
00:06:19:02 00:06:19:07
00:06:19:07 00:06:19:11					If one gets to risky, I pull my money back and choose another one.
00:06:19:11 00:06:19:20							$INDEX1*
00:06:19:20 00:06:19:27
00:06:19:27 00:06:19:36							RISK6	risiko
00:06:19:36 00:06:19:42
00:06:19:42 00:06:20:05							NO1B^*	[MG]
00:06:20:05 00:06:20:17
00:06:20:17 00:06:20:43						$INDEX1*		[MG]
00:06:20:43 00:06:21:13
00:06:21:13 00:06:21:32					One can check that with ones online banking. I run and administer everything there.
00:06:21:32 00:06:21:42							TO-LOOK1*	schauen
00:06:21:42 00:06:22:14
00:06:22:14 00:06:22:25						INTERNET1A*		internet-bank
00:06:22:25 00:06:22:45
00:06:22:45 00:06:23:12						BANK1^*
00:06:23:12 00:06:23:28
00:06:23:28 00:06:24:09						MANY-THINGS-RELATED1*		[MG]
00:06:24:09 00:06:24:16
00:06:24:16 00:06:24:32						COMPARISON1A^		[MG]
00:06:24:32 00:06:25:10
00:06:25:10 00:06:26:27
00:06:26:27 00:06:26:44	I remember that an increased number of insurance salesmen came to visit me after the fall of the Berlin wall.
00:06:26:44 00:06:26:47		I1		ich
00:06:26:47 00:06:27:07
00:06:27:07 00:06:27:10		TO-KNOW-OR-KNOWLEDGE2B*		weiß
00:06:27:10 00:06:27:22
00:06:27:22 00:06:27:46		PAST-OR-BACK-THEN1		früher
00:06:27:46 00:06:28:08
00:06:28:08 00:06:28:13		I1
00:06:28:13 00:06:28:45
00:06:28:45 00:06:29:16		LAST4^*		damals
00:06:29:16 00:06:29:43
00:06:29:43 00:06:30:18		WALL3*		mauerfall
00:06:30:18 00:06:30:35		FALL-OF-THE-BERLIN-WALL1		mauerfall
00:06:30:35 00:06:31:12
00:06:31:12 00:06:31:27		MORE3		mehr mehr
00:06:31:27 00:06:31:43
00:06:31:43 00:06:32:06		INSURANCE2*		versicherungsvertreter
00:06:32:06 00:06:32:13
00:06:32:13 00:06:32:21		SUBSTITUTE2A
00:06:32:21 00:06:32:37
00:06:32:37 00:06:32:47		I1^
00:06:32:47 00:06:33:26		TO-VISIT-OR-TO-ATTEND1B*
00:06:33:26 00:06:33:27
00:06:33:27 00:06:33:39	They recommended many things.
00:06:33:39 00:06:34:10		TO-RECOMMEND1A*		empfehlen empfehlen
00:06:34:10 00:06:34:29		$GEST^
00:06:34:29 00:06:34:37			MUCH-OR-MANY1A^*
00:06:34:37 00:06:34:41
00:06:34:41 00:06:35:00	I didn't know anything about it from my time in the GDR.
00:06:35:00 00:06:35:15		I1		aber ich
00:06:35:15 00:06:35:25
00:06:35:25 00:06:35:31		PAST-OR-BACK-THEN1*		früher
00:06:35:31 00:06:35:38
00:06:35:38 00:06:36:02		$ALPHA1:D-R*		d-d-r
00:06:36:02 00:06:36:16
00:06:36:16 00:06:36:28		TO-KNOW-STH-OR-SB1B*		kennen nicht
00:06:36:28 00:06:36:31
00:06:36:31 00:06:36:45		NOT1
00:06:36:45 00:06:36:47
00:06:36:47 00:06:37:16	We didn't have anything like that.
00:06:37:16 00:06:37:40		EMPTY1^
00:06:37:40 00:06:37:43
00:06:37:43 00:06:37:46	Everything was new to me and one thing seemed to top off the other. I was very unsure and confused.
00:06:37:46 00:06:38:00			COMMA1^*
00:06:38:00 00:06:38:03
00:06:38:03 00:06:38:20		NEW1A^*
00:06:38:20 00:06:38:29
00:06:38:29 00:06:38:37		GOOD5A^*
00:06:38:37 00:06:38:48
00:06:38:48 00:06:39:00		I2*
00:06:39:00 00:06:39:07
00:06:39:07 00:06:40:07		OR3^*
00:06:40:07 00:06:40:13
00:06:40:13 00:06:40:21	I was recommended a life insurance with an insurance period of 21 years which I signed, though I hesitated at first.
00:06:40:21 00:06:40:22		$INDEX1*
00:06:40:22 00:06:40:38
00:06:40:38 00:06:40:44		TO-LIVE1C		lebensversicherung
00:06:40:44 00:06:41:02
00:06:41:02 00:06:41:12		INSURANCE2*
00:06:41:12 00:06:41:30
00:06:41:30 00:06:41:37		GOOD1*		[MG]
00:06:41:37 00:06:42:02
00:06:42:02 00:06:42:09		TO-PERCEIVE-EAR1^*
00:06:42:09 00:06:42:26
00:06:42:26 00:06:42:33		OKAY1A		okay
00:06:42:33 00:06:42:40
00:06:42:40 00:06:42:41		I2
00:06:42:41 00:06:43:04
00:06:43:04 00:06:43:21		TO-SIGN-A-FORM1A
00:06:43:21 00:06:43:32
00:06:43:32 00:06:43:33		$NUM-ONE-TO-TEN1A:1d		einundzwanzig
00:06:43:33 00:06:43:39
00:06:43:39 00:06:43:47		$NUM-TENS2A:2d
00:06:43:47 00:06:44:08
00:06:44:08 00:06:44:31		YEAR2A		jahre
00:06:44:31 00:06:44:43
00:06:44:43 00:06:45:03		INSURANCE2*		versicherung
00:06:45:03 00:06:45:11
00:06:45:11 00:06:45:25		MEASURE-SAGITTAL2B^*
00:06:45:25 00:06:45:26
00:06:45:26 00:06:45:33	I would get that money later in addition to my pension.
00:06:45:33 00:06:45:35		LATER3*		später
00:06:45:35 00:06:45:47
00:06:45:47 00:06:46:13		PENSION1*		rente
00:06:46:13 00:06:46:29
00:06:46:29 00:06:47:05		TO-TOP-UP1B
00:06:47:05 00:06:47:08
00:06:47:08 00:06:47:17	I agreed and some time passed.
00:06:47:17 00:06:47:18		I1
00:06:47:18 00:06:47:24
00:06:47:24 00:06:47:29		OKAY1A*		okay
00:06:47:29 00:06:47:35
00:06:47:35 00:06:47:40		$GEST-DECLINE1^		[MG]
00:06:47:40 00:06:48:41		TO-WIND1^
00:06:48:41 00:06:49:06		$GEST-OFF^
00:06:49:06 00:06:49:17	I canceled the insurance after seven years and I got my money back.
00:06:49:17 00:06:49:31		MAYBE1		vielleicht
00:06:49:31 00:06:50:01
00:06:50:01 00:06:50:16		YEAR1B*		sieben jahre
00:06:50:16 00:06:50:33
00:06:50:33 00:06:50:48		TERMINATION1		[MG]
00:06:50:48 00:06:51:09
00:06:51:09 00:06:51:21		MONEY1A		geld
00:06:51:21 00:06:51:24
00:06:51:24 00:06:51:45		BACK1A		zurück
00:06:51:45 00:06:52:12	Even though I wasn't getting my whole money back, I invested in another asset and was done with it.
00:06:52:12 00:06:52:19		UPDATE1A^*
00:06:52:19 00:06:52:43
00:06:52:43 00:06:53:00		LOSS2		verlust
00:06:53:00 00:06:53:13
00:06:53:13 00:06:53:16		YES1A		ja
00:06:53:16 00:06:53:38
00:06:53:38 00:06:53:44		DIFFERENT1		andere
00:06:53:44 00:06:54:02
00:06:54:02 00:06:54:35			TO-GIVE-MONEY2A^*	anlage
00:06:54:35 00:06:54:49
00:06:54:49 00:06:55:13			NO3B^*
00:06:55:13 00:06:55:26		$GEST-OFF^*
00:06:55:26 00:06:55:30
00:06:55:30 00:06:55:43	I put my money in a certificate of deposit which is similar to a savings account. It pays more interests than my life insurances which payed almost no interests.
00:06:55:43 00:06:55:48		$GEST-OFF^*		wie
00:06:55:48 00:06:56:08
00:06:56:08 00:06:56:16		TO-SAVE2*		sparbuch
00:06:56:16 00:06:56:22
00:06:56:22 00:06:56:29		BOOK1B
00:06:56:29 00:06:56:35
00:06:56:35 00:06:56:47		$GEST-OFF^*		aber wie
00:06:56:47 00:06:57:06
00:06:57:06 00:06:57:14		TO-SAVE2*		sparbrief
00:06:57:14 00:06:57:26
00:06:57:26 00:06:57:32		LETTER-MAIL1B
00:06:57:32 00:06:58:00
00:06:58:00 00:06:58:12		TO-THROW1^*
00:06:58:12 00:06:58:25
00:06:58:25 00:06:58:33		TO-LET2A^*
00:06:58:33 00:06:58:45
00:06:58:45 00:06:59:00		BETTER1*		besser
00:06:59:00 00:06:59:05
00:06:59:05 00:06:59:13		$INDEX1*
00:06:59:13 00:06:59:28
00:06:59:28 00:06:59:30		$INDEX1*
00:06:59:30 00:06:59:41
00:06:59:41 00:06:59:49		TO-LIVE1C*		lebensversicherung
00:06:59:49 00:07:00:06
00:07:00:06 00:07:00:15		INSURANCE1*
00:07:00:15 00:07:00:24
00:07:00:24 00:07:00:30		$INDEX1*
00:07:00:30 00:07:00:38
00:07:00:38 00:07:00:44		ALMOST2		fast
00:07:00:44 00:07:01:05
00:07:01:05 00:07:01:13		NOTHING1B		nichts
00:07:01:13 00:07:01:26
00:07:01:26 00:07:01:37		OFF2^*
00:07:01:37 00:07:02:04
00:07:02:04 00:07:02:17	It was just new to me. That's the way it was.
00:07:02:17 00:07:02:19			I2^
00:07:02:19 00:07:02:24
00:07:02:24 00:07:02:30			NEW4A*	neu
00:07:02:30 00:07:03:02		$GEST-I-DONT-KNOW1^*		[MG]
00:07:03:02 00:07:03:11					That's true. But at least you gained experience.
00:07:03:11 00:07:03:15						$GEST-OFF^		stimmt
00:07:03:15 00:07:03:28						$GEST-OFF^		stimmt
00:07:03:28 00:07:03:37
00:07:03:37 00:07:04:08	The competition is just very strong.
00:07:04:08 00:07:04:16							EXPERIENCE-OR-KNOWLEDGE1B*	erfahrung
00:07:04:16 00:07:04:20
00:07:04:20 00:07:04:28		COMPETITION1		konkurrenz
00:07:04:28 00:07:04:43		COMPETITION1		konkurrenz		TO-COLLECT1^*
00:07:04:43 00:07:05:00
00:07:05:00 00:07:05:03		$INDEX1*
00:07:05:03 00:07:05:08		$INDEX1*
00:07:05:08 00:07:05:17
00:07:05:17 00:07:05:25		$GEST-OFF^		[MG]
00:07:05:25 00:07:05:29
00:07:05:29 00:07:06:02
00:07:06:02 00:07:06:43					I was also told that one shouldn't deposit to much money in an insurance contract because of their little interest rate.
00:07:06:43 00:07:06:48							ALSO3A	auch
00:07:06:48 00:07:07:22
00:07:07:22 00:07:07:45						TO-LET-KNOW1A*
00:07:07:45 00:07:08:26
00:07:08:26 00:07:09:07							TO-GIVE-MONEY2A^*	[MG]
00:07:09:07 00:07:09:37
00:07:09:37 00:07:09:48							OLD5A	alt
00:07:09:48 00:07:10:11
00:07:10:11 00:07:10:36							TO-PAY2^	versicherung
00:07:10:36 00:07:10:43
00:07:10:43 00:07:11:13							NO1A	[MG]
00:07:11:13 00:07:11:28
00:07:11:28 00:07:11:45						LITTLE-BIT4*		[MG]
00:07:11:45 00:07:12:15							TO-DECREASE3B^*	[MG]
00:07:12:15 00:07:12:17					It increases only after a few years.
00:07:12:17 00:07:12:29						$ORAL^		warum
00:07:12:29 00:07:12:42
00:07:12:42 00:07:13:14							YEAR2A*	jahr
00:07:13:14 00:07:13:25
00:07:13:25 00:07:14:03						PERIOD1A^*
00:07:14:03 00:07:14:26
00:07:14:26 00:07:15:05						TO-RAISE1B		[MG]
00:07:15:05 00:07:15:27
00:07:15:27 00:07:15:29							$INDEX1*
00:07:15:29 00:07:15:37
00:07:15:37 00:07:15:47					The money can rather be used for leisure than/
00:07:15:47 00:07:16:08							RATHER1	lieber
00:07:16:08 00:07:16:19
00:07:16:19 00:07:16:26							$INDEX1*
00:07:16:26 00:07:16:40
00:07:16:40 00:07:17:07						LEISURE1B*		freizeit
00:07:17:07 00:07:17:18
00:07:17:18 00:07:17:27						TO-MAKE-USE-OF-STH2*		nutzen
00:07:17:27 00:07:17:36
00:07:17:36 00:07:17:42							TO-BELONG1^*	lieber
00:07:17:42 00:07:18:06
00:07:18:06 00:07:18:14							OFF2^
00:07:18:14 00:07:18:30
00:07:18:30 00:07:19:10					A vacation is good for relaxing and good for the soul.
00:07:19:10 00:07:19:22						VACATION3*		urlaub
00:07:19:22 00:07:19:33
00:07:19:33 00:07:19:42							$GEST-TO-PONDER1^	genießen
00:07:19:42 00:07:20:06
00:07:20:06 00:07:20:23						TO-ENJOY1*
00:07:20:23 00:07:20:39
00:07:20:39 00:07:21:07						FEELING3^		[MG]
00:07:21:07 00:07:21:25
00:07:21:25 00:07:21:35						GOOD1*
00:07:21:35 00:07:21:45
00:07:21:45 00:07:21:47					One has to enjoy themselves and one doesn't need to save money with all their might. That's not good either.
00:07:21:47 00:07:22:04						$GEST-OFF^
00:07:22:04 00:07:22:17
00:07:22:17 00:07:22:28							WELL1	wohl
00:07:22:28 00:07:22:39
00:07:22:39 00:07:22:46							MUST1*
00:07:22:46 00:07:23:17
00:07:23:17 00:07:23:41						TO-SAVE2		[MG]
00:07:23:41 00:07:23:47
00:07:23:47 00:07:24:19						TO-GIVE-MONEY2A^*
00:07:24:19 00:07:24:32
00:07:24:32 00:07:24:36						NOT-TOO-BAD1B		geht
00:07:24:36 00:07:24:43
00:07:24:43 00:07:25:01							NOT3A	nicht
00:07:25:01 00:07:25:10
00:07:25:10 00:07:25:16						$GEST-OFF^		[MG]
00:07:25:16 00:07:25:38
00:07:25:38 00:07:26:10	I am not sure if the state will keep cash out money of the citizens' pensions funds. A lot of open questions remain.
00:07:26:10 00:07:26:13		FUTURE2*		zukunft
00:07:26:13 00:07:26:23
00:07:26:23 00:07:27:18		PENSION1		rente
00:07:27:18 00:07:27:48
00:07:27:48 00:07:28:00					A huge pile/
00:07:28:00 00:07:28:05		STATE1A*		staat
00:07:28:05 00:07:28:14
00:07:28:14 00:07:28:21						AMOUNT1A^*		[MG]
00:07:28:21 00:07:28:42		CARE1^*				AMOUNT1A^*		[MG]
00:07:28:42 00:07:28:47
00:07:28:47 00:07:29:02					Right, yes.
00:07:29:02 00:07:29:03							I-SEE2*	ach so
00:07:29:03 00:07:29:15
00:07:29:15 00:07:29:16						LIKE-THIS1^*
00:07:29:16 00:07:29:17		QUESTION-MARK2^				LIKE-THIS1^*
00:07:29:17 00:07:29:40		QUESTION-MARK2^
00:07:29:40 00:07:29:46
00:07:29:46 00:07:29:48
00:07:29:48 00:07:30:00	The pension payments decrease.	$GEST-OFF^*
00:07:30:00 00:07:30:14
00:07:30:14 00:07:31:11		TO-DECREASE1*		wenig wenig wenig
00:07:31:11 00:07:31:16
00:07:31:16 00:07:31:22	What does the youth do?
00:07:31:22 00:07:31:23		AND2A*		und
00:07:31:23 00:07:31:39
00:07:31:39 00:07:31:42		OFFSPRING1*		nachwuchs
00:07:31:42 00:07:31:47
00:07:31:47 00:07:32:44		WHERE1A*		wo wo wo
00:07:32:44 00:07:33:21	Oh well.	$GEST-OFF^		[MG]
00:07:33:21 00:07:34:02	Oh well.
00:07:34:02 00:07:34:14
00:07:34:14 00:07:34:26	I live/
00:07:34:26 00:07:34:27		I1
00:07:34:27 00:07:34:35
00:07:34:35 00:07:35:06		TO-LIVE1C*		leben
00:07:35:06 00:07:35:14
00:07:35:14 00:07:35:30	I’m asking myself how this is supposed to work out.
00:07:35:30 00:07:35:40		TO-PONDER1		überlegen
00:07:35:40 00:07:35:49
00:07:35:49 00:07:36:12		HOW-QUESTION-COMPARISON1*		wie wie
00:07:36:12 00:07:36:43
00:07:36:43 00:07:37:11	Neither of us knows that.				One has to imagine that we put aside large amounts of money again and again so that once we are old and frail, there is enough left.
00:07:37:11 00:07:37:31		WE2*					IMAGINATION1A*	vorstellen
00:07:37:31 00:07:37:37		WE2*
00:07:37:37 00:07:37:45
00:07:37:45 00:07:37:48						TO-GIVE-MONEY2A^*		[MG]
00:07:37:48 00:07:38:04		TO-KNOW-OR-KNOWLEDGE2B		weiß
00:07:38:04 00:07:38:15
00:07:38:15 00:07:38:23		NOT3A		nicht
00:07:38:23 00:07:38:43
00:07:38:43 00:07:39:04
00:07:39:04 00:07:39:21
00:07:39:21 00:07:39:25							$INDEX1
00:07:39:25 00:07:39:40
00:07:39:40 00:07:40:37						AMOUNT1A^*		[MG]
00:07:40:37 00:07:41:02
00:07:41:02 00:07:41:10							OLD5B*	alt
00:07:41:10 00:07:41:20
00:07:41:20 00:07:42:05						$GEST^		[LM:aua]
00:07:42:05 00:07:42:23
00:07:42:23 00:07:42:40					And then, when you don't want to go on a vacation anymore and rather stay at home you are left with the rest of the money.
00:07:42:40 00:07:42:46						VACATION6*		urlaub
00:07:42:46 00:07:43:05
00:07:43:05 00:07:43:18						$GEST-DECLINE1^		[MG]
00:07:43:18 00:07:43:31
00:07:43:31 00:07:43:40						DONT-FEEL-LIKE-IT1		[MG]
00:07:43:40 00:07:44:05
00:07:44:05 00:07:44:10						AT-HOME2		zu hause
00:07:44:10 00:07:44:23
00:07:44:23 00:07:45:08							SMALL5^*	[MG]
00:07:45:08 00:07:45:22
00:07:45:22 00:07:45:24							$INDEX1
00:07:45:24 00:07:45:32					You could give some of the money to your grandchildren.
00:07:45:32 00:07:45:41						GRANDCHILD3*		enkel
00:07:45:41 00:07:45:48
00:07:45:48 00:07:46:06						$GEST-OFF^
00:07:46:06 00:07:46:21
00:07:46:21 00:07:47:23						TO-GIVE-MONEY2A^*		[MG]
00:07:47:23 00:07:47:30
00:07:47:30 00:07:47:35							CAN1^
00:07:47:35 00:07:47:38
00:07:47:38 00:07:47:39							$INDEX1*
00:07:47:39 00:07:48:16
00:07:48:16 00:07:48:31
00:07:48:31 00:07:48:34					Though, if you are working around the clock and are saving up money, you should rather enjoy yourself sometimes.
00:07:48:34 00:07:48:43						$ORAL^		aber
00:07:48:43 00:07:49:07
00:07:49:07 00:07:49:17							MUCH-OR-MANY1A	viel
00:07:49:17 00:07:49:20
00:07:49:20 00:07:49:34						HOUR1B*		stunden
00:07:49:34 00:07:49:44
00:07:49:44 00:07:50:07							YEAR2A	im jahr
00:07:50:07 00:07:50:14
00:07:50:14 00:07:51:07						TO-WORK4*		[MG]
00:07:51:07 00:07:51:24
00:07:51:24 00:07:52:07						TO-GIVE-MONEY2A^*		[MG]
00:07:52:07 00:07:52:20
00:07:52:20 00:07:52:30							RATHER1	lieber
00:07:52:30 00:07:52:44
00:07:52:44 00:07:53:00	Yes, that is good and then have a nice vacation.
00:07:53:00 00:07:53:10						TO-WORK4*		arbeiten
00:07:53:10 00:07:53:16
00:07:53:16 00:07:53:36						TO-WORK1
00:07:53:36 00:07:53:47
00:07:53:47 00:07:54:08						AND2A		und
00:07:54:08 00:07:54:09		AND2B*		und		AND2A		und
00:07:54:09 00:07:54:12		AND2B*		und
00:07:54:12 00:07:54:31
00:07:54:31 00:07:54:47		VACATION2*		urlaub
00:07:54:47 00:07:55:10
00:07:55:10 00:07:55:39						TO-ENJOY1		genießen
00:07:55:39 00:07:55:45
00:07:55:45 00:07:56:00						LIKE-THIS1^*
00:07:56:00 00:07:56:16
00:07:56:16 00:07:56:32	Then you enjoy yourself.
00:07:56:32 00:07:56:40		OFF2^*		wohl
00:07:56:40 00:07:57:03
00:07:57:03 00:07:57:15
00:07:57:15 00:07:57:24					Oh well.
00:07:57:24 00:07:57:32						$GEST-OFF^*		[MG]
00:07:57:32 00:07:57:49
00:07:57:49 00:07:58:25
00:07:58:25 00:07:58:40	It has advantages and disadvantages.
00:07:58:40 00:07:58:41		TO-BELONG1^*
00:07:58:41 00:07:59:02
00:07:59:02 00:07:59:15		ADVANTAGE2		vor- und nachteil
00:07:59:15 00:07:59:21
00:07:59:21 00:07:59:25		OFF2^*
00:07:59:25 00:07:59:33
00:07:59:33 00:07:59:45		DISADVANTAGE3
00:07:59:45 00:07:59:47
00:07:59:47 00:08:00:01	I am self-employed.
00:08:00:01 00:08:00:03		$GEST-OFF^*		bin
00:08:00:03 00:08:00:08
00:08:00:08 00:08:00:24		SELF1A*		selbst
00:08:00:24 00:08:00:26
00:08:00:26 00:08:00:32		SELF1A*		selbstständig
00:08:00:32 00:08:00:37
00:08:00:37 00:08:01:06		TO-STAND1
00:08:01:06 00:08:01:11
00:08:01:11 00:08:01:15	Up to this point I didn't pay into the pension fund therefore I don't know what that is like.
00:08:01:15 00:08:01:16		I1*
00:08:01:16 00:08:01:22
00:08:01:22 00:08:01:28		PENSION1*		rentenversicherung
00:08:01:28 00:08:01:38
00:08:01:38 00:08:01:48		INSURANCE2*
00:08:01:48 00:08:02:08
00:08:02:08 00:08:02:19		TO-GIVE-MONEY2A^*
00:08:02:19 00:08:02:33					Right.
00:08:02:33 00:08:02:38		ZERO2A*		null
00:08:02:38 00:08:03:00
00:08:03:00 00:08:03:12		NONE8*		[MG]		$ORAL^		ach so
00:08:03:12 00:08:03:19
00:08:03:19 00:08:03:33		UNTIL-NOW3B		bis jetzt
00:08:03:33 00:08:03:40
00:08:03:40 00:08:03:44		OR3^*		[MG]
00:08:03:44 00:08:04:14					Is that on a voluntary basis?
00:08:04:14 00:08:04:19							VOLUNTARY4*	freiwillig
00:08:04:19 00:08:04:37							VOLUNTARY4*
00:08:04:37 00:08:04:40
00:08:04:40 00:08:04:41					It is voluntary for you, right.
00:08:04:41 00:08:04:45							YOU1^*
00:08:04:45 00:08:04:46
00:08:04:46 00:08:05:03	Yes, it is voluntary and I could pay it.
00:08:05:03 00:08:05:07		$ORAL^		ja			VOLUNTARY4*	freiwillig
00:08:05:07 00:08:05:26
00:08:05:26 00:08:05:29		$INDEX1
00:08:05:29 00:08:05:31		$INDEX1
00:08:05:31 00:08:05:40
00:08:05:40 00:08:05:45		VOLUNTARY4*		freiwillig			RIGHT-OR-AGREED1A	stimmt
00:08:05:45 00:08:06:05		VOLUNTARY4*		freiwillig
00:08:06:05 00:08:06:08
00:08:06:08 00:08:06:18		REQUEST1A*		kann
00:08:06:18 00:08:06:21					Didn't it just recently become mandatory?
00:08:06:21 00:08:06:22		I1
00:08:06:22 00:08:06:23
00:08:06:23 00:08:06:30							BUT1*	aber
00:08:06:30 00:08:06:31		TO-GIVE-HOLD-ON-TO1A*					BUT1*	aber
00:08:06:31 00:08:06:36		TO-GIVE-HOLD-ON-TO1A*
00:08:06:36 00:08:06:38
00:08:06:38 00:08:06:47	I am not sure.						NOW1	jetzt
00:08:06:47 00:08:06:49
00:08:06:49 00:08:07:00		I2*		aber
00:08:07:00 00:08:07:02
00:08:07:02 00:08:07:07						NEW1A		neu
00:08:07:07 00:08:07:09		$GEST-OFF^*				NEW1A		neu
00:08:07:09 00:08:07:19
00:08:07:19 00:08:07:20							ATTENTION1A^*
00:08:07:20 00:08:07:24
00:08:07:24 00:08:07:31
00:08:07:31 00:08:07:35							DUTY5*	pflicht
00:08:07:35 00:08:07:43							DUTY5*	pflicht
00:08:07:43 00:08:08:04
00:08:08:04 00:08:08:26							NO1A
00:08:08:26 00:08:08:33
00:08:08:33 00:08:08:40	Well. No, no.				Or didn't it?
00:08:08:40 00:08:08:47		$GEST-NM-SHAKE-HEAD1^		[MG]
00:08:08:47 00:08:09:02							ATTENTION1A^*	nein
00:08:09:02 00:08:09:17
00:08:09:17 00:08:09:35					Is it still voluntary?
00:08:09:35 00:08:09:44						STILL4A*		noch
00:08:09:44 00:08:10:02
00:08:10:02 00:08:10:20							VOLUNTARY4*	freiwillig
00:08:10:20 00:08:10:31
00:08:10:31 00:08:10:41					I thought it became mandatory recently, but apparently that's not true.
00:08:10:41 00:08:11:00							I-SEE1	ach so
00:08:11:00 00:08:11:08
00:08:11:08 00:08:11:13							TO-BELIEVE2B*	glauben
00:08:11:13 00:08:11:30
00:08:11:30 00:08:11:40							RECENTLY1*	[MG]
00:08:11:40 00:08:12:15
00:08:12:15 00:08:12:22						DUTY5*		pflicht
00:08:12:22 00:08:12:30
00:08:12:30 00:08:12:36							RIGHT-OR-AGREED1A*	stimmt nicht
00:08:12:36 00:08:12:40	No, so far it didn't.						RIGHT-OR-AGREED1A*	stimmt nicht
00:08:12:40 00:08:12:48		$GEST-NM-SHAKE-HEAD1^		[MG]
00:08:12:48 00:08:13:05							OKAY1A*	okay
00:08:13:05 00:08:13:17
00:08:13:17 00:08:13:29
00:08:13:29 00:08:13:40		UNTIL-NOW3B*		bis jetzt
00:08:13:40 00:08:14:01		$GEST-OFF^*		[MG]
00:08:14:01 00:08:14:04
00:08:14:04 00:08:14:10	And it is new that self-employers can cover an unemployment insurance.
00:08:14:10 00:08:14:15		AND5		und
00:08:14:15 00:08:14:26
00:08:14:26 00:08:14:36		TO-WORK2*		arbeitslosenversicherung
00:08:14:36 00:08:14:45
00:08:14:45 00:08:15:06		$MORPH-LESS1
00:08:15:06 00:08:15:24
00:08:15:24 00:08:15:36		INSURANCE2*
00:08:15:36 00:08:16:01
00:08:16:01 00:08:16:02		NEW1A*
00:08:16:02 00:08:16:11
00:08:16:11 00:08:16:15		ALSO3A		auch
00:08:16:15 00:08:16:23
00:08:16:23 00:08:16:26		FOR1		für
00:08:16:26 00:08:16:32
00:08:16:32 00:08:16:37		SELF1A*		selbstständig
00:08:16:37 00:08:16:42
00:08:16:42 00:08:17:00		TO-STAND1
00:08:17:00 00:08:17:06
00:08:17:06 00:08:17:08		ALSO3A*		auch
00:08:17:08 00:08:17:17
00:08:17:17 00:08:17:28		NEW1A		neu
00:08:17:28 00:08:18:06
00:08:18:06 00:08:18:14	I personally didn't.
00:08:18:14 00:08:18:21		I2
00:08:18:21 00:08:18:31
00:08:18:31 00:08:18:37		NONE7		[MG]
00:08:18:37 00:08:19:00	I signed something ahead of time that is older.
00:08:19:00 00:08:19:14		BEFOREHAND2*		vorher
00:08:19:14 00:08:19:24
00:08:19:24 00:08:19:35		OLD5A		alt
00:08:19:35 00:08:20:06
00:08:20:06 00:08:20:22	I don't have an unemployment insurance because they didn't use to have that.
00:08:20:22 00:08:20:23		I2*
00:08:20:23 00:08:20:34
00:08:20:34 00:08:20:38		$GEST-OFF^*
00:08:20:38 00:08:21:10		PAST1^*
00:08:21:10 00:08:21:18
00:08:21:18 00:08:21:40		THERE-IS3*		gibt nicht
00:08:21:40 00:08:21:46
00:08:21:46 00:08:22:09		NONE1*		kein
00:08:22:09 00:08:22:10
00:08:22:10 00:08:22:17	Now it is new that if you are unemployed/
00:08:22:17 00:08:22:22		NOW3*		jetzt
00:08:22:22 00:08:22:30
00:08:22:30 00:08:22:40		NEW1A		neu
00:08:22:40 00:08:23:17
00:08:23:17 00:08:23:18		IF-OR-WHEN1A*		wenn
00:08:23:18 00:08:23:23
00:08:23:23 00:08:23:27		TO-WORK4*		arbeitslos
00:08:23:27 00:08:23:34
00:08:23:34 00:08:23:44		$MORPH-LESS1
00:08:23:44 00:08:24:02
00:08:24:02 00:08:24:17	No, that’s wrong. So, if you are self-employed, you are recommended to get an unemployment insurance.
00:08:24:17 00:08:24:35		NO1A
00:08:24:35 00:08:24:43
00:08:24:43 00:08:24:49		TO-WORK2*		ar{beit}
00:08:24:49 00:08:25:05
00:08:25:05 00:08:25:11		SELF1A*		selbstständig
00:08:25:11 00:08:25:17
00:08:25:17 00:08:25:26		TO-STAND1
00:08:25:26 00:08:25:34
00:08:25:34 00:08:25:41		$INDEX1*
00:08:25:41 00:08:26:13
00:08:26:13 00:08:26:27		TO-RECOMMEND1A		empfehlen
00:08:26:27 00:08:27:06
00:08:27:06 00:08:27:10		TO-WORK2*		arbeitslosenversicherung
00:08:27:10 00:08:27:15
00:08:27:15 00:08:27:23		$MORPH-LESS1
00:08:27:23 00:08:27:45
00:08:27:45 00:08:27:49		INSURANCE2*
00:08:27:49 00:08:28:10
00:08:28:10 00:08:28:21		TO-LET-KNOW2^
00:08:28:21 00:08:28:24
00:08:28:24 00:08:28:39	That are around 12 euros per month.
00:08:28:39 00:08:29:00		$NUM-TEEN2A:2d		zwölf
00:08:29:00 00:08:29:12
00:08:29:12 00:08:29:20		EURO1		euro
00:08:29:20 00:08:29:28
00:08:29:28 00:08:29:46		MONTH1*		monat
00:08:29:46 00:08:30:02
00:08:30:02 00:08:30:25		TO-PAY1*
00:08:30:25 00:08:30:33
00:08:30:33 00:08:30:34	The advantage is that you receive unemployment benefits once the self-employment does not work out.	$INDEX1
00:08:30:34 00:08:30:42
00:08:30:42 00:08:30:46		SELF1A*		selbstst{ändig}
00:08:30:46 00:08:30:49
00:08:30:49 00:08:31:06		TO-STAND1
00:08:31:06 00:08:31:18
00:08:31:18 00:08:31:28		UPWARDS1^*
00:08:31:28 00:08:31:36
00:08:31:36 00:08:31:45		TO-ACCOMPLISH1A		schaffen
00:08:31:45 00:08:32:01
00:08:32:01 00:08:32:12		NOT3A
00:08:32:12 00:08:32:27
00:08:32:27 00:08:32:31		TO-WORK2*		arbeitslos
00:08:32:31 00:08:32:35
00:08:32:35 00:08:32:39		$MORPH-LESS1
00:08:32:39 00:08:32:49
00:08:32:49 00:08:33:08		TO-PAY3^*
00:08:33:08 00:08:33:19
00:08:33:19 00:08:33:24		ADVANTAGE1		[MG]
00:08:33:24 00:08:33:28
00:08:33:28 00:08:33:29	If my self-employment does not work out then I won't get any money.
00:08:33:29 00:08:33:32		I1
00:08:33:32 00:08:33:41
00:08:33:41 00:08:33:43		IF-OR-WHEN1A		wenn
00:08:33:43 00:08:33:48
00:08:33:48 00:08:34:00		I1
00:08:34:00 00:08:34:12
00:08:34:12 00:08:34:19		SELF1A*		selbst{ständig}
00:08:34:19 00:08:34:21
00:08:34:21 00:08:34:26		TO-STAND1
00:08:34:26 00:08:34:33
00:08:34:33 00:08:34:41		TO-ACCOMPLISH1A*		schaffen
00:08:34:41 00:08:34:48
00:08:34:48 00:08:35:01		NOT3A*
00:08:35:01 00:08:35:06
00:08:35:06 00:08:35:09		THEN1A*		dann
00:08:35:09 00:08:35:14
00:08:35:14 00:08:35:17		$GEST-OFF^
00:08:35:17 00:08:35:29
00:08:35:29 00:08:35:42		NO3B^*		auch nicht
00:08:35:42 00:08:36:00
00:08:36:00 00:08:36:08		$GEST-OFF^
00:08:36:08 00:08:36:10
00:08:36:10 00:08:36:19	I won't receive any benefits and that is a huge risk.
00:08:36:19 00:08:36:27		TO-PAY3^*
00:08:36:27 00:08:36:38
00:08:36:38 00:08:37:01		ZERO2A		null
00:08:37:01 00:08:37:11		ZERO2A		null	True.
00:08:37:11 00:08:37:13
00:08:37:13 00:08:37:18							RIGHT-OR-AGREED1A*	[MG]
00:08:37:18 00:08:37:28		A-WHOLE-LOT2*		[MG]			RIGHT-OR-AGREED1A*	[MG]
00:08:37:28 00:08:37:41
00:08:37:41 00:08:37:48		RISK1
00:08:37:48 00:08:38:09
00:08:38:09 00:08:38:14		$GEST-OFF^
00:08:38:14 00:08:38:41
00:08:38:41 00:08:38:45					Ok.
00:08:38:45 00:08:39:09							OKAY1A*	okay
00:08:39:09 00:08:39:29
00:08:39:29 00:08:41:22
00:08:41:22 00:08:41:39	I have my old pension fund from back in the day when I used to work as a dental technician five years ago.
00:08:41:39 00:08:41:40		$INDEX1*
00:08:41:40 00:08:42:02
00:08:42:02 00:08:42:06		PENSION1*		rentenversicherung
00:08:42:06 00:08:42:17
00:08:42:17 00:08:42:35		INSURANCE2*
00:08:42:35 00:08:42:44
00:08:42:44 00:08:42:49		TO-PUT-IN3^*
00:08:42:49 00:08:43:08
00:08:43:08 00:08:43:24		PAST-OR-BACK-THEN1
00:08:43:24 00:08:43:29
00:08:43:29 00:08:43:31		I2
00:08:43:31 00:08:43:37
00:08:43:37 00:08:43:42		TOOTH2*		zahntechnik
00:08:43:42 00:08:43:49
00:08:43:49 00:08:44:16		TECHNOLOGY1
00:08:44:16 00:08:44:24
00:08:44:24 00:08:44:33		$NUM-TEEN2A:5		vor fünf
00:08:44:33 00:08:44:41
00:08:44:41 00:08:45:01		YEAR2A		jahr
00:08:45:01 00:08:45:07
00:08:45:07 00:08:45:23		PAST1^*
00:08:45:23 00:08:45:37		UNTIL-NOW3B
00:08:45:37 00:08:45:39
00:08:45:39 00:08:45:42	I have that but it is a very small insurance.
00:08:45:42 00:08:45:47		ALREADY1B*		schon
00:08:45:47 00:08:46:03
00:08:46:03 00:08:46:09		PRESENT-OR-HERE1*		da
00:08:46:09 00:08:46:15
00:08:46:15 00:08:46:24		MEASURE-VERTICAL-SMALLER2^		[MG]
00:08:46:24 00:08:46:37
00:08:46:37 00:08:47:04		LIKE-THIS1A*
00:08:47:04 00:08:47:20	Oh well, that is just the way it is.	$GEST-OFF^*		[MG]
00:08:47:20 00:08:47:30
00:08:47:30 00:08:47:39		$GEST-OFF^
00:08:47:39 00:08:48:16
00:08:48:16 00:08:48:31					Deaf people, people in a wheelchair or blind people have an advantage concerning the insurances because they have to contribute a lower payment off their wages.
00:08:48:31 00:08:48:34							ATTENTION1A^*
00:08:48:34 00:08:49:01
00:08:49:01 00:08:49:13							DEAF1A
00:08:49:13 00:08:49:44
00:08:49:44 00:08:49:49						OR4B*		oder
00:08:49:49 00:08:50:04
00:08:50:04 00:08:50:11						WHEELCHAIR2B*		rollstuhl
00:08:50:11 00:08:50:25
00:08:50:25 00:08:50:30							BLIND1B	blind
00:08:50:30 00:08:51:25
00:08:51:25 00:08:51:39						INSURANCE1*		versicherung
00:08:51:39 00:08:51:49
00:08:51:49 00:08:52:05							GOOD1	gut
00:08:52:05 00:08:52:34
00:08:52:34 00:08:52:46							MEANING1	bedeutet
00:08:52:46 00:08:53:23
00:08:53:23 00:08:53:35							WAGE1	lohn
00:08:53:35 00:08:54:02
00:08:54:02 00:08:54:07						STRONG2B*		stark
00:08:54:07 00:08:54:22
00:08:54:22 00:08:54:37						TO-DEDUCT2A*		[MG]
00:08:54:37 00:08:54:47
00:08:54:47 00:08:55:09							NO1A*
00:08:55:09 00:08:55:23
00:08:55:23 00:08:55:29							LITTLE-BIT4*	[MG]
00:08:55:29 00:08:55:38
00:08:55:38 00:08:56:03						TO-DEDUCT2A*		[MG]
00:08:56:03 00:08:56:34
00:08:56:34 00:08:56:45						$GEST-OFF^*
00:08:56:45 00:08:57:02
00:08:57:02 00:08:57:19					The deductions are smaller and well/
00:08:57:19 00:08:57:33						OFF3B^*		abschlag
00:08:57:33 00:08:57:49
00:08:57:49 00:08:58:09						TO-DECREASE3A*		weniger
00:08:58:09 00:08:58:41
00:08:58:41 00:08:59:01						AND2A*		und
00:08:59:01 00:08:59:05
00:08:59:05 00:08:59:22						$GEST-OFF^*		[MG]
00:08:59:22 00:08:59:37
00:08:59:37 00:09:00:08					Yes, right/
00:09:00:08 00:09:00:09							$INDEX1*
00:09:00:09 00:09:00:18
00:09:00:18 00:09:00:20							GOOD1*
00:09:00:20 00:09:00:26
00:09:00:26 00:09:00:28					It is also understood that deaf people and people with disabilities face more barriers which lead to higher expenses in the end.
00:09:00:28 00:09:00:35						$GEST-OFF^*		aber
00:09:00:35 00:09:00:40
00:09:00:40 00:09:01:00							CLEAR1B*	klar
00:09:01:00 00:09:01:21
00:09:01:21 00:09:01:37							DEAF1A
00:09:01:37 00:09:02:01
00:09:02:01 00:09:02:04							$INDEX1*	oder
00:09:02:04 00:09:02:15
00:09:02:15 00:09:02:34						DISABILITY1		behindert
00:09:02:34 00:09:03:05
00:09:03:05 00:09:03:23						BARRIER1*		[MG]
00:09:03:23 00:09:03:31
00:09:03:31 00:09:03:36							PRESENT-OR-HERE1	da
00:09:03:36 00:09:03:42
00:09:03:42 00:09:03:43						$GEST-OFF^*		[MG]
00:09:03:43 00:09:04:06
00:09:04:06 00:09:04:19	I already went to a consultation talk with the RV [insurance company] last September.
00:09:04:19 00:09:04:20							ATTENTION1A^*
00:09:04:20 00:09:04:29
00:09:04:29 00:09:04:31		I1*				TO-SPEND-OR-TO-DISTRIBUTE2		ausgeben
00:09:04:31 00:09:04:45						TO-SPEND-OR-TO-DISTRIBUTE2		ausgeben
00:09:04:45 00:09:04:49
00:09:04:49 00:09:05:04							MORE1	mehr
00:09:05:04 00:09:05:07		ALREADY1B		schon			MORE1	mehr
00:09:05:07 00:09:05:16		ALREADY1B		schon
00:09:05:16 00:09:05:19
00:09:05:19 00:09:05:21						$GEST-OFF^*
00:09:05:21 00:09:05:26
00:09:05:26 00:09:05:36		$ALPHA1:R-V		r-v
00:09:05:36 00:09:05:40
00:09:05:40 00:09:05:47
00:09:05:47 00:09:05:48		I1
00:09:05:48 00:09:06:04
00:09:06:04 00:09:06:42		A-MOMENT-AGO1^		[MG]
00:09:06:42 00:09:06:49
00:09:06:49 00:09:07:09		$GEST-OFF^*
00:09:07:09 00:09:07:24
00:09:07:24 00:09:07:35		SEPTEMBER2A		september
00:09:07:35 00:09:07:42
00:09:07:42 00:09:07:47		BEFORE2*		vor
00:09:07:47 00:09:08:06
00:09:08:06 00:09:08:18		TO-VISIT-OR-TO-ATTEND1A*
00:09:08:18 00:09:08:30
00:09:08:30 00:09:08:35		TRADE-OR-NEGOTIATION3^
00:09:08:35 00:09:08:41	I wanted to know what it was like since I didn't have an insurance for a long time.
00:09:08:41 00:09:08:46		REASON4B		grund
00:09:08:46 00:09:09:08
00:09:09:08 00:09:09:10		I1*
00:09:09:10 00:09:09:23
00:09:09:23 00:09:09:42		BEFORE1D^
00:09:09:42 00:09:09:45
00:09:09:45 00:09:09:48		I1
00:09:09:48 00:09:10:02
00:09:10:02 00:09:10:08		TO-LACK1A		fehlen
00:09:10:08 00:09:10:17
00:09:10:17 00:09:10:23		$GEST-OFF^		[MG]
00:09:10:23 00:09:10:34	They told me that a supplementary payment would be possible.
00:09:10:34 00:09:10:35		TO-SAY1		sagen
00:09:10:35 00:09:10:42
00:09:10:42 00:09:10:48		AFTER1		nachzahlen
00:09:10:48 00:09:11:07
00:09:11:07 00:09:11:13		TO-PAY1
00:09:11:13 00:09:11:24
00:09:11:24 00:09:11:36		POSSIBLE1*		möglich
00:09:11:36 00:09:11:37
00:09:11:37 00:09:11:39	They would have to calculate the supplementary payment and then I could pay that.
00:09:11:39 00:09:11:45		MUST1*		muss
00:09:11:45 00:09:12:04
00:09:12:04 00:09:12:12		TO-CALCULATE1*
00:09:12:12 00:09:12:19
00:09:12:19 00:09:12:25		HOW-MUCH5		wie viel
00:09:12:25 00:09:12:43
00:09:12:43 00:09:13:06		MUST1A^*
00:09:13:06 00:09:13:14
00:09:13:14 00:09:13:21		TO-PAY5*
00:09:13:21 00:09:13:27
00:09:13:27 00:09:13:30		I1
00:09:13:30 00:09:13:35
00:09:13:35 00:09:13:37		MONEY1A^
00:09:13:37 00:09:13:44
00:09:13:44 00:09:13:45		I1
00:09:13:45 00:09:14:03
00:09:14:03 00:09:14:10		AFTER1		nachzahlen
00:09:14:10 00:09:14:19
00:09:14:19 00:09:15:05		TO-PAY1*
00:09:15:05 00:09:15:10
00:09:15:10 00:09:15:13	Then, I would be insured again, if that's what I wanted.
00:09:15:13 00:09:15:16		THEN1C*		dann
00:09:15:16 00:09:15:25
00:09:15:25 00:09:15:34		GO-START1*		wieder los
00:09:15:34 00:09:15:46
00:09:15:46 00:09:16:11		PERIOD1B^
00:09:16:11 00:09:16:19
00:09:16:19 00:09:16:22		IF-OR-WHEN1A		wenn
00:09:16:22 00:09:16:37
00:09:16:37 00:09:16:43		TO-WISH1B		wünschen
00:09:16:43 00:09:16:47
00:09:16:47 00:09:17:02		I1
00:09:17:02 00:09:17:09
00:09:17:09 00:09:17:18		$GEST-OFF^
00:09:17:18 00:09:17:41
00:09:17:41 00:09:18:17	Oh well, I am still thinking about it.
00:09:18:17 00:09:18:25		TO-PONDER1*		überlegen
00:09:18:25 00:09:18:31
00:09:18:31 00:09:18:39		$GEST-DECLINE1^*
00:09:18:39 00:09:19:27	We'll see.
00:09:19:27 00:09:19:40		TO-WAIT1C		abwarten
00:09:19:40 00:09:19:46
00:09:19:46 00:09:20:01		$GEST^
00:09:20:01 00:09:20:23
00:09:20:23 00:09:20:41
00:09:20:41 00:09:21:22					Good luck!
00:09:21:22 00:09:21:25						TO-HOPE3^*
00:09:21:25 00:09:22:02
00:09:22:02 00:09:22:16	Or I could save the money and if I don't need it, I could give it to my children.
00:09:22:16 00:09:22:17		OR1*		oder
00:09:22:17 00:09:22:22
00:09:22:22 00:09:22:23		I2
00:09:22:23 00:09:22:32
00:09:22:32 00:09:23:21		OFF1A^*		aufheben
00:09:23:21 00:09:24:07		$GEST-NM-SHAKE-HEAD1^
00:09:24:07 00:09:24:12
00:09:24:12 00:09:24:22		CHILD2*		kinder
00:09:24:22 00:09:24:34
00:09:24:34 00:09:25:05		TO-GIVE-PILE2^*
00:09:25:05 00:09:25:43
00:09:25:43 00:09:26:05					Yes.
00:09:26:05 00:09:26:10							YES1A*
00:09:26:10 00:09:26:19	I don't know if I live to be 100 and have to face the situation of running out of money.						YES1A*
00:09:26:19 00:09:26:29
00:09:26:29 00:09:26:33		TO-KNOW-OR-KNOWLEDGE2A*		weiß
00:09:26:33 00:09:26:38
00:09:26:38 00:09:26:39		I1
00:09:26:39 00:09:27:06
00:09:27:06 00:09:27:14		TO-LIVE1A*		leben
00:09:27:14 00:09:27:19
00:09:27:19 00:09:27:20		I1*
00:09:27:20 00:09:27:26
00:09:27:26 00:09:27:31		LONG-TIME4C^*
00:09:27:31 00:09:27:43
00:09:27:43 00:09:27:45		UNTIL1*		bis
00:09:27:45 00:09:28:06
00:09:28:06 00:09:28:15		$NUM-HUNDREDS1:1		hundert
00:09:28:15 00:09:28:27
00:09:28:27 00:09:28:31		OLD5A		alt
00:09:28:31 00:09:28:35
00:09:28:35 00:09:28:36		I2
00:09:28:36 00:09:28:43
00:09:28:43 00:09:29:04		$GEST-OFF^		[MG]
00:09:29:04 00:09:29:13
00:09:29:13 00:09:29:14		MONEY1A*		geld
00:09:29:14 00:09:29:22
00:09:29:22 00:09:29:33		FINISHED-EMPTY3		alle
00:09:29:33 00:09:29:39	And if I run out of money, where would I get if from?
00:09:29:39 00:09:29:48		AND-THEN1		und dann
00:09:29:48 00:09:30:01		$GEST-OFF^*
00:09:30:01 00:09:30:06		I2*
00:09:30:06 00:09:30:16
00:09:30:16 00:09:30:32		HELPLESS2*		[MG]
00:09:30:32 00:09:30:35
00:09:30:35 00:09:30:40	I would have to live on the streets.
00:09:30:40 00:09:30:42		MUST1*		muss
00:09:30:42 00:09:31:04
00:09:31:04 00:09:31:08		STREET1		auf straße
00:09:31:08 00:09:31:14
00:09:31:14 00:09:31:16		I1
00:09:31:16 00:09:31:24
00:09:31:24 00:09:31:29		$INDEX1*
00:09:31:29 00:09:31:45
00:09:31:45 00:09:32:01		APARTMENT1A*		wohnen
00:09:32:01 00:09:32:14
00:09:32:14 00:09:32:15		$INDEX1*
00:09:32:15 00:09:32:17
00:09:32:17 00:09:32:23	I couldn't do that.
00:09:32:23 00:09:32:24		I2*
00:09:32:24 00:09:32:34
00:09:32:34 00:09:32:40		$GEST-OFF^*
00:09:32:40 00:09:33:00
00:09:33:00 00:09:33:13		CAN1*
00:09:33:13 00:09:33:19
00:09:33:19 00:09:33:27		NOT3B*
00:09:33:27 00:09:33:43
00:09:33:43 00:09:34:20
00:09:34:20 00:09:34:33					Hm, yes.
00:09:34:33 00:09:34:42							YES1A*	[MG]
00:09:34:42 00:09:35:08
00:09:35:08 00:09:35:20	Exactly.	$GEST-OFF^*		eben
00:09:35:20 00:09:35:39	Exactly.
00:09:35:39 00:09:36:06
00:09:36:06 00:09:36:23					Back in the day, their six children would be the pension scheme for the parents.
00:09:36:23 00:09:36:36							PAST-OR-BACK-THEN1	früher
00:09:36:36 00:09:36:42
00:09:36:42 00:09:37:16							CHILD2*	kinder
00:09:37:16 00:09:37:32
00:09:37:32 00:09:37:33						$NUM-ONE-TO-TEN1A:6d		sechs
00:09:37:33 00:09:37:38
00:09:37:38 00:09:38:01							CHILD2*	kinder
00:09:38:01 00:09:38:22
00:09:38:22 00:09:38:30							OLD5A	altersversorgung
00:09:38:30 00:09:38:42
00:09:38:42 00:09:39:17						TO-PAY2*
00:09:39:17 00:09:39:27
00:09:39:27 00:09:39:31							FOR1	für
00:09:39:31 00:09:39:40
00:09:39:40 00:09:39:47						PARENTS1A		eltern
00:09:39:47 00:09:40:02
00:09:40:02 00:09:40:12					That's a thing of the past.
00:09:40:12 00:09:40:19							TODAY1	heute
00:09:40:19 00:09:40:26
00:09:40:26 00:09:40:34							NOT-ANYMORE1B	nicht mehr
00:09:40:34 00:09:40:35
00:09:40:35 00:09:40:43					That changed completely. Nowadays you have to finance yourself and save up the money.
00:09:40:43 00:09:41:09						CONVERSELY1^*
00:09:41:09 00:09:41:21
00:09:41:21 00:09:41:37							OWN1C*	eigenfinanzierung
00:09:41:37 00:09:42:00
00:09:42:00 00:09:42:36							FUNDING1*
00:09:42:36 00:09:42:47
00:09:42:47 00:09:43:19						TO-SAVE2		sp{aren}
00:09:43:19 00:09:43:32					There are others who have to go to a nursing home once they are old and frail.
00:09:43:32 00:09:43:45							$INDEX1*
00:09:43:45 00:09:44:12
00:09:44:12 00:09:44:20						SUDDENLY4*		[MG]
00:09:44:20 00:09:44:36
00:09:44:36 00:09:44:43						$PROD*		[MG]
00:09:44:43 00:09:45:00
00:09:45:00 00:09:45:02						$GEST-OFF^*
00:09:45:02 00:09:45:19
00:09:45:19 00:09:45:45						CARE1		pflege
00:09:45:45 00:09:46:03
00:09:46:03 00:09:46:08						$GEST-OFF^*
00:09:46:08 00:09:46:31
00:09:46:31 00:09:46:43					If you are able to pay for it.
00:09:46:43 00:09:47:11						TO-PAY1*		[MG]
00:09:47:11 00:09:47:18
00:09:47:18 00:09:47:24							CAN1
00:09:47:24 00:09:47:29
00:09:47:29 00:09:47:32					There are a lot more people in need of nursing because there are more and more elderly people. It gets more and more expensive as well.	BUT1*		aber
00:09:47:32 00:09:47:40
00:09:47:40 00:09:47:48							TODAY1	heute
00:09:47:48 00:09:48:10
00:09:48:10 00:09:48:23						CARE1		pflege
00:09:48:23 00:09:48:29
00:09:48:29 00:09:48:47						MORE3*		mehr
00:09:48:47 00:09:49:40
00:09:49:40 00:09:50:01						BUT1*		noch mehr
00:09:50:01 00:09:50:09
00:09:50:09 00:09:50:12							OLD5A*	alt
00:09:50:12 00:09:50:23
00:09:50:23 00:09:50:36							HUMAN2*	menschen
00:09:50:36 00:09:50:45
00:09:50:45 00:09:51:30						MEASURE7A^*		älter
00:09:51:30 00:09:51:43
00:09:51:43 00:09:52:02							MORE1	immer mehr
00:09:52:02 00:09:52:09
00:09:52:09 00:09:52:11							$INDEX1*
00:09:52:11 00:09:52:12	That's right.						$INDEX1*
00:09:52:12 00:09:52:19		$ORAL^		stimmt
00:09:52:19 00:09:52:29		$ORAL^		stimmt			EXPENSIVE1	teuer
00:09:52:29 00:09:52:35							EXPENSIVE1
00:09:52:35 00:09:52:43							TO-PAY7*
00:09:52:43 00:09:52:45	They live longer nowadays.						TO-PAY7*
00:09:52:45 00:09:53:01							MORE1^
00:09:53:01 00:09:53:14
00:09:53:14 00:09:53:21		LONG-TIME4A*		lang lang lang
00:09:53:21 00:09:53:29					Yes, exactly.
00:09:53:29 00:09:53:40						$GEST^		[MG]
00:09:53:40 00:09:53:48						$GEST^		[MG]
00:09:53:48 00:09:54:08
00:09:54:08 00:09:54:09
00:09:54:09 00:09:54:49	That's right.
00:09:54:49 00:09:55:03			RIGHT-OR-AGREED1A*	stimmt
00:09:55:03 00:09:55:29
00:09:55:29 00:10:03:07									What did you two do to cover your pension plan?
00:10:03:07 00:10:03:21	Nothing. All I have is in my savings account.
00:10:03:21 00:10:03:32		$GEST-OFF^*		[MG]
00:10:03:32 00:10:03:40
00:10:03:40 00:10:03:48									Nothing at all? Or is it indifferent to you until you actually retire?
00:10:03:48 00:10:04:01		MUST1A^
00:10:04:01 00:10:04:09
00:10:04:09 00:10:04:16		TO-SAVE2*		sparbuch
00:10:04:16 00:10:04:26
00:10:04:26 00:10:04:44		BOOK1B
00:10:04:44 00:10:05:06
00:10:05:06 00:10:05:23		TO-SAVE2*
00:10:05:23 00:10:05:37		$GEST-OFF^*
00:10:05:37 00:10:06:04
00:10:06:04 00:10:06:23
00:10:06:23 00:10:06:42	I have everything in my savings account.
00:10:06:42 00:10:06:46		TO-SAVE2*		sparbuch
00:10:06:46 00:10:07:02
00:10:07:02 00:10:07:07		BOOK1B*
00:10:07:07 00:10:07:19					I saved up some money and put it aside.
00:10:07:19 00:10:07:30		TO-THROW1^*
00:10:07:30 00:10:07:36
00:10:07:36 00:10:07:37						TO-GIVE-MONEY2A^*		sparen sparen sparen
00:10:07:37 00:10:07:38
00:10:07:38 00:10:07:44									Yes, where did you invest your savings?
00:10:07:44 00:10:08:17						TO-SAVE2
00:10:08:17 00:10:08:30						TO-SAVE2
00:10:08:30 00:10:08:41
00:10:08:41 00:10:10:11						TO-GIVE-MONEY2A^*
00:10:10:11 00:10:10:42
00:10:10:42 00:10:11:11					In my savings account.
00:10:11:11 00:10:11:24						TO-OPEN-BOOK1^		sparbuch
00:10:11:24 00:10:11:36
00:10:11:36 00:10:12:13							TO-GIVE-MONEY2A^*
00:10:12:13 00:10:12:39
00:10:12:39 00:10:13:25	I invested it in a savings bond.
00:10:13:25 00:10:13:27		$INDEX1*		wie
00:10:13:27 00:10:13:48									Right, right.
00:10:13:48 00:10:14:06		TO-SAVE2*		sparbrief
00:10:14:06 00:10:14:19
00:10:14:19 00:10:14:31		LETTER-MAIL1A
00:10:14:31 00:10:14:48
00:10:14:48 00:10:15:25		TO-THROW1^*
00:10:15:25 00:10:15:34
00:10:15:34 00:10:15:38		$GEST-OFF^*		[MG]
00:10:15:38 00:10:16:15
00:10:16:15 00:10:18:39									Do you two have a Riester retirement plan?
00:10:18:39 00:10:19:07	No, I don't.
00:10:19:07 00:10:20:01			NONE8*	[MG]
00:10:20:01 00:10:20:25
00:10:20:25 00:10:20:41	No, I don't have it.
00:10:20:41 00:10:21:05		NONE8*
00:10:21:05 00:10:21:32
00:10:21:32 00:10:21:41
00:10:21:41 00:10:22:13					No, I don't have one.
00:10:22:13 00:10:22:24							NONE1	keine
00:10:22:24 00:10:22:29
00:10:22:29 00:10:22:33									Do you have other options? How are you benefitting from them?
00:10:22:33 00:10:22:38							I1*
00:10:22:38 00:10:22:45
00:10:22:45 00:10:23:10							NONE1*
00:10:23:10 00:10:23:25
00:10:23:25 00:10:23:34					Right, right.
00:10:23:34 00:10:24:20							RIGHT-OR-AGREED1A*	stimmt
00:10:24:20 00:10:24:34
00:10:24:34 00:10:24:35							$INDEX1*
00:10:24:35 00:10:24:41
00:10:24:41 00:10:25:04					They offer something called ‘future insurance’ at the company I work for.
00:10:25:04 00:10:25:06							I1^
00:10:25:06 00:10:25:22
00:10:25:22 00:10:26:02							COMPANY1A	firma
00:10:26:02 00:10:26:15
00:10:26:15 00:10:26:29							PRESENT-OR-HERE1	da
00:10:26:29 00:10:26:42
00:10:26:42 00:10:27:13							NAME1A	name
00:10:27:13 00:10:28:30
00:10:28:30 00:10:29:02							FUTURE2*	zukunftsversicherung
00:10:29:02 00:10:29:15
00:10:29:15 00:10:29:35							INSURANCE1
00:10:29:35 00:10:30:23
00:10:30:23 00:10:30:32	No.
00:10:30:32 00:10:30:49	No.	$GEST-NM-SHAKE-HEAD1^*		[MG]
00:10:30:49 00:10:31:23	I've heard of an affected person who retired at the age of 60 or 65, well, with 65 years.
00:10:31:23 00:10:31:29		ALSO3A*		auch
00:10:31:29 00:10:31:34
00:10:31:34 00:10:31:36		I1
00:10:31:36 00:10:32:05
00:10:32:05 00:10:32:12		AFFECTED2*		betroffen
00:10:32:12 00:10:32:22
00:10:32:22 00:10:32:34		PERSON1^*
00:10:32:34 00:10:32:43
00:10:32:43 00:10:33:16		$INDEX1
00:10:33:16 00:10:33:21
00:10:33:21 00:10:33:27		SELF1A*		selbst
00:10:33:27 00:10:33:38
00:10:33:38 00:10:33:47		PAST1^
00:10:33:47 00:10:34:10
00:10:34:10 00:10:34:27		HISTORY-OR-STORY1B*
00:10:34:27 00:10:34:36
00:10:34:36 00:10:34:39		$INDEX1*
00:10:34:39 00:10:35:08
00:10:35:08 00:10:35:16		PAST-OR-BACK-THEN1*		früher
00:10:35:16 00:10:35:38
00:10:35:38 00:10:36:04		$NUM-TENS2A:6d*		s{echzig}
00:10:36:04 00:10:36:12
00:10:36:12 00:10:36:19		$NUM-TENS2A:6d*		sechzig
00:10:36:19 00:10:36:27
00:10:36:27 00:10:36:30		$NUM-ONE-TO-TEN1A:5*		fünfundsechzig
00:10:36:30 00:10:36:38
00:10:36:38 00:10:36:46		$NUM-TENS2A:6d*
00:10:36:46 00:10:37:05
00:10:37:05 00:10:37:09		OLD5B*		jahre alt
00:10:37:09 00:10:37:19
00:10:37:19 00:10:37:23		MAN1		mann
00:10:37:23 00:10:37:31
00:10:37:31 00:10:37:33		SELF1A*
00:10:37:33 00:10:37:41
00:10:37:41 00:10:37:44		$NUM-ONE-TO-TEN1A:5*		fünfundsechzig
00:10:37:44 00:10:38:00
00:10:38:00 00:10:38:06		$NUM-TENS2A:6d*
00:10:38:06 00:10:38:13
00:10:38:13 00:10:38:16		OLD5A		jahre alt
00:10:38:16 00:10:38:33
00:10:38:33 00:10:39:15		PENSION1*		rente
00:10:39:15 00:10:39:20
00:10:39:20 00:10:39:26	He added a voluntary additional pension plan of a five year length to his regular retirement payments.
00:10:39:26 00:10:39:35		THEN1A*		dann
00:10:39:35 00:10:39:46
00:10:39:46 00:10:40:11		SOMETIME1^*
00:10:40:11 00:10:40:20
00:10:40:20 00:10:40:21		$INDEX1*
00:10:40:21 00:10:40:30
00:10:40:30 00:10:41:02		VOLUNTARY4*		freiwillig
00:10:41:02 00:10:41:07
00:10:41:07 00:10:41:09		$INDEX1*
00:10:41:09 00:10:41:15
00:10:41:15 00:10:41:27		MONEY1A*		geld
00:10:41:27 00:10:41:38			MEASURE-VERTICAL1^	normal
00:10:41:38 00:10:41:42		USUAL1*
00:10:41:42 00:10:41:49
00:10:41:49 00:10:42:07		TO-BELONG1^*
00:10:42:07 00:10:42:30
00:10:42:30 00:10:42:36		STATE1A*		staat
00:10:42:36 00:10:42:47
00:10:42:47 00:10:43:00		COHERENCE1A^
00:10:43:00 00:10:43:07
00:10:43:07 00:10:43:12		TO-BELONG1^*
00:10:43:12 00:10:43:19
00:10:43:19 00:10:43:25		USUAL1*		normal
00:10:43:25 00:10:43:34
00:10:43:34 00:10:43:49		THEN1A
00:10:43:49 00:10:44:08
00:10:44:08 00:10:44:16		PENSION1*		rente
00:10:44:16 00:10:44:26
00:10:44:26 00:10:44:46		VOLUNTARY1		freiwillig
00:10:44:46 00:10:45:10
00:10:45:10 00:10:45:19		ADDITIONAL1*		zusatz
00:10:45:19 00:10:45:29
00:10:45:29 00:10:45:46		UPDATE1B^
00:10:45:46 00:10:46:12
00:10:46:12 00:10:46:39		YEAR1B*		fünf jahre
00:10:46:39 00:10:46:41
00:10:46:41 00:10:46:47	He was able to work a little on the side because he was still very agile.
00:10:46:47 00:10:47:00		BUT1*		aber
00:10:47:00 00:10:47:08
00:10:47:08 00:10:47:14		NEXT-TO1B*		nebenjob
00:10:47:14 00:10:47:22
00:10:47:22 00:10:47:31		JOB1A
00:10:47:31 00:10:47:41
00:10:47:41 00:10:47:48		PRESENT-OR-HERE1*		da
00:10:47:48 00:10:48:05
00:10:48:05 00:10:48:09		OFF2^*
00:10:48:09 00:10:48:11
00:10:48:11 00:10:48:24		WHY2A*		warum
00:10:48:24 00:10:48:32
00:10:48:32 00:10:48:42		OLD5A*
00:10:48:42 00:10:49:09
00:10:49:09 00:10:49:16		OLD5A		alt
00:10:49:16 00:10:49:22
00:10:49:22 00:10:49:24		HENCEFORTH1*
00:10:49:24 00:10:49:28
00:10:49:28 00:10:49:38		FEELING4A		fühl
00:10:49:38 00:10:49:43
00:10:49:43 00:10:50:04		SOLID1A^*
00:10:50:04 00:10:50:12
00:10:50:12 00:10:50:17		STILL1A		noch
00:10:50:17 00:10:50:24
00:10:50:24 00:10:50:25		$INDEX1*
00:10:50:25 00:10:50:29	Therefore, he continued working on the side.
00:10:50:29 00:10:50:37		FURTHER1B*		weiter
00:10:50:37 00:10:50:43
00:10:50:43 00:10:51:28		TO-WORK1
00:10:51:28 00:10:51:37
00:10:51:37 00:10:51:43		NEXT-TO1B*		nebenjob
00:10:51:43 00:10:52:00
00:10:52:00 00:10:52:04		JOB1A*
00:10:52:04 00:10:52:10
00:10:52:10 00:10:52:15		TO-BELONG1^*
00:10:52:15 00:10:52:26
00:10:52:26 00:10:52:36		AFTERWARDS1A^*
00:10:52:36 00:10:52:41
00:10:52:41 00:10:52:49		BEEN1^
00:10:52:49 00:10:53:05
00:10:53:05 00:10:53:11	After he already payed for the insurance for five years, there was a pension plan reform.
00:10:53:11 00:10:53:19		YEAR1B*		fünf jahre
00:10:53:19 00:10:53:34
00:10:53:34 00:10:54:00		UPDATE1A^*
00:10:54:00 00:10:54:13
00:10:54:13 00:10:54:24		IN-ADDITION1*		dazu
00:10:54:24 00:10:54:34
00:10:54:34 00:10:54:37		UPDATE1A^*
00:10:54:37 00:10:54:46
00:10:54:46 00:10:55:09		ADDITIONAL1*		zusatzversicherung
00:10:55:09 00:10:55:29
00:10:55:29 00:10:55:36		INSURANCE2*
00:10:55:36 00:10:55:44
00:10:55:44 00:10:56:02		UPDATE1B^*
00:10:56:02 00:10:56:09
00:10:56:09 00:10:56:21		THEN1A		dann
00:10:56:21 00:10:56:29
00:10:56:29 00:10:56:38		RESULT1		ergebnis
00:10:56:38 00:10:56:45
00:10:56:45 00:10:56:46		$INDEX1*
00:10:56:46 00:10:57:05
00:10:57:05 00:10:57:10		TO-KNOW-OR-KNOWLEDGE2B^
00:10:57:10 00:10:57:24
00:10:57:24 00:10:57:33		TO-CHANGE1A^*		rent{en}reform
00:10:57:33 00:10:57:34
00:10:57:34 00:10:57:37		TO-CHANGE2A^*
00:10:57:37 00:10:57:47
00:10:57:47 00:10:58:07		REFORM2
00:10:58:07 00:10:58:09
00:10:58:09 00:10:58:20	There were reforms and alteration in Germany.
00:10:58:20 00:10:58:25		NEW1A		neu
00:10:58:25 00:10:58:33
00:10:58:33 00:10:58:35		TO-KNOW-OR-KNOWLEDGE2B^
00:10:58:35 00:10:58:42
00:10:58:42 00:10:59:01		TO-CHANGE1A^		[MG]
00:10:59:01 00:10:59:04
00:10:59:04 00:10:59:12	His money was gone. It just got chucked.
00:10:59:12 00:10:59:19		OFF2^
00:10:59:19 00:10:59:26
00:10:59:26 00:10:59:33		$INDEX1*
00:10:59:33 00:10:59:43
00:10:59:43 00:11:00:03		MONEY1A*		geld
00:11:00:03 00:11:00:23
00:11:00:23 00:11:00:30		TO-THROW1^		schmeißen
00:11:00:30 00:11:00:41
00:11:00:41 00:11:00:45		$GEST-OFF^
00:11:00:45 00:11:01:20	He was furious.
00:11:01:20 00:11:01:34		MAD1B*		wut
00:11:01:34 00:11:01:49
00:11:01:49 00:11:02:07		NO3B^*
00:11:02:07 00:11:02:08		$INDEX1*
00:11:02:08 00:11:02:11
00:11:02:11 00:11:02:17	Therefore, he recommended me not to pursue something like that since I am self-employed.
00:11:02:17 00:11:02:24		THEREFORE1		darum
00:11:02:24 00:11:02:32
00:11:02:32 00:11:02:33		I1
00:11:02:33 00:11:02:46
00:11:02:46 00:11:02:48		$INDEX1*
00:11:02:48 00:11:03:17
00:11:03:17 00:11:03:19		SELF1A*		selbstständig
00:11:03:19 00:11:03:25
00:11:03:25 00:11:03:32		TO-STAND1
00:11:03:32 00:11:03:40
00:11:03:40 00:11:03:41		I1
00:11:03:41 00:11:03:49
00:11:03:49 00:11:04:00		$INDEX1*
00:11:04:00 00:11:04:12
00:11:04:12 00:11:04:31		TO-RECOMMEND1A		empfehlen
00:11:04:31 00:11:04:47
00:11:04:47 00:11:05:09		NOT3B
00:11:05:09 00:11:05:19
00:11:05:19 00:11:05:32	It were nonsense and a waste of money.
00:11:05:32 00:11:05:42		BOLLOCKS1*		quatsch
00:11:05:42 00:11:06:02
00:11:06:02 00:11:06:08		$GEST^		viel
00:11:06:08 00:11:06:13
00:11:06:13 00:11:06:15		MONEY1A*		geld
00:11:06:15 00:11:06:22
00:11:06:22 00:11:06:40		TO-THROW1^		schmeißen
00:11:06:40 00:11:06:43
00:11:06:43 00:11:07:03	I don't really know what to do and I am still unsure about what I should do.
00:11:07:03 00:11:07:06		I2
00:11:07:06 00:11:07:16
00:11:07:16 00:11:07:24		$GEST-OFF^*		[MG]
00:11:07:24 00:11:07:25
00:11:07:25 00:11:07:31		THROUGH2A
00:11:07:31 00:11:07:39
00:11:07:39 00:11:08:15		DOUBT3		[MG]
00:11:08:15 00:11:08:28
00:11:08:28 00:11:08:35	I think I have to invest my money elsewhere.
00:11:08:35 00:11:08:38		MUST1		muss
00:11:08:38 00:11:08:47
00:11:08:47 00:11:09:04		SELF1A*		selbst
00:11:09:04 00:11:09:14
00:11:09:14 00:11:09:22		DIFFERENT1		anders
00:11:09:22 00:11:09:32
00:11:09:32 00:11:09:34		WHERE1A		wo
00:11:09:34 00:11:09:43
00:11:09:43 00:11:10:30		TO-THROW1^*
00:11:10:30 00:11:10:38
00:11:10:38 00:11:10:43					Exactly.
00:11:10:43 00:11:11:03						LIKE-THIS1^*
00:11:11:03 00:11:11:05		$GEST-OFF^		[MG]		LIKE-THIS1^*
00:11:11:05 00:11:11:15		$GEST-OFF^		[MG]
00:11:11:15 00:11:11:25
00:11:11:25 00:11:11:31
00:11:11:31 00:11:11:46	Of course there is still a risk if I happen to live a long life.
00:11:11:46 00:11:12:02		BUT1*		aber
00:11:12:02 00:11:12:09
00:11:12:09 00:11:12:14		ONLY2A*		nur
00:11:12:14 00:11:12:26
00:11:12:26 00:11:12:31		RISK1		risiko
00:11:12:31 00:11:12:36
00:11:12:36 00:11:12:41		WHAT1A*		was
00:11:12:41 00:11:12:49
00:11:12:49 00:11:13:07		FOR1*		für
00:11:13:07 00:11:13:12
00:11:13:12 00:11:13:20		MY1
00:11:13:20 00:11:13:33
00:11:13:33 00:11:13:34		TO-LIVE1D*
00:11:13:34 00:11:13:46
00:11:13:46 00:11:13:49		TO-LIVE1C*		leben lang
00:11:13:49 00:11:14:03
00:11:14:03 00:11:14:10		LONG-TIME4A*
00:11:14:10 00:11:14:15
00:11:14:15 00:11:14:23		TO-LIVE1C*
00:11:14:23 00:11:14:38
00:11:14:38 00:11:14:48		LONG-TIME4A*
00:11:14:48 00:11:15:10
00:11:15:10 00:11:15:26		A-WHOLE-LOT2*		[MG]
00:11:15:26 00:11:15:28
00:11:15:28 00:11:15:34		$INDEX1*
00:11:15:34 00:11:15:49
00:11:15:49 00:11:16:16	If I don't live long, everything works out money wise.
00:11:16:16 00:11:16:27		CLOSE-BY1^*		[MG]
00:11:16:27 00:11:16:45
00:11:16:45 00:11:17:04		RIGHT-OR-AGREED2*		stimmt
00:11:17:04 00:11:17:06
00:11:17:06 00:11:17:15	Though, nobody knows that for sure.
00:11:17:15 00:11:17:37		$GEST-OFF^		aber
00:11:17:37 00:11:18:08
00:11:18:08 00:11:18:13		WHO4^*		keiner
00:11:18:13 00:11:18:29
00:11:18:29 00:11:18:34		TO-KNOW-OR-KNOWLEDGE2A		weiß
00:11:18:34 00:11:19:19
00:11:19:19 00:11:19:35
00:11:19:35 00:11:19:40					Exactly.
00:11:19:40 00:11:19:49						LIKE-THIS1^
00:11:19:49 00:11:20:12
00:11:20:12 00:11:20:46					The company, well, my company, rather than giving us our Christmas bonus, invests that money in a ‘future insurance‘.
00:11:20:46 00:11:20:48							I1^
00:11:20:48 00:11:21:13
00:11:21:13 00:11:22:17							COMPANY1A	firma
00:11:22:17 00:11:22:32
00:11:22:32 00:11:22:42							MY1
00:11:22:42 00:11:23:01
00:11:23:01 00:11:23:11							COMPANY1A	firma
00:11:23:11 00:11:23:46
00:11:23:46 00:11:24:15							YEAR2A*	jedes jahr
00:11:24:15 00:11:24:21
00:11:24:21 00:11:24:42						LIKE-THIS1A*		so
00:11:24:42 00:11:25:08
00:11:25:08 00:11:25:10							NOT3A*
00:11:25:10 00:11:25:20
00:11:25:20 00:11:25:35						CHRISTMAS4A*		weihnachtsgeld
00:11:25:35 00:11:25:48
00:11:25:48 00:11:26:02							MONEY1A
00:11:26:02 00:11:26:14
00:11:26:14 00:11:26:24							TO-OBTAIN1*	bekommen
00:11:26:24 00:11:26:36
00:11:26:36 00:11:26:43							NOT3A
00:11:26:43 00:11:27:06
00:11:27:06 00:11:27:34							BUT1*	aber
00:11:27:34 00:11:27:49
00:11:27:49 00:11:28:05							MONEY1A	geld
00:11:28:05 00:11:28:18
00:11:28:18 00:11:28:49							TO-GIVE-MONEY2A^*
00:11:28:49 00:11:29:13
00:11:29:13 00:11:29:28							FUTURE2*	zukunftsversicherung
00:11:29:28 00:11:29:39
00:11:29:39 00:11:30:10							INSURANCE1
00:11:30:10 00:11:30:16
00:11:30:16 00:11:30:25					One gets 1800 euros as a Christmas/
00:11:30:25 00:11:30:36							$NUM-THOUSANDS1:1d	eintausendachthundert
00:11:30:36 00:11:31:25
00:11:31:25 00:11:31:35						$NUM-HUNDREDS1:8d
00:11:31:35 00:11:32:01
00:11:32:01 00:11:32:09							EURO1	euro
00:11:32:09 00:11:32:15
00:11:32:15 00:11:32:42	Per year?
00:11:32:42 00:11:32:47		YEAR2A		im jahr
00:11:32:47 00:11:33:07							TO-OBTAIN1*	bekommen
00:11:33:07 00:11:33:17
00:11:33:17 00:11:33:29						CHRISTMAS4A*		weihnachten
00:11:33:29 00:11:33:34
00:11:33:34 00:11:33:42					Yes, per year.
00:11:33:42 00:11:34:06							YEAR2A	im jahr
00:11:34:06 00:11:34:10
00:11:34:10 00:11:34:11					We don't receive our Christmas bonus, they always invest it in the insurance.
00:11:34:11 00:11:34:19
00:11:34:19 00:11:34:24						CHRISTMAS4A		weihnachtsgeld
00:11:34:24 00:11:34:33
00:11:34:33 00:11:34:36
00:11:34:36 00:11:35:13							TO-GIVE-MONEY2A^*
00:11:35:13 00:11:35:25							TO-GIVE-MONEY2A^*
00:11:35:25 00:11:35:39
00:11:35:39 00:11:36:08							TO-GIVE-MONEY2A^*
00:11:36:08 00:11:36:12
00:11:36:12 00:11:36:16					I think it's a pity.
00:11:36:16 00:11:36:20						I1
00:11:36:20 00:11:36:28
00:11:36:28 00:11:37:04						$GEST^		[MG]
00:11:37:04 00:11:37:06
00:11:37:06 00:11:37:18					I was looking forward to receive the 1800 euros, but they rather invest it and put it aside.
00:11:37:18 00:11:37:24							$NUM-THOUSANDS1:1d*	tausendachthundert
00:11:37:24 00:11:37:29
00:11:37:29 00:11:37:36						$NUM-HUNDREDS1:8d
00:11:37:36 00:11:38:04
00:11:38:04 00:11:38:14						RUBBING-ONES-HANDS-TOGETHER1		euro
00:11:38:14 00:11:38:24
00:11:38:24 00:11:38:32						$GEST-OFF^
00:11:38:32 00:11:38:42
00:11:38:42 00:11:39:03							TO-GIVE-MONEY2A^*
00:11:39:03 00:11:39:14
00:11:39:14 00:11:39:43							TO-THROW1^*
00:11:39:43 00:11:39:46	And what's it for then?
00:11:39:46 00:11:39:48		$INDEX1		und
00:11:39:48 00:11:40:02
00:11:40:02 00:11:40:06					I wonder what would happen if I would resign. Would I get the money or not?
00:11:40:06 00:11:40:07		$INDEX1
00:11:40:07 00:11:40:10							I2	ich
00:11:40:10 00:11:40:21
00:11:40:21 00:11:40:23							TO-PONDER1	[MG]
00:11:40:23 00:11:40:27		FOR1		für
00:11:40:27 00:11:40:36
00:11:40:36 00:11:40:37		WHAT1B*		was
00:11:40:37 00:11:40:40
00:11:40:40 00:11:40:47							BEFOREHAND1*	vorher
00:11:40:47 00:11:41:00
00:11:41:00 00:11:41:09
00:11:41:09 00:11:41:23		$INDEX1*				TO-WORK1		arbeitslos
00:11:41:23 00:11:41:35
00:11:41:35 00:11:41:44							RESIGNATION-OR-DISMISSAL2B^*
00:11:41:44 00:11:42:00
00:11:42:00 00:11:42:13							ALL2A^
00:11:42:13 00:11:42:25
00:11:42:25 00:11:42:31							$INDEX1*
00:11:42:31 00:11:42:44
00:11:42:44 00:11:43:02							TO-OBTAIN1*	bekommen
00:11:43:02 00:11:43:13
00:11:43:13 00:11:43:21							NOT3A*	oder nicht
00:11:43:21 00:11:43:28
00:11:43:28 00:11:43:34							I2*	[MG]
00:11:43:34 00:11:43:36					Or would they transfer the money to my new employment?
00:11:43:36 00:11:43:41						OR4B*		oder
00:11:43:41 00:11:43:48
00:11:43:48 00:11:44:04						FURTHER1A*		weiterleiten
00:11:44:04 00:11:44:14
00:11:44:14 00:11:44:41						TO-GUIDE2
00:11:44:41 00:11:44:42
00:11:44:42 00:11:45:01					I have to ask them again because I don't know that.
00:11:45:01 00:11:45:05							I1
00:11:45:05 00:11:45:19
00:11:45:19 00:11:45:23							QUESTION1	frage
00:11:45:23 00:11:45:26
00:11:45:26 00:11:45:30	I don't know.
00:11:45:30 00:11:45:34		$ORAL^		weiß nicht			I2*
00:11:45:34 00:11:45:40
00:11:45:40 00:11:46:00						$GEST-OFF^*		[MG]
00:11:46:00 00:11:46:15
00:11:46:15 00:11:47:44
00:11:47:44 00:11:48:10					It is really too bad that I won't receive the 1800 euros this Christmas.
00:11:48:10 00:11:48:18						TOO-BAD1		schade
00:11:48:18 00:11:48:25
00:11:48:25 00:11:48:32							$NUM-THOUSANDS1:1d	eintausendachthundert
00:11:48:32 00:11:48:38
00:11:48:38 00:11:48:44						$NUM-HUNDREDS1:8d
00:11:48:44 00:11:49:21
00:11:49:21 00:11:49:28							EURO1*	euro
00:11:49:28 00:11:49:41
00:11:49:41 00:11:49:47						CHRISTMAS4A*		weihnachten
00:11:49:47 00:11:50:03
00:11:50:03 00:11:50:10							TO-OBTAIN3*	bekommen
00:11:50:10 00:11:50:19
00:11:50:19 00:11:50:28							NOT3A*	nicht
00:11:50:28 00:11:50:44
00:11:50:44 00:11:51:09					I have to wait a long time then.
00:11:51:09 00:11:51:24							TO-WAIT1C	[MG]
00:11:51:24 00:11:51:34
00:11:51:34 00:11:52:05							FAR1^*
00:11:52:05 00:11:52:20					Once I receive the money, it is freed from taxes and something else which is more complicated and therefore I don't understand.		BUT1*	aber
00:11:52:20 00:11:52:33
00:11:52:33 00:11:52:41							TO-GIVE-MONEY2A^*
00:11:52:41 00:11:53:13
00:11:53:13 00:11:53:22							TO-PAY2^*	steuerfrei
00:11:53:22 00:11:53:31
00:11:53:31 00:11:53:42						FREE1
00:11:53:42 00:11:54:29
00:11:54:29 00:11:54:44						AND2A		und
00:11:54:44 00:11:55:09
00:11:55:09 00:11:55:24							$GEST-OFF^*	aber
00:11:55:24 00:11:55:37
00:11:55:37 00:11:55:40							IF-OR-WHEN1A*
00:11:55:40 00:11:55:48
00:11:55:48 00:11:56:26						INCOMPREHENSIBLE-SCRAWL1^*		[MG]
00:11:56:26 00:11:56:37
00:11:56:37 00:11:57:13						BLURRY1A^*		[MG]
00:11:57:13 00:11:57:36
00:11:57:36 00:11:58:13						$INDEX1*
00:11:58:13 00:11:58:25
00:11:58:25 00:11:58:30						LIKE-THIS1A*		so
00:11:58:30 00:11:58:37
00:11:58:37 00:11:58:47							TO-OBTAIN1*	bekommen
00:11:58:47 00:11:59:14
00:11:59:14 00:12:02:24
00:12:02:24 00:12:02:38					If they would add the 1,800 Euro to my wage and would then subtract the taxes, I would receive the same amount of money of my regular wage.
00:12:02:38 00:12:02:49							BUT1*	aber
00:12:02:49 00:12:03:08
00:12:03:08 00:12:03:16							$NUM-THOUSANDS1:1d	tausendachthundert
00:12:03:16 00:12:03:25
00:12:03:25 00:12:03:30						$NUM-HUNDREDS1:8d
00:12:03:30 00:12:04:15
00:12:04:15 00:12:04:22							TO-GIVE-MONEY4^*	euro
00:12:04:22 00:12:04:46
00:12:04:46 00:12:05:18						$GEST^*
00:12:05:18 00:12:05:28
00:12:05:28 00:12:05:34							SALARY1	gehalt
00:12:05:34 00:12:05:46
00:12:05:46 00:12:06:13							TO-GIVE-MONEY2A^*
00:12:06:13 00:12:06:18
00:12:06:18 00:12:07:05						OFF5^*		plus
00:12:07:05 00:12:07:16
00:12:07:16 00:12:07:23							ALL1A*	alles
00:12:07:23 00:12:07:25
00:12:07:25 00:12:08:07							BACK1A*	wieder zurück wieder zurück
00:12:08:07 00:12:08:13
00:12:08:13 00:12:08:18						I1
00:12:08:18 00:12:08:19
00:12:08:19 00:12:09:00						TO-HOLD-PAPER1A^
00:12:09:00 00:12:09:09
00:12:09:09 00:12:09:31							BACK1A*
00:12:09:31 00:12:09:41
00:12:09:41 00:12:10:08						USUAL1		normal
00:12:10:08 00:12:10:20
00:12:10:20 00:12:10:26							$ALPHA1:N	netto
00:12:10:26 00:12:10:38
00:12:10:38 00:12:11:06							AS-ALWAYS1*	[MG]
00:12:11:06 00:12:11:14					At first, it is a huge sum which just shrinks more and more.
00:12:11:14 00:12:11:15							I2*
00:12:11:15 00:12:11:27						$GEST-OFF^*		[MG]
00:12:11:27 00:12:11:38
00:12:11:38 00:12:12:01							MEASURE4^	[MG]
00:12:12:01 00:12:12:39						$PROD*		[MG]
00:12:12:39 00:12:12:48
00:12:12:48 00:12:13:05						$GEST-OFF^*
00:12:13:05 00:12:13:07
00:12:13:07 00:12:13:21					They invest the Christmas bonus in the insurance.
00:12:13:21 00:12:13:26							$INDEX1*
00:12:13:26 00:12:13:30
00:12:13:30 00:12:13:39							BACK1A^*
00:12:13:39 00:12:14:04
00:12:14:04 00:12:14:14						TO-TRANSFER1A^
00:12:14:14 00:12:14:23
00:12:14:23 00:12:14:28					That's the way it is.
00:12:14:28 00:12:14:35						$GEST-OFF^		[MG]
00:12:14:35 00:12:15:01
00:12:15:01 00:12:15:38
00:12:15:38 00:12:16:08					I think they changed the name of the insurance from ‘future insurance’ to ‘pension fund’ or something like that.
00:12:16:08 00:12:16:19							NAME1A	name
00:12:16:19 00:12:16:44
00:12:16:44 00:12:17:22							FUTURE2*	zukunftsversicherung
00:12:17:22 00:12:17:40
00:12:17:40 00:12:18:17							INSURANCE1
00:12:18:17 00:12:18:35
00:12:18:35 00:12:19:00						TO-CHANGE2A
00:12:19:00 00:12:19:13
00:12:19:13 00:12:20:40							$ALPHA1:PENSION	pensionskasse
00:12:20:40 00:12:20:42
00:12:20:42 00:12:20:48	Ah, pension.
00:12:20:48 00:12:21:08		$ORAL^		pension
00:12:21:08 00:12:21:11							$ALPHA1:K
00:12:21:11 00:12:21:20
00:12:21:20 00:12:21:30						TO-COLLECT1^*
00:12:21:30 00:12:21:31						TO-COLLECT1^*
00:12:21:31 00:12:21:40
00:12:21:40 00:12:22:06
00:12:22:06 00:12:22:15							TO-BELIEVE2A	glauben
00:12:22:15 00:12:22:30
00:12:22:30 00:12:22:45							ONE-OF-THE-TWO1^	[MG]
00:12:22:45 00:12:23:17
00:12:23:17 00:12:23:28
00:12:23:28 00:12:24:00	I don't know what that is.
00:12:24:00 00:12:24:11		TO-KNOW-STH-OR-SB1B*		kenne nicht
00:12:24:11 00:12:24:17
00:12:24:17 00:12:24:20		$GEST-OFF^*		[MG]
00:12:24:20 00:12:24:22
00:12:24:22 00:12:24:37					It is the insurance of the company that employs me.
00:12:24:37 00:12:24:38							YES1A*	jo
00:12:24:38 00:12:25:05
00:12:25:05 00:12:25:12							COMPANY1A
00:12:25:12 00:12:25:19
00:12:25:19 00:12:25:23							I2	angestellt
00:12:25:23 00:12:25:27
00:12:25:27 00:12:25:35							EMPLOYMENT1B
00:12:25:35 00:12:25:40
00:12:25:40 00:12:25:42						$GEST-OFF^*
00:12:25:42 00:12:26:19
00:12:26:19 00:12:26:29	Yes, right.
00:12:26:29 00:12:26:36		RIGHT-OR-AGREED1A		stimmt
00:12:26:36 00:12:26:48
00:12:26:48 00:12:39:13									Ok, do you to transfer money via online banking? That is something new and something that changed these days. Did you already adjust? Or do you transfer money the old fashioned way with a walk to the bank and your signature?
00:12:39:13 00:12:39:34	I do it online because it is convenient and fast.
00:12:39:34 00:12:39:37		I2*
00:12:39:37 00:12:40:02
00:12:40:02 00:12:40:23		ONLINE1*		online
00:12:40:23 00:12:40:39
00:12:40:39 00:12:41:08		PLEASANT2		angenehm
00:12:41:08 00:12:41:18
00:12:41:18 00:12:41:29		FAST3A		schnell
00:12:41:29 00:12:42:07
00:12:42:07 00:12:42:18
00:12:42:18 00:12:42:38					Me, too.
00:12:42:38 00:12:42:47	When would I have the time to make the extra trip to the bank?
00:12:42:47 00:12:42:49		EXTRA1		extra
00:12:42:49 00:12:43:04		EXTRA1					EQUAL8*	[MG]
00:12:43:04 00:12:43:08
00:12:43:08 00:12:43:09		I1
00:12:43:09 00:12:43:13
00:12:43:13 00:12:43:18
00:12:43:18 00:12:43:27		TO-DRIVE1*
00:12:43:27 00:12:43:30
00:12:43:30 00:12:43:35
00:12:43:35 00:12:43:42		BANK1		bank
00:12:43:42 00:12:44:03
00:12:44:03 00:12:44:16		TIME1^
00:12:44:16 00:12:44:26
00:12:44:26 00:12:44:44		WHEN1*		wann wann
00:12:44:44 00:12:45:01
00:12:45:01 00:12:45:04		$GEST-OFF^*
00:12:45:04 00:12:45:28
00:12:45:28 00:12:45:39
00:12:45:39 00:12:46:07					Yes, I agree.
00:12:46:07 00:12:46:20							EQUAL8*	[MG]
00:12:46:20 00:12:46:29
00:12:46:29 00:12:46:36						$GEST-OFF^*
00:12:46:36 00:12:46:39
00:12:46:39 00:12:46:40	Online banking is sent quickly and the money is transfered until the next morning. If you've sent it in the morning it is already there in the afternoon.
00:12:46:40 00:12:46:49		FAST3A		schnell
00:12:46:49 00:12:47:10
00:12:47:10 00:12:47:19		ONLINE1*
00:12:47:19 00:12:47:34
00:12:47:34 00:12:47:41		TO-SEND-OR-TO-DISPATCH2
00:12:47:41 00:12:48:06
00:12:48:06 00:12:48:18		TOMORROW1A		morgen
00:12:48:18 00:12:48:28
00:12:48:28 00:12:49:03		OR4A*		oder
00:12:49:03 00:12:49:10
00:12:49:10 00:12:49:14		IF-OR-WHEN1A*		wenn
00:12:49:14 00:12:49:20
00:12:49:20 00:12:49:34		BEFORE-NOON2*		vormittag
00:12:49:34 00:12:50:17
00:12:50:17 00:12:50:25		TO-THROW1^*
00:12:50:25 00:12:51:10
00:12:51:10 00:12:51:21		AFTERNOON1
00:12:51:21 00:12:51:30
00:12:51:30 00:12:51:41		PRESENT-OR-HERE1		da
00:12:51:41 00:12:52:00
00:12:52:00 00:12:52:08		$GEST-OFF^*
00:12:52:08 00:12:52:11
00:12:52:11 00:12:52:19	It is really fast.
00:12:52:19 00:12:52:29		FAST3A		[MG]
00:12:52:29 00:12:53:09
00:12:53:09 00:12:53:35
00:12:53:35 00:12:53:43					I think it is good. I agree.
00:12:53:43 00:12:54:02							GOOD1*	gut
00:12:54:02 00:12:54:18
00:12:54:18 00:12:54:31							EQUAL8*	[MG]
00:12:54:31 00:12:54:41
00:12:54:41 00:12:54:43	It is really convenient.				It really is convenient.	$GEST-OFF^*
00:12:54:43 00:12:55:00
00:12:55:00 00:12:55:06							ALSO3A	auch
00:12:55:06 00:12:55:07
00:12:55:07 00:12:55:16		NO3B^*
00:12:55:16 00:12:55:19
00:12:55:19 00:12:55:27							PLEASANT2	angenehm
00:12:55:27 00:12:55:38		PLEASANT2*		angenehm			PLEASANT2
00:12:55:38 00:12:55:40		PLEASANT2*		angenehm
00:12:55:40 00:12:55:42
00:12:55:42 00:12:55:44						$GEST-OFF^*
00:12:55:44 00:12:56:10
00:12:56:10 00:12:56:17
00:12:56:17 00:12:56:41
00:12:56:41 00:12:57:04	I received a letter with pin numbers. Whenever I use one up, I cross it out.
00:12:57:04 00:12:57:12		TO-OBTAIN3*		bekommen
00:12:57:12 00:12:57:17
00:12:57:17 00:12:57:35		$ALPHA1:P-I-N		pin
00:12:57:35 00:12:57:49
00:12:57:49 00:12:58:03		SQUARE2^*
00:12:58:03 00:12:58:10
00:12:58:10 00:12:58:23		TO-REGISTER1*
00:12:58:23 00:12:59:01
00:12:59:01 00:12:59:12		TO-WRITE3^*
00:12:59:12 00:12:59:20
00:12:59:20 00:12:59:22		NUMBER2A*		nummer
00:12:59:22 00:12:59:30
00:12:59:30 00:12:59:43		TO-REGISTER1*
00:12:59:43 00:13:00:07
00:13:00:07 00:13:01:01		TO-CROSS-OUT1B*		strich strich strich
00:13:01:01 00:13:01:23
00:13:01:23 00:13:01:40		$GEST^		[MG]
00:13:01:40 00:13:02:01
00:13:02:01 00:13:02:35					Yes.
00:13:02:35 00:13:02:44							YES1A
00:13:02:44 00:13:03:19

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